{"name":"BetterAPY verified CD rates","url":"https://betterapy.com","generated":"2026-08-25","method":"Rates read daily from each institution's own published rate sheet. Per-institution provenance in `checked` (our fetch date) and `effective` (their stated date). Row arrays are [term_months (0 = not printed), apy_percent, min_deposit, max_deposit, is_special, conditions, product, age_gated]. Estate/beneficiary-only certificates are excluded; age-gated products carry age_gated=1.","license":"Free to cite with attribution to BetterAPY.com.","natlAvg":{"savingsApy":0.38,"cd12Apy":1.71,"asOf":"Aug 17, 2026"},"counties":["Alachua","Baker","Bay","Bradford","Brevard","Broward","Calhoun","Charlotte","Citrus","Clay","Collier","Columbia","DeSoto","Dixie","Duval","Escambia","Flagler","Franklin","Gadsden","Gilchrist","Glades","Gulf","Hamilton","Hardee","Hendry","Hernando","Highlands","Hillsborough","Holmes","Indian River","Jackson","Jefferson","Lafayette","Lake","Lee","Leon","Levy","Liberty","Madison","Manatee","Marion","Martin","Miami-Dade","Monroe","Nassau","Okaloosa","Okeechobee","Orange","Osceola","Palm Beach","Pasco","Pinellas","Polk","Putnam","Santa Rosa","Sarasota","Seminole","St. Johns","St. Lucie","Sumter","Suwannee","Taylor","Union","Volusia","Wakulla","Walton","Washington"],"institutions":[{"id":"seacoast-national-bank-131","name":"Seacoast National Bank","type":"bank","market":"fl","city":"Stuart","state":"FL","web":"https://www.seacoastbank.com/personal/banking/savings/certificate-of-deposit","checked":"2026-08-25","effective":"June 15, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":79,"byCounty":{"Martin":["Hobe Sound","Jensen Beach","Palm City","Stuart"],"Lake":["Clermont","Eustis","Mount Dora"],"Orange":["Apopka","Orlando","Winter Garden","Winter Park"],"Hillsborough":["Tampa"],"Pinellas":["Belleair Bluffs","Saint Petersburg"],"Palm Beach":["Boca Raton","Boynton Beach","Delray Beach","Jupiter","Lantana","Palm Beach Gardens","Wellington","West Palm Beach"],"Volusia":["Daytona Beach","Ormond Beach","Port Orange"],"Broward":["Fort Lauderdale","Plantation","Weston"],"Brevard":["Melbourne","Viera"],"Sarasota":["Sarasota","Venice"],"Collier":["Naples"],"Levy":["Bronson","Cedar Key","Chiefland","Williston"],"Columbia":["Lake City"],"Dixie":["Cross City"],"Gilchrist":["Trenton"],"Citrus":["Crystal River"],"Marion":["Ocala"],"Indian River":["Sebastian","Vero Beach"],"Alachua":["Gainesville"],"Miami-Dade":["Aventura","Coral Gables","Doral","Hialeah","Miami"],"Duval":["Jacksonville"],"St. Lucie":["Fort Pierce","Port Saint Lucie","Port St. Lucie","Saint Lucie West"],"Okeechobee":["Okeechobee"],"Hendry":["Clewiston"],"Seminole":["Lake Mary","Longwood","Oviedo","Sanford"]}},"rows":[[3,3.25,1000,null,1,"Minimum opening deposit of $1,000; not available to funds currently on deposit at Seacoast Bank; special APY applies to initial term only; auto-renews at maturi","CD",0],[7,3.5,1000,null,1,"Minimum opening deposit of $1,000; not available to funds currently on deposit at Seacoast Bank; special APY applies to initial term only; auto-renews at maturi","CD",0],[12,3.75,1000,null,1,"Minimum opening deposit of $1,000; not available to funds currently on deposit at Seacoast Bank; special APY applies to initial term only; auto-renews at maturi","CD",0]]},{"id":"trustco-bank-31945","name":"TrustCo Bank","type":"bank","market":"fl","city":"Glenville","state":"NY","web":"https://www.trustcobank.com/current-interest-rates/deposits/","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":51,"byCounty":{"Seminole":["Altamonte Springs","Longwood","Maitland","Oviedo","Sanford","Winter Park","Winter Springs"],"Lake":["Clermont","Lady Lake","Leesburg"],"Hillsborough":["Apollo Beach","Sun City Center"],"Volusia":["Orange City","Ormond Beach","Port Orange"],"Orange":["Apopka","Orlando","Windermere","Winter Garden"],"Osceola":["Kissimmee"],"Polk":["Davenport","Winter Haven"],"Charlotte":["Englewood"],"Manatee":["Bradenton"],"Palm Beach":["Juno Beach"],"Brevard":["Melbourne"],"Martin":["Stuart"],"Sarasota":["Osprey","Sarasota","Venice"],"Indian River":["Vero Beach"],"Flagler":["Palm Coast"]}},"rows":[[9,4,500,null,0,"Promotional banner rate; $500 minimum deposit to open a CD per disclaimer (1)",null,0]]},{"id":"bankunited-national-association-58979","name":"BankUnited, National Association","type":"bank","market":"fl","city":"Miami Lakes","state":"FL","web":"https://www.bankunited.com/personal/savings-money-market-and-cd-accounts/certificate-of-deposit-accounts","checked":"2026-08-25","effective":"8/10/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":50,"byCounty":{"Miami-Dade":["Aventura","Coral Gables","Doral","Hialeah","Miami","Miami Lakes","North Miami","Pinecrest","South Miami"],"Palm Beach":["Boca Raton","Boynton Beach","Delray Beach","Jupiter","Lake Worth","West Palm Beach"],"Pinellas":["Clearwater","Oldsmar"],"Seminole":["Altamonte Springs","Lake Mary"],"Sarasota":["Sarasota"],"Broward":["Coral Springs","Fort Lauderdale","Hollywood","Lighthouse Point","Pembroke Pines","Plantation","Pompano Beach","Tamarac","Weston","Wilton Manors"],"Lee":["Bonita Springs","Fort Myers"],"Manatee":["Bradenton"],"Collier":["Naples"],"Martin":["Stuart"],"Indian River":["Vero Beach"],"Hillsborough":["Tampa"],"Orange":["Orlando"]}},"rows":[[6,3.75,1000,250000,1,"Online-opened consumer accounts; min $1,000, max $250,000 per CD","CD (Promotional Rate)",0],[9,3.8,1000,250000,1,"Online-opened consumer accounts; min $1,000, max $250,000 per CD","CD (Promotional Rate)",0],[12,3.95,1000,250000,1,"Online-opened consumer accounts; min $1,000, max $250,000 per CD","CD (Promotional Rate)",0],[6,2.25,1000,250000,0,null,null,0],[9,2.3,1000,250000,0,null,null,0],[12,2.45,1000,250000,0,null,null,0]]},{"id":"first-citizens-bank-and-trust-company-11063","name":"First-Citizens Bank & Trust Company","type":"bank","market":"fl","city":"Raleigh","state":"NC","web":"https://www.firstcitizens.com/personal/savings/certificates-of-deposit","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":27,"byCounty":{"Duval":["Jacksonville"],"Palm Beach":["Boca Raton","Jupiter"],"Hillsborough":["Tampa"],"Pinellas":["Belleair Bluffs","Pinellas Park","Saint Petersburg"],"Orange":["Winter Park"],"Miami-Dade":["Coconut Grove","Coral Gables","Doral","South Miami"],"Seminole":["Lake Mary"],"Collier":["Marco Island","Naples"],"Manatee":["Lakewood Ranch"],"Martin":["Stuart"],"Broward":["Coral Springs","Fort Lauderdale"],"Lee":["Bonita Springs","Fort Myers"],"St. Johns":["Ponte Vedra Beach"]}},"rows":[[5,4,5000,250000,1,"New money only; must be funded from external sources; not available for IRA, trusts or businesses; online only","5-Month Online Promotional CD",0],[11,3.75,5000,250000,1,"New money only; must be funded from external sources; not available for IRA, trusts or businesses; online only","11-Month Online Promotional CD",0],[5,2.5,500,null,0,"Printed as term range 3 to 5 months; yields may vary by area",null,0],[11,2.25,500,null,0,"Printed as term range 6 to 11 months; yields may vary by area",null,0],[12,2,500,null,0,null,null,0],[18,0.02,500,null,0,null,null,0],[24,0.05,500,null,0,null,null,0],[36,0.05,500,null,0,null,null,0],[48,0.15,500,null,0,null,null,0]]},{"id":"flagstar-bank-national-association-32541","name":"Flagstar Bank, National Association","type":"bank","market":"fl","city":"Hicksville","state":"NY","web":"https://www.flagstar.com/personal/bank/savings/certificate-of-deposit-accounts.html","checked":"2026-08-25","effective":"8/25/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":26,"byCounty":{"Palm Beach":["Boca Raton","Boynton Beach","Delray Beach","Lake Worth","Palm Beach Gardens","Wellington","West Palm Beach"],"Broward":["Coral Springs","Deerfield Beach","Fort Lauderdale","Hollywood","Pembroke Pines","Plantation","Sunrise","Weston"],"Miami-Dade":["Coral Gables","Doral","Miami Beach","Surfside"],"St. Lucie":["Port Saint Lucie"],"Collier":["Naples"],"Lee":["Estero"]}},"rows":[[6,3.7,500,10000000,1,"New money required (except maturing CDs); not available for public units; limited-time offer","Certificate of Deposit (CD)",0],[12,3.8,500,10000000,1,"New money required; not available for public units or Business CDs; limited-time offer","Certificate of Deposit (CD) - Limited Time Only",0],[24,3.7,2500,10000000,1,"New money required; not available for public units or Business CDs; limited-time offer","Certificate of Deposit (CD)",0]]},{"id":"first-federal-bank-31313","name":"First Federal Bank","type":"bank","market":"fl","city":"Lake City","state":"FL","web":"https://www.ffbf.com/rates","checked":"2026-08-25","effective":"October 25, 2025","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":24,"byCounty":{"Columbia":["Lake City"],"Hamilton":["Jasper"],"Lafayette":["Mayo"],"Suwannee":["Dowling Park","Live Oak"],"Baker":["Macclenny"],"Holmes":["Bonifay"],"Jackson":["Graceville","Marianna"],"Washington":["Chipley"],"Nassau":["Fernandina Beach","Yulee"],"Bay":["Panama City"],"Marion":["Ocala"],"Alachua":["Gainesville"],"Duval":["Jacksonville"]}},"rows":[[12,1.03,1000,9999.99,0,"Balance tier $1,000-$9,999.99",null,0],[12,1.03,10000,24999.99,0,"Balance tier $10,000-$24,999.99",null,0],[12,1.03,25000,49999.99,0,"Balance tier $25,000-$49,999.99",null,0],[12,1.06,50000,99999.99,0,"Balance tier $50,000-$99,999.99",null,0],[12,1.07,100000,null,0,"$100,000 and up",null,0],[18,1.05,1000,9999.99,0,"Balance tier $1,000-$9,999.99",null,0],[18,1.05,10000,24999.99,0,"Balance tier $10,000-$24,999.99",null,0],[18,1.05,25000,49999.99,0,"Balance tier $25,000-$49,999.99",null,0],[18,1.06,50000,99999.99,0,"Balance tier $50,000-$99,999.99",null,0],[18,1.07,100000,null,0,"$100,000 and up",null,0],[6,1.01,1000,9999.99,0,"Balance tier $1,000-$9,999.99",null,0],[6,1.01,10000,24999.99,0,"Balance tier $10,000-$24,999.99",null,0],[6,1.01,25000,49999.99,0,"Balance tier $25,000-$49,999.99",null,0],[6,1.04,50000,99999.99,0,"Balance tier $50,000-$99,999.99",null,0],[6,1.07,100000,null,0,"$100,000 and up",null,0],[24,1.05,1000,9999.99,0,"Balance tier $1,000-$9,999.99",null,0],[24,1.05,10000,24999.99,0,"Balance tier $10,000-$24,999.99",null,0],[24,1.05,25000,49999.99,0,"Balance tier $25,000-$49,999.99",null,0],[24,1.06,50000,99999.99,0,"Balance tier $50,000-$99,999.99",null,0],[24,1.07,100000,null,0,"$100,000 and up",null,0],[1,0.92,1000,9999.99,0,"Balance tier $1,000-$9,999.99",null,0],[1,0.92,10000,24999.99,0,"Balance tier $10,000-$24,999.99",null,0],[1,0.92,25000,49999.99,0,"Balance tier $25,000-$49,999.99",null,0],[1,0.94,50000,99999.99,0,"Balance tier $50,000-$99,999.99",null,0],[1,0.94,100000,null,0,"$100,000 and up",null,0],[36,1.05,1000,9999.99,0,"Balance tier $1,000-$9,999.99",null,0],[36,1.05,10000,24999.99,0,"Balance tier $10,000-$24,999.99",null,0],[36,1.05,25000,49999.99,0,"Balance tier $25,000-$49,999.99",null,0],[36,1.06,50000,99999.99,0,"Balance tier $50,000-$99,999.99",null,0],[36,1.07,100000,null,0,"$100,000 and up",null,0],[48,1.05,1000,9999.99,0,"Balance tier $1,000-$9,999.99",null,0],[48,1.05,10000,24999.99,0,"Balance tier $10,000-$24,999.99",null,0],[48,1.05,25000,49999.99,0,"Balance tier $25,000-$49,999.99",null,0],[48,1.06,50000,99999.99,0,"Balance tier $50,000-$99,999.99",null,0],[48,1.07,100000,null,0,"$100,000 and up",null,0],[60,1.05,1000,9999.99,0,"Balance tier $1,000-$9,999.99",null,0],[60,1.05,10000,24999.99,0,"Balance tier $10,000-$24,999.99",null,0],[60,1.05,25000,49999.99,0,"Balance tier $25,000-$49,999.99",null,0],[60,1.06,50000,99999.99,0,"Balance tier $50,000-$99,999.99",null,0],[60,1.07,100000,null,0,"$100,000 and up",null,0],[3,0.93,1000,9999.99,0,"Balance tier $1,000-$9,999.99",null,0],[3,0.93,10000,24999.99,0,"Balance tier $10,000-$24,999.99",null,0],[3,0.93,25000,49999.99,0,"Balance tier $25,000-$49,999.99",null,0],[3,0.99,50000,99999.99,0,"Balance tier $50,000-$99,999.99",null,0],[3,1.01,100000,null,0,"$100,000 and up",null,0]]},{"id":"united-community-bank-16889","name":"United Community Bank","type":"bank","market":"fl","city":"Greenville","state":"SC","web":"https://www.ucbi.com/Personal-banking/Savings/Personal-Certificates-of-Deposit","checked":"2026-08-25","effective":"5/23/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":22,"byCounty":{"Orange":["Orlando","Winter Park"],"Seminole":["Lake Mary"],"Sarasota":["Sarasota"],"Palm Beach":["Boca Raton","Palm Beach Gardens"],"Hillsborough":["Tampa"],"Martin":["Stuart"],"St. Johns":["Ponte Vedra Beach"],"Broward":["Fort Lauderdale","Oakland Park"],"Lake":["Tavares"],"Brevard":["Melbourne"],"Okaloosa":["Destin"],"Walton":["Inlet Beach","Santa Rosa Beach"],"Miami-Dade":["Coral Gables","Miami","South Miami"],"Bay":["Panama City"]}},"rows":[[6,3.65,2500,null,0,"Interest compounded daily, credited monthly; early withdrawal penalty; auto-renews at maturity",null,0],[14,3.5,2500,null,0,"Interest compounded daily, credited monthly; early withdrawal penalty; auto-renews at maturity",null,0]]},{"id":"amerant-bank-national-association-22953","name":"Amerant Bank, National Association","type":"bank","market":"fl","city":"Coral Gables","state":"FL","web":"https://www.amerantbank.com/products/personal/personal-savings/certificates-of-deposits/","checked":"2026-08-25","effective":"08/07/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":21,"byCounty":{"Miami-Dade":["Aventura","Coral Gables","Doral","Hialeah","Key Biscayne","Miami","Miami Lakes"],"Broward":["Coral Springs","Davie","Fort Lauderdale","Weston"],"Palm Beach":["Boca Raton","Delray Beach","West Palm Beach"],"Hillsborough":["Tampa"]}},"rows":[[3,3,10000,500000,0,"Florida only; branch-opened min $10,000 up to $500,000; online-opened min $500 up to $250,000",null,0],[6,4,10000,250000,1,"Promotional CD for Florida residents; must open by 09/09/2026; $10,000 minimum from external source; max $250,000 per account / $500,000 per customer; personal ","Certificate of Deposit (Florida) - promotional",0],[9,3,10000,500000,0,"Florida only; online-opened min $500 up to $250,000",null,0],[12,3.25,10000,250000,1,"Promotional; must open by 09/09/2026; new external funds required","Certificate of Deposit (Florida) - promotional",0],[15,2.5,10000,500000,0,"Florida only",null,0],[18,2.5,10000,500000,0,"Florida only",null,0],[24,2.5,10000,500000,0,"Florida only",null,0],[36,2.5,10000,500000,0,"Florida only",null,0],[48,2.5,10000,500000,0,"Florida only",null,0],[60,2.5,10000,500000,0,"Florida only",null,0]]},{"id":"third-federal-savings-and-loan-association-of-cl-30012","name":"Third Federal Savings and Loan Association of Cleveland","type":"bank","market":"fl","city":"Cleveland","state":"OH","web":"https://www.thirdfederal.com/deposits/certificates-of-deposit","checked":"2026-08-25","effective":"August 25, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":16,"byCounty":{"Pasco":["Port Richey"],"Pinellas":["Clearwater","Saint Petersburg","Seminole"],"Sarasota":["Sarasota"],"Hillsborough":["Tampa"],"Broward":["Coral Springs","Hallandale","Plantation"],"Lee":["Bonita Springs","Fort Myers"],"Collier":["Naples"],"Palm Beach":["Boca Raton","Delray Beach","Greenacres","North Palm Beach"]}},"rows":[[5,3.7,500,null,1,"Deposits over $1,000,000 subject to review; early withdrawal penalty","5 Month Special CD",0],[12,4.25,500,null,0,"Online CD; deposits over $1,000,000 subject to review; early withdrawal penalty",null,0]]},{"id":"bayfirst-national-bank-34997","name":"BayFirst National Bank","type":"bank","market":"fl","city":"Saint Petersburg","state":"FL","web":"https://www.bayfirstfinancial.com/personal/savings-money-market-and-cds/certificates-of-deposit/","checked":"2026-08-25","effective":"2/3/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":12,"byCounty":{"Pinellas":["Belleair Bluffs","Clearwater","Pinellas Park","Saint Petersburg","Seminole"],"Sarasota":["Sarasota"],"Hillsborough":["Tampa"],"Manatee":["Bradenton"]}},"rows":[[6,3.64,1000,null,0,"$1,000 minimum to open",null,0],[12,3.49,1000,null,0,"$1,000 minimum to open",null,0],[24,2.25,1000,null,0,"$1,000 minimum to open",null,0],[36,2.75,1000,null,0,"$1,000 minimum to open",null,0],[60,3.01,1000,null,0,"$1,000 minimum to open",null,0]]},{"id":"everbank-national-association-34775","name":"EverBank, National Association","type":"bank","market":"fl","city":"Jacksonville","state":"FL","web":"https://www.everbank.com/banking/cd","checked":"2026-08-25","effective":"08/21/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":11,"byCounty":{"Duval":["Jacksonville"],"Miami-Dade":["Coral Gables"],"Collier":["Naples"],"Lee":["Fort Myers"],"Pinellas":["Clearwater"],"Palm Beach":["Boca Raton"],"Broward":["Fort Lauderdale"]}},"rows":[[3,3.6,1000,null,0,null,null,0],[6,3.6,1000,null,0,null,null,0],[7,4.1,1000,null,0,"Automatically renews into a 6-month CD at maturity.",null,0],[9,3.4,1000,null,0,null,null,0],[12,3.4,1000,null,0,null,null,0],[13,3.6,1000,null,0,"Automatically renews into a 12-month CD at maturity.",null,0],[18,3.4,1000,null,0,null,null,0],[24,3.4,1000,null,0,null,null,0],[25,3.65,1000,null,0,"Automatically renews into a 24-month CD at maturity.",null,0],[30,3.4,1000,null,0,null,null,0],[36,3.4,1000,null,0,null,null,0],[48,3.4,1000,null,0,null,null,0],[60,3.4,1000,null,0,null,null,0]]},{"id":"woodforest-national-bank-23220","name":"Woodforest National Bank","type":"bank","market":"fl","city":"The Woodlands","state":"TX","web":"https://www.woodforest.com/personal/resources/deposit-interest-rates/","checked":"2026-08-25","effective":"8/21/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":10,"byCounty":{"Duval":["Jacksonville"],"Osceola":["Kissimmee"],"Hillsborough":["Brandon"],"Orange":["Orlando"]}},"rows":[[8,3.5,500,null,1,"Special promotional APY; consumers only; auto-renews to 6-month CD at then-current rate","CD 8 Month Special",0],[13,4,500,null,1,"New funds not previously held at Woodforest; for Woodforest checking account holders; auto-renews to 1-year CD","CD 13 Month Special",0],[6,2.25,500,null,0,null,null,0],[1,0.25,500,null,0,null,null,0],[3,2,500,null,0,null,null,0],[12,2,500,null,0,null,null,0],[24,2.25,500,null,0,null,null,0],[36,1.4,500,null,0,null,null,0],[48,1.15,500,null,0,null,null,0],[60,1.25,500,null,0,null,null,0],[6,2.25,500,null,0,null,null,0],[12,2,500,null,0,null,null,0],[24,2.25,500,null,0,null,null,0],[36,1.4,500,null,0,null,null,0],[48,1.15,500,null,0,null,null,0],[60,1.25,500,null,0,null,null,0]]},{"id":"u-s-century-bank-57369","name":"U. S. Century Bank","type":"bank","market":"fl","city":"Doral","state":"FL","web":"https://www.uscentury.com/make-more-with-the-money-youve-saved","checked":"2026-08-25","effective":"accurate as of 7/6/26 and valid through 10/6/26","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":10,"byCounty":{"Miami-Dade":["Aventura","Coral Gables","Doral","Hialeah","Miami","Miami Lakes"],"Broward":["Hollywood"]}},"rows":[[13,4,25000,null,1,"New money not currently on deposit with U.S. Century Bank; $25,000 minimum opening deposit and minimum balance; early withdrawal penalty; valid through 10/6/26","Promotional CD",0],[6,3.85,25000,null,1,"Printed as '6-9 month CD term'; new money only; $25,000 minimum opening deposit and minimum balance; early withdrawal penalty; valid through 10/6/26","Promotional CD (6-9 month term)",0]]},{"id":"first-bank-9620","name":"First Bank","type":"bank","market":"fl","city":"Clewiston","state":"FL","web":"https://www.first1bank.com/personal/personal-savings/certificates-of-deposit-cds.html","checked":"2026-08-25","effective":"January 7, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":7,"byCounty":{"Hendry":["Clewiston","La Belle"],"Lee":["Fort Myers"],"Glades":["Moore Haven"],"Palm Beach":["Belle Glade"],"Collier":["Immokalee"]}},"rows":[[12,3.04,2500,null,0,"Penalty may be imposed for early withdrawal",null,0],[36,2.78,2500,null,0,"Penalty may be imposed for early withdrawal",null,0]]},{"id":"first-american-bank-3657","name":"First American Bank","type":"bank","market":"fl","city":"Elk Grove Village","state":"IL","web":"https://www.firstambank.com/CD-Special","checked":"2026-08-25","effective":"7/15/26","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":6,"byCounty":{"Miami-Dade":["Coral Gables","Doral","Hialeah","Miami"]}},"rows":[[7,3.55,2500,1000000,1,"Limited time offer; penalty for early withdrawal; deposit amounts not to exceed $1 million","7-Month CD Special",0],[11,3.75,2500,1000000,1,"Limited time offer; penalty for early withdrawal; deposit amounts not to exceed $1 million","11-Month CD Special",0]]},{"id":"pibank-national-association-25258","name":"Pibank, National Association","type":"bank","market":"fl","city":"Miami","state":"FL","web":"https://www.pibank.com/pibank-cd/","checked":"2026-08-25","effective":"08/20/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":5,"byCounty":{"Miami-Dade":["Coral Gables","Doral","Miami"]}},"rows":[[12,4.2,1,5000000,0,"Must open and fund a Pibank Savings account and link the CD; monthly interest paid to linked savings; $1 minimum to open, no minimum balance to earn APY; early ",null,0]]},{"id":"florida-capital-bank-national-association-26323","name":"Florida Capital Bank, National Association","type":"bank","market":"fl","city":"Jacksonville","state":"FL","web":"https://www.floridacapitalbank.com/deposit-rates/","checked":"2026-08-25","effective":"March 1, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":5,"byCounty":{"Duval":["Jacksonville"],"Hillsborough":["Tampa"],"Orange":["Orlando"],"Alachua":["Gainesville"]}},"rows":[[9,3.3,50000,1000000,1,"New money/new clients only; $50,000 minimum, $1,000,000 maximum","Promotional 9-Month CD/IRA (Personal & Business)",0],[12,3.35,50000,1000000,1,"New money/new clients only; $50,000 minimum, $1,000,000 maximum","Promotional 1-Year CD/IRA (Personal & Business)",0],[9,0.35,2000,null,0,"Minimum opening balance Personal $2,000 | Business $10,000",null,0],[12,0.35,2000,null,0,"Minimum opening balance Personal $2,000 | Business $10,000",null,0],[18,0.35,2000,null,0,"Minimum opening balance Personal $2,000 | Business $10,000",null,0],[24,0.35,2000,null,0,"Minimum opening balance Personal $2,000 | Business $10,000",null,0],[36,0.45,2000,null,0,"Minimum opening balance Personal $2,000 | Business $10,000",null,0],[48,0.55,2000,null,0,"Minimum opening balance Personal $2,000 | Business $10,000",null,0],[60,0.45,2000,null,0,"Printed as 0.65% interest rate with 0.45% APY (as shown on page)",null,0]]},{"id":"the-warrington-bank-17193","name":"The Warrington Bank","type":"bank","market":"fl","city":"Pensacola","state":"FL","web":"https://www.warringtonbank.com/rates/","checked":"2026-08-25","effective":"Tuesday, August 25, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":4,"byCounty":{"Escambia":["Pensacola","Pensacola Beach"]}},"rows":[[3,0.25,null,null,0,null,null,0],[6,0.3,null,null,0,null,null,0],[12,1.5,null,null,0,null,null,0]]},{"id":"banco-do-brasil-americas-26725","name":"Banco do Brasil Americas","type":"bank","market":"fl","city":"Miami","state":"FL","web":"https://www.bbamericas.com/en/rates/","checked":"2026-08-25","effective":"12/17/2025","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":4,"byCounty":{"Miami-Dade":["Aventura","Miami"],"Orange":["Orlando"],"Broward":["Lighthouse Point"]}},"rows":[[6,3,null,null,0,"Term not available for CD IRA",null,0],[12,2.55,null,null,0,null,null,0],[24,2.55,null,null,0,null,null,0],[36,2.4,null,null,0,null,null,0],[48,2.4,null,null,0,null,null,0],[60,2.4,null,null,0,null,null,0],[6,3.15,100000,null,0,"Term not available for CD IRA",null,0],[12,3.05,100000,null,0,null,null,0],[24,2.75,100000,null,0,null,null,0],[36,2.6,100000,null,0,null,null,0],[48,2.6,100000,null,0,null,null,0],[60,2.6,100000,null,0,null,null,0],[12,2.55,null,null,0,null,null,0],[24,2.55,null,null,0,null,null,0],[36,2.4,null,null,0,null,null,0],[48,2.4,null,null,0,null,null,0],[60,2.4,null,null,0,null,null,0],[12,3.05,100000,null,0,null,null,0],[24,2.75,100000,null,0,null,null,0],[36,2.6,100000,null,0,null,null,0],[48,2.6,100000,null,0,null,null,0],[60,2.6,100000,null,0,null,null,0],[24,1.8,null,null,0,null,null,0],[24,1.95,100000,null,0,"Printed as 'CDs = $100,000'",null,0]]},{"id":"stearns-bank-national-association-10988","name":"Stearns Bank National Association","type":"bank","market":"fl","city":"Saint Cloud","state":"MN","web":"https://www.stearnsbank.com/personal/cds","checked":"2026-08-25","effective":"8/1/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":3,"byCounty":{"Sarasota":["Sarasota","Venice"],"Pinellas":["Saint Petersburg"]}},"rows":[[3,3.96,500,null,0,"Interest paid at maturity; ability to fund throughout term; IRA funds eligible; no early withdrawal penalty",null,0],[6,3.78,500,null,0,"Interest paid at maturity; ability to fund throughout term; IRA funds eligible; no early withdrawal penalty",null,0],[12,3.5,500,null,0,"IRA funds eligible; penalty may be imposed for early withdrawal; compounds annually",null,0],[18,3.01,500,null,0,"IRA funds eligible; penalty may be imposed for early withdrawal; compounds annually",null,0],[3,3.96,500,null,0,"Expected Annual % Yield; profit paid at maturity",null,0],[6,3.78,500,null,0,"Expected Annual % Yield; profit paid at maturity",null,0],[12,3.5,500,null,0,"Expected Annual % Yield; compounds annually; discount may apply for early withdrawal",null,0],[18,3.01,500,null,0,"Expected Annual % Yield; compounds annually; discount may apply for early withdrawal",null,0]]},{"id":"busey-bank-16450","name":"Busey Bank","type":"bank","market":"fl","city":"Champaign","state":"IL","web":"https://www.busey.com/personal/products-and-services/current-cd-rate-specials","checked":"2026-08-25","effective":"Effective Date as of 08/19/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":3,"byCounty":{"Lee":["Cape Coral","Fort Myers"],"Sarasota":["North Port"]}},"rows":[[7,3.95,1000,null,1,"Requires primary/joint ownership of eligible Busey Bank checking account open and in good standing for CD term; otherwise standard rate. IRA CDs eligible; not a","7 Month CD Special w/ checking",0],[7,3.75,1000,null,1,"Funds must be new to Busey Bank or transferred from a maturing Busey CD at renewal.","7 Month CD Special",0],[11,3.8,1000,null,1,"Funds must be new to Busey Bank or transferred from a maturing Busey CD at renewal.","11 Month CD Special",0],[11,4,1000,null,1,"Requires primary/joint ownership of eligible Busey Bank checking account open and in good standing for CD term; otherwise standard rate. Footnote text reference","11 Month CD Special w/ checking",0]]},{"id":"dlp-bank-17734","name":"DLP Bank","type":"bank","market":"fl","city":"Starke","state":"FL","web":"https://www.dlp.bank/personal/personal-savings/certificates-of-deposit-cds.html","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":3,"byCounty":{"Bradford":["Starke"],"Union":["Lake Butler"],"Putnam":["Interlachen"]}},"rows":[[3,1.01,1000,null,0,"Minimum deposit to open is $1,000. Penalty for early withdrawal.",null,0],[6,3.3,1000,null,0,"Minimum deposit to open is $1,000. Penalty for early withdrawal.",null,0],[12,3.15,1000,null,0,"Minimum deposit to open is $1,000. Penalty for early withdrawal.",null,0],[18,3.05,1000,null,0,"Minimum deposit to open is $1,000. Penalty for early withdrawal.",null,0],[24,3.05,1000,null,0,"Minimum deposit to open is $1,000. Penalty for early withdrawal.",null,0],[30,3.05,1000,null,0,"Minimum deposit to open is $1,000. Penalty for early withdrawal.",null,0],[36,3.05,1000,null,0,"Minimum deposit to open is $1,000. Penalty for early withdrawal.",null,0]]},{"id":"pnb-community-bank-26687","name":"PNB Community Bank","type":"bank","market":"fl","city":"Niceville","state":"FL","web":"https://pnbcommunity.bank/rates.html","checked":"2026-08-25","effective":"May 28, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":3,"byCounty":{"Okaloosa":["Niceville"],"Walton":["Defuniak Springs","Freeport"]}},"rows":[[3,0.03,1000,null,0,null,null,0],[5,3.69,1000,null,1,null,"Certificate of Deposit",0],[6,0.05,1000,null,0,null,null,0],[12,0.1,1000,null,0,null,null,0],[18,0.1,1000,null,0,null,null,0],[24,0.15,1000,null,0,null,null,0],[36,0.15,1000,null,0,null,null,0],[18,0.1,1000,null,0,"Variable rate IRA",null,0],[12,2.5,1000,null,0,null,null,0],[18,0.1,1000,null,0,null,null,0],[24,0.15,1000,null,0,null,null,0],[36,0.15,1000,null,0,null,null,0]]},{"id":"sunstate-bank-34643","name":"Sunstate Bank","type":"bank","market":"fl","city":"Miami","state":"FL","web":"https://www.sunstatefl.com/Personal/Other/Rates","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":3,"byCounty":{"Miami-Dade":["Coral Gables","Miami","West Miami"]}},"rows":[[1,0.1,null,null,0,"30 days",null,0],[3,0.15,null,null,0,"90 days",null,0],[6,0.2,null,null,0,null,null,0],[12,0.25,null,null,0,null,null,0],[18,0.25,null,null,0,null,null,0],[24,0.3,null,null,0,null,null,0],[30,0.35,null,null,0,null,null,0],[36,0.4,null,null,0,null,null,0],[48,0.45,null,null,0,null,null,0],[60,0.5,null,null,0,null,null,0],[1,0.1,1000,null,1,"30 days, $1,000 or more","Promotional CD ($1,000+)",0],[7,4.15,1000,null,1,"7 months, $1,000 or more","Promotional CD ($1,000+)",0],[13,4,1000,null,1,"13 months, $1,000 or more","Promotional CD ($1,000+)",0]]},{"id":"united-bank-58","name":"United Bank","type":"bank","market":"fl","city":"Atmore","state":"AL","web":"https://www.unitedbank.com/bank/personal/certificates-of-deposit","checked":"2026-08-25","effective":"May 5, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":3,"byCounty":{"Santa Rosa":["Jay","Milton","Pace"]}},"rows":[[6,3.7,1000,null,1,null,"CD Special",0],[6,3.7,1000,null,1,"IRA","CD Special IRA",0],[13,3.6,1000,null,1,null,"CD Special",0],[13,3.6,1000,null,1,"IRA","CD Special IRA",0],[1,0.55,500,null,0,null,null,0],[3,0.55,500,null,0,null,null,0],[6,0.6,500,null,0,null,null,0],[12,0.75,500,null,0,null,null,0],[24,0.85,500,null,0,null,null,0],[36,0.95,500,null,0,null,null,0],[48,1.05,500,null,0,null,null,0],[60,1.2,500,null,0,null,null,0]]},{"id":"climate-first-bank-59257","name":"Climate First Bank","type":"bank","market":"fl","city":"Saint Petersburg","state":"FL","web":"https://www.climatefirstbank.com/cd","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":3,"byCounty":{"Pinellas":["Saint Petersburg"],"Orange":["Winter Park"],"Lake":["Eustis"]}},"rows":[[8,4.18,500,null,1,"Rate accurate as of 6-11-26; no additional deposits; no penalty for early withdrawal","8-Month Penalty-Free CD (Birthday Special Promotion)",0],[12,4.15,500,null,1,"Rate accurate as of 6-11-26; no additional deposits; no penalty for early withdrawal","12-Month Penalty-Free CD (Birthday Special Promotion)",0],[30,4.25,500,null,1,"Rate accurate as of 7-6-2026; 90 days' interest early withdrawal penalty; renews to standard 6-month CD","30-Month CD (Birthday Special Promotion)",0],[6,4.07,500,null,0,"Rate accurate as of 2-13-2026; no penalty for early withdrawal",null,0],[15,2.68,500,null,0,"Rate accurate as of 10-01-2025; one-time rate increase option; additional deposits in $100 increments up to half of initial principal; one penalty-free withdraw",null,0]]},{"id":"incrediblebank-19772","name":"IncredibleBank","type":"bank","market":"fl","city":"Wausau","state":"WI","web":"https://www.incrediblebank.com/personal/cds","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":2,"byCounty":{"Lee":["Cape Coral"]}},"rows":[[6,3.25,null,null,0,"No early withdrawal penalty on 6-Month CD",null,0],[12,3.25,null,null,0,null,null,0],[18,3,null,null,0,null,null,0],[24,3,null,null,0,null,null,0],[30,3,null,null,0,null,null,0],[36,3,null,null,0,null,null,0]]},{"id":"bank-of-pensacola-21284","name":"Bank of Pensacola","type":"bank","market":"fl","city":"Pensacola","state":"FL","web":"https://bankpensacola.com/banking/account-rates/","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":2,"byCounty":{"Escambia":["Pensacola"]}},"rows":[[3,0.25,null,null,0,null,null,0],[6,0.3,null,null,0,null,null,0],[12,1.5,null,null,0,null,null,0]]},{"id":"city-national-bank-17281","name":"City National Bank","type":"bank","market":"fl","city":"Los Angeles","state":"CA","web":"https://www.cnb.com/personal-banking/accounts/certificates-of-deposit.html","checked":"2026-08-25","effective":"08/24/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Miami-Dade":["Miami"]}},"rows":[[6,4,10000,null,1,"New money to City National Bank required; renews at prevailing 6-month standard rate","Special 6-Month Fixed Rate CD",0],[1,0.05,10000,null,0,"7 to 31 days",null,0],[1,0.05,10000,null,0,null,null,0],[2,0.05,10000,null,0,null,null,0],[3,2.78,10000,null,0,null,null,0],[5,3.09,10000,null,0,"Allows one penalty-free withdrawal",null,0],[6,2.84,10000,null,0,null,null,0],[9,3.3,10000,null,0,null,null,0],[11,3.3,10000,null,0,"Qualified new money from external accounts required",null,0],[12,2.02,2500,null,0,null,null,0],[24,1.76,2500,null,0,null,null,0],[36,1.56,2500,null,0,null,null,0],[48,1.41,2500,null,0,null,null,0],[60,1.31,2500,null,0,null,null,0]]},{"id":"wilmington-savings-fund-society-fsb-17838","name":"Wilmington Savings Fund Society, FSB","type":"bank","market":"fl","city":"Wilmington","state":"DE","web":"https://www.wsfsbank.com/personal/banking/savings/fixed-rate-cd/","checked":"2026-08-25","effective":"August 25, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Palm Beach":["Boca Raton"]}},"rows":[[3,3,2500,null,0,"Interest rate 2.96%",null,0],[6,3,2500,null,0,"Interest rate 2.96%",null,0],[7,4,2500,null,1,"Featured 7-month CD; interest rate 3.92%","Fixed Rate CD",0],[12,2.75,2500,null,0,"Interest rate 2.71%",null,0],[13,3.5,2500,null,1,"Featured 13-month CD; interest rate 3.44%","Fixed Rate CD",0],[18,2.5,2500,null,0,"Interest rate 2.47%",null,0],[24,1.5,2500,null,0,"Interest rate 1.49%",null,0],[36,1,2500,null,0,"Interest rate 1.00%",null,0],[48,0.75,2500,null,0,"Interest rate 0.75%",null,0],[60,0.75,2500,null,0,"Interest rate 0.75%",null,0],[84,0.75,2500,null,0,"Interest rate 0.75%",null,0]]},{"id":"newtek-bank-national-association-18734","name":"Newtek Bank, National Association","type":"bank","market":"fl","city":"Miami","state":"FL","web":"https://www.newtekbank.com/certificate-of-deposit/","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Miami-Dade":["Miami"]}},"rows":[[6,4,2500,250000,0,null,null,0],[9,4,2500,250000,0,null,null,0],[12,4.1,2500,250000,0,null,null,0],[18,3.9,2500,250000,0,null,null,0],[24,3.8,2500,250000,0,null,null,0],[36,3.8,2500,250000,0,null,null,0],[48,2,2500,250000,0,null,null,0],[60,2,2500,250000,0,null,null,0]]},{"id":"bradesco-bank-21265","name":"Bradesco Bank","type":"bank","market":"fl","city":"Coral Gables","state":"FL","web":"https://bradescobank.com/certificate-of-deposit-bradesco/","checked":"2026-08-25","effective":"12/11/2025","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Miami-Dade":["Coral Gables"]}},"rows":[[1,2.5,500000,null,0,"No penalty after first 7 calendar days",null,0],[1,2.5,250000,null,0,"No penalty after first 7 calendar days",null,0],[1,2.1,100000,null,0,"No penalty after first 7 calendar days",null,0],[1,2.35,5000,null,0,"No penalty after first 7 calendar days",null,0],[3,3.65,500000,null,0,null,null,0],[3,3.2,250000,null,0,null,null,0],[3,2.45,100000,null,0,null,null,0],[3,3.4,5000,null,0,null,null,0],[6,3.6,500000,null,0,null,null,0],[6,3.4,250000,null,0,null,null,0],[6,2.65,100000,null,0,null,null,0],[6,3.35,5000,null,0,null,null,0],[12,3.5,500000,null,0,null,null,0],[12,3.35,250000,null,0,null,null,0],[12,3,100000,null,0,null,null,0],[12,3.25,5000,null,0,null,null,0],[18,2.95,500000,null,0,null,null,0],[18,2.95,250000,null,0,null,null,0],[18,2.95,100000,null,0,null,null,0],[18,3.12,5000,null,0,null,null,0],[24,3.3,500000,null,0,null,null,0],[24,3.3,250000,null,0,null,null,0],[24,3.3,100000,null,0,null,null,0],[24,3.12,5000,null,0,null,null,0],[36,2.6,500000,null,0,null,null,0],[36,2.6,250000,null,0,null,null,0],[36,2.6,100000,null,0,null,null,0],[36,3.11,5000,null,0,null,null,0],[48,2.6,500000,null,0,null,null,0],[48,2.6,250000,null,0,null,null,0],[48,2.6,100000,null,0,null,null,0],[48,3.11,5000,null,0,null,null,0],[60,2.6,500000,null,0,null,null,0],[60,2.6,250000,null,0,null,null,0],[60,2.6,100000,null,0,null,null,0],[60,3.11,5000,null,0,null,null,0]]},{"id":"oneunited-bank-23966","name":"OneUnited Bank","type":"bank","market":"fl","city":"Boston","state":"MA","web":"https://www.oneunited.com/personal-banking/todays-rates/","checked":"2026-08-25","effective":"Rates are effective today and as of 7/21/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Miami-Dade":["Miami"]}},"rows":[[4,0.1,500,249999.99,0,"Internet product; $500 – $249,999.99 average daily balance",null,0],[4,0.1,250000,null,0,"Internet product; $250,000 or more",null,0],[12,0.25,500,249999.99,0,"Internet product",null,0],[12,0.3,250000,null,0,"Internet product",null,0],[24,0.3,500,9999.99,0,"Internet product",null,0],[24,0.3,10000,249999.99,0,"Internet product",null,0],[24,0.3,250000,null,0,"Internet product",null,0],[3,0.1,1000,null,0,null,null,0],[3,0.1,1000,null,0,"IRA",null,0],[24,0.3,1000,null,0,null,null,0],[24,0.3,1000,null,0,"IRA",null,0],[36,0.3,1000,null,0,null,null,0],[36,0.3,1000,null,0,"IRA",null,0],[30,0.3,250000,null,0,"Jumbo",null,0],[42,0.3,250000,null,0,"Jumbo",null,0]]},{"id":"anthem-bank-and-trust-29679","name":"Anthem Bank & Trust","type":"bank","market":"fl","city":"Plaquemine","state":"LA","web":"https://anthembank.com/todays-best-cd-rates/","checked":"2026-08-25","effective":"Rates are current as of 7/20/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Miami-Dade":["Coral Gables"]}},"rows":[[6,3.5,100000,250000,0,"Monthly interest",null,0],[6,3.5,100000,250000,0,"Monthly interest",null,0],[9,3.5,100000,250000,0,"Monthly interest",null,0],[18,3.5,100000,250000,0,"Monthly interest",null,0],[12,3.55,100000,250000,0,"Monthly interest",null,0],[15,3.55,100000,250000,0,"Monthly interest",null,0],[6,3.6,100000,250000,0,"Monthly interest",null,0],[9,3.6,100000,250000,0,"Monthly interest",null,0],[9,3.6,100000,250000,0,"Monthly interest",null,0],[12,3.6,200000,250000,0,"Monthly interest",null,0],[12,3.65,200000,250000,0,"Monthly interest",null,0],[12,3.65,100000,250000,0,"Monthly interest",null,0],[12,3.65,200000,250000,0,"Monthly interest",null,0],[18,3.65,200000,250000,0,"Monthly interest",null,0],[49,3.65,100000,250000,0,"Monthly interest",null,0],[12,3.7,100000,250000,0,"Monthly interest",null,0],[18,3.7,100000,250000,0,"Monthly interest",null,0],[20,3.7,200000,250000,0,"Monthly interest",null,0],[24,3.75,100000,250000,0,"Monthly interest",null,0],[12,3.8,200000,250000,0,"Monthly interest",null,0],[15,3.8,200000,250000,0,"Monthly interest",null,0],[18,3.8,100000,250000,0,"Monthly interest",null,0],[18,3.8,100000,250000,0,"Monthly interest",null,0],[30,3.8,100000,250000,0,"Monthly interest",null,0],[30,3.8,100000,250000,0,"Monthly interest",null,0],[36,3.8,100000,250000,0,"Monthly interest",null,0],[36,3.8,200000,250000,0,"Monthly interest",null,0],[48,3.8,200000,250000,0,"Monthly interest",null,0],[48,3.8,100000,250000,0,"Monthly interest",null,0],[48,3.8,100000,250000,0,"Monthly interest",null,0],[60,3.8,100000,250000,0,"Monthly interest",null,0],[60,3.8,100000,250000,0,"Monthly interest",null,0],[24,3.9,100000,250000,0,"Monthly interest",null,0],[58,3.9,100000,250000,0,"Semi-annual interest",null,0],[60,3.9,200000,250000,0,"Monthly interest",null,0],[23,4,100000,1000000,0,"Monthly interest",null,0],[30,4,100000,250000,0,"Monthly interest",null,0],[30,4,100000,1000000,0,"Monthly interest",null,0],[36,4,100000,250000,0,"Monthly interest",null,0],[18,4.05,100000,1000000,0,"Semi-annual interest",null,0],[36,4.05,100000,1000000,0,"Monthly interest",null,0],[36,4.05,100000,1000000,0,"Semi-annual interest",null,0],[42,4.05,100000,1000000,0,"Monthly interest",null,0],[48,4.05,100000,1000000,0,"Semi-annual interest",null,0],[48,4.05,100000,1000000,0,"Monthly interest",null,0],[54,4.05,100000,1000000,0,"Monthly interest",null,0],[60,4.05,100000,1000000,0,"Semi-annual interest",null,0],[60,4.05,100000,1000000,0,"Monthly interest",null,0],[18,4.1,100000,1000000,0,"Semi-annual interest",null,0],[24,4.1,100000,1000000,0,"Semi-annual interest",null,0],[24,4.1,100000,1000000,0,"Semi-annual interest",null,0],[30,4.1,100000,1000000,0,"Monthly interest",null,0],[36,4.1,100000,1000000,0,"Semi-annual interest",null,0],[18,4.15,100000,1000000,0,"Monthly interest",null,0],[24,4.15,100000,1000000,0,"Semi-annual interest",null,0],[24,4.15,100000,1000000,0,"Semi-annual interest",null,0],[24,4.15,100000,1000000,0,"Monthly interest",null,0],[24,4.15,100000,1000000,0,"Semi-annual interest",null,0],[30,4.15,100000,1000000,0,"Monthly interest",null,0],[36,4.15,100000,1000000,0,"Semi-annual interest",null,0],[36,4.15,100000,1000000,0,"Semi-annual interest",null,0],[48,4.15,100000,1000000,0,"Semi-annual interest",null,0],[48,4.15,100000,1000000,0,"Semi-annual interest",null,0],[60,4.15,100000,1000000,0,"Semi-annual interest",null,0],[60,4.15,100000,1000000,0,"Semi-annual interest",null,0],[24,4.2,100000,1000000,0,"Monthly interest",null,0],[36,4.2,100000,1000000,0,"Monthly interest",null,0],[42,4.2,100000,1000000,0,"Monthly interest",null,0],[48,4.2,100000,1000000,0,"Monthly interest",null,0],[60,4.2,100000,250000,0,"Monthly interest",null,0],[60,4.2,100000,1000000,0,"Monthly interest",null,0],[36,4.25,100000,1000000,0,"Semi-annual interest",null,0],[36,4.25,100000,1000000,0,"Semi-annual interest",null,0],[36,4.25,100000,1000000,0,"Semi-annual interest",null,0],[48,4.25,100000,1000000,0,"Semi-annual interest",null,0],[48,4.25,100000,1000000,0,"Semi-annual interest",null,0],[48,4.25,100000,1000000,0,"Semi-annual interest",null,0],[60,4.25,100000,1000000,0,"Semi-annual interest",null,0],[60,4.25,100000,1000000,0,"Semi-annual interest",null,0],[72,4.25,100000,1000000,0,"Semi-annual interest",null,0],[60,4.3,100000,1000000,0,"Semi-annual interest",null,0]]},{"id":"cibc-bank-usa-33306","name":"CIBC Bank USA","type":"bank","market":"fl","city":"Chicago","state":"IL","web":"https://us.cibc.com/en/agility/certificates-of-deposit.html","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Palm Beach":["Palm Beach"]}},"rows":[[6,3.56,1000,5000000,0,null,null,0],[9,4,1000,5000000,0,null,null,0],[12,4.15,1000,5000000,1,"Featured rate","CIBC Agility CD",0],[13,4,1000,5000000,0,null,null,0],[18,4,1000,5000000,0,null,null,0],[24,3,1000,5000000,0,null,null,0],[30,3,1000,5000000,0,null,null,0]]},{"id":"raymond-james-bank-33893","name":"Raymond James Bank","type":"bank","market":"fl","city":"Saint Petersburg","state":"FL","web":"https://www.raymondjamesbank.com/deposit-accounts","checked":"2026-08-25","effective":"August 21, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Pinellas":["Saint Petersburg"]}},"rows":[[3,2.85,1000,null,0,"90 days; minimum opening deposit $2,000 if purchased through Raymond James brokerage account, $1,000 if not",null,0],[6,4.05,1000,null,0,"Minimum opening deposit $2,000 if purchased through Raymond James brokerage account, $1,000 if not",null,0],[12,4.2,1000,null,0,"Minimum opening deposit $2,000 if purchased through Raymond James brokerage account, $1,000 if not",null,0],[18,4.4,1000,null,0,"Minimum opening deposit $2,000 if purchased through Raymond James brokerage account, $1,000 if not",null,0],[24,4.35,1000,null,0,"Minimum opening deposit $2,000 if purchased through Raymond James brokerage account, $1,000 if not",null,0],[36,4.45,1000,null,0,"Minimum opening deposit $2,000 if purchased through Raymond James brokerage account, $1,000 if not",null,0],[48,4.55,1000,null,0,"Minimum opening deposit $2,000 if purchased through Raymond James brokerage account, $1,000 if not",null,0],[60,4.55,1000,null,0,"Minimum opening deposit $2,000 if purchased through Raymond James brokerage account, $1,000 if not",null,0]]},{"id":"inb-national-association-3664","name":"INB, National Association","type":"bank","market":"fl","city":"Springfield","state":"IL","web":"https://www.inb.com/personal/checking-savings-cds/certificate-of-deposits/","checked":"2026-08-25","effective":"7/7/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[6,3.71,1000,null,1,"For customers who have an INB loan or an INB checking account with a monthly direct deposit; 90 days interest early withdrawal penalty","6-Month CD Special (customers with INB loan or checking with",0],[13,3.74,1000,null,1,"For customers who have an INB loan or an INB checking account with a monthly direct deposit; 180 days interest early withdrawal penalty; renews at 12-month term","13-Month CD Special (customers with INB loan or checking wit",0],[6,3.43,1000,null,1,"90 days interest early withdrawal penalty","6-Month CD Special",0],[13,3.5,1000,null,1,"180 days interest early withdrawal penalty; renews at 12-month term","13-Month CD Special",0]]},{"id":"nicolet-national-bank-57038","name":"Nicolet National Bank","type":"bank","market":"fl","city":"Green Bay","state":"WI","web":"https://www.nicoletbank.com/personal-banking/rates/cd-rates","checked":"2026-08-25","effective":"07/29/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Collier":["Naples"]}},"rows":[[3,3.05,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[3,2.75,2500,null,0,null,null,0],[6,3.5,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[6,3.2,2500,null,0,null,null,0],[9,3.5,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[9,3.2,2500,null,0,null,null,0],[12,3.8,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[12,3.5,2500,null,0,null,null,0],[15,4,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[15,3.7,2500,null,0,null,null,0],[18,4.1,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[18,3.8,2500,null,0,null,null,0],[24,4.15,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[24,3.85,2500,null,0,null,null,0],[36,4.2,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[36,3.7,2500,null,0,null,null,0],[48,4.25,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[48,3.75,2500,null,0,null,null,0],[60,4.35,2500,null,0,"Relationship defined as Direct Deposit Checking",null,0],[60,3.85,2500,null,0,null,null,0],[30,2.9,10000,null,0,"One-time rate increase option",null,0],[30,2.65,10000,null,0,"One-time rate increase option",null,0],[42,1,10000,null,0,"One-time rate increase option",null,0],[42,0.75,10000,null,0,"One-time rate increase option",null,0]]},{"id":"commerce-bank-and-trust-57429","name":"Commerce Bank & Trust","type":"bank","market":"fl","city":"Winter Park","state":"FL","web":"https://cbtfl.com/personal-banking-services/cds-iras/","checked":"2026-08-25","effective":"08/25/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Orange":["Winter Park"]}},"rows":[[3,2.75,500,null,0,"Non-IRA only; $500 minimum to open",null,0],[6,3.25,500,null,0,"A penalty may be imposed for early withdrawal",null,0],[7,3.25,500,null,0,"A penalty may be imposed for early withdrawal",null,0],[9,3.25,500,null,0,"A penalty may be imposed for early withdrawal",null,0],[12,3.25,500,null,0,"A penalty may be imposed for early withdrawal",null,0],[18,3.25,500,null,0,"A penalty may be imposed for early withdrawal",null,0],[24,3.5,500,null,0,"A penalty may be imposed for early withdrawal",null,0],[36,3.66,500,null,0,"A penalty may be imposed for early withdrawal",null,0],[48,3.66,500,null,0,"A penalty may be imposed for early withdrawal",null,0],[60,3.66,500,null,0,"A penalty may be imposed for early withdrawal",null,0]]},{"id":"connectone-bank-57919","name":"ConnectOne Bank","type":"bank","market":"fl","city":"Englewood Cliffs","state":"NJ","web":"https://www.connectonebank.com/personal/bank/cd-account","checked":"2026-08-25","effective":"7/9/26","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Palm Beach":["West Palm Beach"]}},"rows":[[4,4,500,null,1,"Promotional rate; interest rate 3.92%; no early withdrawal penalty unless withdrawn within 7 days of opening; date shown 12/5/2026","4 Month Penalty-Free Time Deposit (CD)",0],[7,4,500,null,1,"Promotional rate; interest rate 3.92%; date shown 9/7/2026","7 Month Time Deposit (CD)",0],[11,3.2,500,null,1,"Promotional rate; interest rate 3.15%; date shown 16/12/2025","11 Month Time Deposit (CD)",0],[17,2.75,500,null,1,"Promotional rate; interest rate 2.71%; date shown 23/12/2025","17 Month Time Deposit (CD)",0],[23,2.75,500,null,1,"Promotional rate; interest rate 2.71%; date shown 16/12/2025","23 Month Time Deposit (CD)",0]]},{"id":"first-bank-58481","name":"First Bank","type":"bank","market":"fl","city":"Hamilton","state":"NJ","web":"https://www.myfirstbank.com/rates","checked":"2026-08-25","effective":"Rates updated as of 6/09//2026.","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Palm Beach":["Palm Beach"]}},"rows":[[3,2.75,500,null,0,"Minimum deposit and balance of $500 required to obtain APY; early withdrawal penalty may apply",null,0],[6,2.75,500,null,0,null,null,0],[9,2.75,500,null,0,null,null,0],[12,3,500,null,0,null,null,0],[18,2.1,500,null,0,null,null,0],[24,2.1,500,null,0,null,null,0],[36,2.1,500,null,0,null,null,0],[48,1.6,500,null,0,null,null,0],[60,1.6,500,null,0,null,null,0]]},{"id":"bankplus-5903","name":"BankPlus","type":"bank","market":"fl","city":"Belzoni","state":"MS","web":"https://www.bankplus.net/personal/bank/products/certificates-of-deposit","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Walton":["Miramar"]}},"rows":[[1,0.05,1000,null,0,"30 days; interest credited at maturity",null,0],[3,0.1,1000,null,0,"90 days; interest credited at maturity",null,0],[6,0.15,1000,null,0,"180 days; interest credited at maturity",null,0],[12,0.2,1000,null,0,"Interest credited quarterly",null,0],[24,0.25,1000,null,0,"Interest credited quarterly",null,0],[36,0.35,1000,null,0,"Interest credited quarterly",null,0],[48,0.45,1000,null,0,"Interest credited quarterly",null,0],[60,0.55,1000,null,0,"Interest credited quarterly",null,0]]},{"id":"gala-bank-59358","name":"Gala Bank","type":"bank","market":"fl","city":"Ocala","state":"FL","web":"https://www.gala.bank/deposits/cds-and-iras","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":{"total":1,"byCounty":{"Marion":["Ocala"]}},"rows":[[3,2.75,null,null,0,null,null,0],[6,2.75,null,null,0,null,null,0],[12,3.76,null,null,0,null,null,0],[18,2.3,null,null,0,null,null,0],[24,3.96,null,null,0,null,null,0],[36,2.25,null,null,0,null,null,0],[48,2.25,null,null,0,null,null,0],[60,2,null,null,0,null,null,0]]},{"id":"happen-bank-natl","name":"Happen Bank","type":"bank","market":"national","city":"Lehi","state":"UT","web":"https://www.happen.com/personal-banking/savings/certificate-of-deposit","checked":"2026-08-25","effective":"08/24/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":null,"rows":[[6,4.2,500,500000,0,null,null,0],[11,4.2,500,500000,0,"Featured rate",null,0],[12,3.5,500,500000,0,null,null,0],[14,3.5,500,500000,0,null,null,0],[24,4.4,500,500000,0,null,null,0],[60,3.4,500,500000,0,null,null,0]]},{"id":"barclays-us-natl","name":"Barclays Bank (US Online)","type":"bank","market":"national","city":"Wilmington","state":"DE","web":"https://www.banking.barclaysus.com/online-cds.html","checked":"2026-08-25","effective":"8/14/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":null,"rows":[[6,3.5,null,null,0,"No minimum opening balance or deposit required",null,0],[9,4.15,null,null,0,null,null,0],[12,4,null,null,0,null,null,0],[18,3,null,null,0,null,null,0],[24,3,null,null,0,null,null,0],[36,2.5,null,null,0,null,null,0],[48,2.5,null,null,0,null,null,0],[60,2,null,null,0,null,null,0]]},{"id":"marcus-gs-natl","name":"Marcus by Goldman Sachs","type":"bank","market":"national","city":"New York","state":"NY","web":"https://www.marcus.com/us/en/savings/high-yield-cds/cd-rates","checked":"2026-08-25","effective":"August 25, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":null,"rows":[[6,3.95,500,null,0,"Early withdrawal penalty applies",null,0],[7,3.75,500,null,0,"No early withdrawal penalty; withdrawal permitted starting seven days after funding; must withdraw full balance",null,0],[9,4.1,500,null,0,"Early withdrawal penalty applies",null,0],[11,4,500,null,0,"No early withdrawal penalty",null,0],[12,3.9,500,null,0,"Early withdrawal penalty applies",null,0]]},{"id":"synchrony-bank-natl","name":"Synchrony Bank","type":"bank","market":"national","city":"Draper","state":"UT","web":"https://www.synchronybank.com/banking/cd/","checked":"2026-08-25","effective":"8/25/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":null,"rows":[[14,4.15,null,null,0,"No minimum balance",null,0],[16,4.3,null,null,0,"No minimum deposit",null,0],[60,4.35,null,null,0,"No minimum balance; described as best long-term rate",null,0],[12,4.1,null,null,0,"No minimum balance; APY shown for default 12-month selection in rate/calculator tool",null,0]]},{"id":"popular-direct-natl","name":"Popular Direct","type":"bank","market":"national","city":"New York","state":"NY","web":"https://www.populardirect.com/products/cds/","checked":"2026-08-25","effective":"Monday, August 03, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":null,"rows":[[6,4.15,10000,null,0,"$10,000 minimum opening deposit and balance requirement",null,0],[12,4.25,10000,null,0,"$10,000 minimum opening deposit and balance requirement",null,0],[18,4.35,10000,null,0,"$10,000 minimum opening deposit and balance requirement",null,0]]},{"id":"cfg-bank-natl","name":"CFG Bank","type":"bank","market":"national","city":"Baltimore","state":"MD","web":"https://www.cfg.bank/personal-banking/personal-deposit-rates/","checked":"2026-08-25","effective":"Rates are accurate as of 8/10/2026.","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":null,"rows":[[12,4.3,500,500000,0,"No additional deposits after initial deposit; $500 minimum daily balance to obtain APY; maximum initial funding limit $500,000",null,0],[18,4.3,500,500000,0,"No additional deposits after initial deposit; $500 minimum daily balance to obtain APY; maximum initial funding limit $500,000",null,0],[36,4.3,500,500000,0,"No additional deposits after initial deposit; $500 minimum daily balance to obtain APY; maximum initial funding limit $500,000",null,0],[60,4.3,500,500000,0,"No additional deposits after initial deposit; $500 minimum daily balance to obtain APY; maximum initial funding limit $500,000",null,0]]},{"id":"omb-bank-natl","name":"OMB Bank","type":"bank","market":"national","city":"Springfield","state":"MO","web":"https://www.ombbank.com/personal-banking/personal-savings/certificates-of-deposit","checked":"2026-08-25","effective":"August 25, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can open a bank CD","counties":[],"br":null,"rows":[[3,4.05,1000,null,0,"Compounded at maturity; $0.01 minimum balance to earn APY",null,0],[7,4.1,1000,null,1,"Compounded quarterly","CD 7-Month Special",0],[9,4.15,1000,null,0,"Compounded quarterly",null,0],[13,4.19,1000,null,1,"Compounded quarterly","CD 13-Month Special",0],[27,3.5,1000,null,1,"Compounded quarterly","CD 27-Month Special",0]]},{"id":"vystar-68490","name":"Vystar","type":"credit_union","market":"fl","city":"Jacksonville","state":"FL","web":"https://vystarcu.org/who-we-are/promotions/cd-promo-0626","checked":"2026-08-25","effective":"August 17, 2026","open_to":"unclear","elig_summary":"Eligibility details aren't stated, but you can apply for membership online, at a branch or by mail with as little as $5.","counties":[],"br":{"total":92,"byCounty":{"Duval":["Jacksonville","Neptune Beach"],"Saint Johns":["Jacksonville","Ponte Vedra Beach","Saint Augustine","Saint Johns","St Augustine"],"Clay":["Green Cove Springs","Middleburg","Orange Park"],"Nassau":["Callahan","Fernandina Beach","Yulee"],"Alachua":["Alachua","Gainesville"],"Columbia":["Lake City"],"Baker":["Macclenny"],"Putnam":["Palatka"],"Flagler":["Palm Coast"],"Bradford":["Starke"],"Volusia":["Daytona Beach","Deland","Orange City","Ormond Beach","Port Orange"],"Marion":["Belleview","Ocala"],"Seminole":["Altamonte Springs","Lake Mary","Oviedo","Sanford"],"Taylor":["Perry","Steinhatchee"],"Sumter":["The Villages","Wildwood"],"Orange":["Orlando","Winter Garden","Winter Park"],"Lake":["Mount Dora"],"Brevard":["Melbourne","Titusville"],"Leon":["Tallahassee"]}},"rows":[[15,3.9,500,null,1,"$500 and higher minimum balance to earn dividends","Special High Yield CD - 15 Month",0],[30,4.05,500,49999.99,1,"Balances $500 - $49,999.99","Special High Yield CD - 30 Month",0],[30,4.15,50000,null,1,"$50,000 minimum deposit required (table prints '$49,999,99 and higher'; disclosure states $50,000)","Special High Yield CD - 30 Month (higher tier)",0]]},{"id":"suncoast-68645","name":"Suncoast","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.suncoast.com/For-You/Checking-and-Savings/Share-Certificates/Share-Certificates","checked":"2026-08-25","effective":"2/2/2026","open_to":"geographic","elig_summary":"Anyone who lives, works, or attends school in the Florida counties Suncoast serves can join with a $5 savings account.","counties":[],"br":{"total":81,"byCounty":{"Hillsborough":["Brandon","Plant City","Riverview","Ruskin","Seffner","Tampa","Valrico","Wimauma"],"Lee":["Bonita Springs","Cape Coral","Fort Myers","Lehigh Acres"],"Charlotte":["Port Charlotte","Punta Gorda"],"Citrus":["Crystal River","Inverness"],"Collier":["Immokalee","Naples"],"Manatee":["Bradenton","Ellenton"],"Pasco":["Dade City","Holiday","Lutz","New Port Richey","Port Richey","Wesley Chapel","Zephyrhills"],"Desoto":["Arcadia"],"Hardee":["Wauchula"],"Hendry":["Labelle"],"Pinellas":["Clearwater","Saint Petersburg","St Petersburg"],"Hernando":["Brooksville","Spring Hill"],"Sumter":["Bushnell","Wildwood"],"Levy":["Chiefland"],"Sarasota":["North Port","Sarasota","Venice"],"Highlands":["Sebring"],"Polk":["Davenport","Lakeland"],"Osceola":["Kissimmee"],"Orange":["Orlando","Winter Park"]}},"rows":[[6,3.95,100000,null,0,"Fixed",null,0],[12,3.95,100000,null,0,"Fixed",null,0],[18,4,100000,null,0,"Fixed",null,0],[24,4,100000,null,0,"Fixed",null,0],[36,4.25,100000,null,0,"Fixed",null,0],[48,4,100000,null,0,"Fixed",null,0],[60,4,100000,null,0,"Fixed",null,0],[6,3.7,500,null,0,"Fixed",null,0],[12,3.7,500,null,0,"Fixed",null,0],[18,3.75,500,null,0,"Fixed",null,0],[24,3.75,500,null,0,"Fixed",null,0],[36,4.25,500,null,0,"Fixed",null,0],[48,3.75,500,null,0,"Fixed",null,0],[60,3.75,500,null,0,"Fixed",null,0],[12,3.7,50,null,0,"Fixed",null,0]]},{"id":"space-coast-67297","name":"Space Coast","type":"credit_union","market":"fl","city":"Melbourne","state":"FL","web":"https://www.sccu.com/personal/consumer-rates","checked":"2026-08-25","effective":"January 16, 2026","open_to":"geographic","elig_summary":"Anyone who lives or works in 34 Florida counties — plus relatives of current members — can join.","counties":["alachua","brevard","broward","charlotte","citrus","clay","collier","duval","flagler","hernando","hillsborough","indian river","lake","lee","manatee","marion","martin","miami-dade","monroe","nassau","okeechobee","orange","osceola","palm beach","pasco","pinellas","polk","putnam","sarasota","seminole","st. johns","st. lucie","sumter","volusia"],"br":{"total":70,"byCounty":{"Brevard":["Cocoa","Cocoa Beach","Indialantic","Indian Harbour Beach","Melbourne","Merritt Island","Palm Bay","Patrick Air Force Base","Rockledge","Titusville","West Melbourne"],"Volusia":["Daytona Beach","Deland","Deltona","New Smyrna Beach","Orange City","Ormond Beach","Port Orange"],"Flagler":["Palm Coast"],"Indian River":["Sebastian","Vero Beach"],"Broward":["Coral Springs","Davie","Fort Lauderdale","Hollywood","Margate","Miramar","Pembroke Pines","Sunrise"],"Miami-Dade":["Coral Gables","Cutler Bay","Doral","Hialeah","Hialeah Gardens","Homestead","Miami","Miami Gardens","North Miami Beach","Virginia Gardens"],"Palm Beach":["Boca Raton"],"Orange":["Orlando"]}},"rows":[[3,3.5,500,null,0,"Min. average daily balance $500 to earn APY",null,0],[6,3.75,500,null,0,null,null,0],[9,3.75,500,null,0,null,null,0],[12,3.85,500,null,0,null,null,0],[18,3.85,500,null,0,null,null,0],[24,3.75,500,null,0,null,null,0],[30,3.55,500,null,0,null,null,0],[36,3.55,500,null,0,null,null,0],[42,3.6,500,null,0,null,null,0],[48,3.65,500,null,0,null,null,0],[54,3.7,500,null,0,null,null,0],[60,3.75,500,null,0,null,null,0],[3,3.5,500,null,0,null,null,0],[6,3.75,500,null,0,null,null,0],[9,3.75,500,null,0,null,null,0],[12,3.85,500,null,0,null,null,0],[18,3.85,500,null,0,null,null,0],[24,3.75,500,null,0,null,null,0],[30,3.55,500,null,0,null,null,0],[36,3.55,500,null,0,null,null,0],[42,3.6,500,null,0,null,null,0],[48,3.65,500,null,0,null,null,0],[54,3.7,500,null,0,null,null,0],[60,3.75,500,null,0,null,null,0]]},{"id":"midflorida-68600","name":"Midflorida","type":"credit_union","market":"fl","city":"Lakeland","state":"FL","web":"https://www.midflorida.com/rates/certificates","checked":"2026-08-25","effective":"July 1, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in any of MIDFLORIDA's 59 Florida counties can join","counties":[],"br":{"total":69,"byCounty":{"Polk":["Auburndale","Bartow","Davenport","Haines City","Lake Wales","Lakeland","Winter Haven"],"Desoto":["Arcadia"],"Highlands":["Avon Park","Lake Placid","Sebring"],"Hillsborough":["Brandon","Plant City","Tampa"],"Okeechobee":["Okeechobee"],"Hardee":["Wauchula"],"Indian River":["Vero Beach"],"Pinellas":["Clearwater","Dunedin","Largo","Pinellas Park","St Petersburg"],"Saint Lucie":["Port Saint Lucie","Port St Lucie"],"Pasco":["Lutz","New Port Richey"],"Osceola":["Kissimmee"],"Orange":["Orlando"],"Seminole":["Altamonte Springs"],"Hernando":["Spring Hill"],"Martin":["Stuart"],"Marion":["Belleview","Ocala"],"Lee":["Cape Coral"],"Alachua":["Gainesville"],"Collier":["Naples"],"Sumter":["The Villages"],"Leon":["Tallahassee"],"Wakulla":["Crawfordville"],"Manatee":["Bradenton"],"Sarasota":["Sarasota"]}},"rows":[[8,3.75,1000,5000000,1,"Initial deposit cannot exceed $5 million per member or $10 million per address","CD Special",0],[14,3.75,1000,5000000,1,"Initial deposit cannot exceed $5 million per member or $10 million per address","CD Special",0],[36,4,1000,5000000,1,"Initial deposit cannot exceed $5 million per member or $10 million per address","CD Special",0],[60,4,1000,5000000,1,"Initial deposit cannot exceed $5 million per member or $10 million per address","CD Special",0],[3,1.25,1000,null,0,null,null,0],[6,1.5,1000,null,0,null,null,0],[12,1.75,1000,null,0,null,null,0],[18,2,1000,null,0,null,null,0],[24,2.25,1000,null,0,null,null,0],[36,2.5,1000,null,0,null,null,0],[48,2.75,1000,null,0,null,null,0],[60,3,1000,null,0,null,null,0],[3,1.25,1000,null,0,null,null,0],[6,1.5,1000,null,0,null,null,0],[12,1.75,1000,null,0,null,null,0],[18,2,1000,null,0,null,null,0],[24,2.25,1000,null,0,null,null,0],[36,2.5,1000,null,0,null,null,0],[48,2.75,1000,null,0,null,null,0],[60,3,1000,null,0,null,null,0]]},{"id":"navy-federal-credit-union-5536","name":"Navy Federal Credit Union","type":"credit_union","market":"fl","city":"Vienna","state":"VA","web":"https://www.navyfederal.org/checking-savings/savings/certificates/certificate-accounts.html?intcmp=hp%7CpromoTile%7Ctile2%7Ccdira%7Ccds%7C%7C08032026%7C%7C%7C","checked":"2026-08-25","effective":"Rates as of Aug 25, 2026 ET.","open_to":"employer_or_group","elig_summary":"Military servicemembers, veterans, DoD civilians/contractors, and their immediate family and household members can join.","counties":[],"br":{"total":35,"byCounty":{"Seminole":["Altamonte Springs","Winter Park"],"Duval":["Atlantic Beach","Jacksonville"],"Hillsborough":["Riverview","Tampa"],"Okaloosa":["Mary Esther"],"Escambia":["Pensacola"],"Bay":["Panama City Beach"],"Santa Rosa":["Gulf Breeze","Pace"],"Brevard":["Satellite Beach"],"Orange":["Orlando"],"Clay":["Fleming Island"],"Osceola":["Kissimmee"],"Pasco":["Lutz"],"Pinellas":["Clearwater","St Petersburg"],"Miami-Dade":["North Miami"],"Broward":["Pembroke Pines"]}},"rows":[[3,1.25,1000,null,0,null,null,0],[3,1.25,20000,null,0,null,null,0],[3,1.3,100000,null,0,null,null,0],[12,3.7,1000,null,0,null,null,0],[12,3.7,20000,null,0,null,null,0],[12,3.75,100000,null,0,null,null,0],[18,3.8,1000,null,0,null,null,0],[18,3.8,20000,null,0,null,null,0],[18,3.85,100000,null,0,null,null,0],[24,3.5,1000,null,0,null,null,0],[24,3.5,20000,null,0,null,null,0],[24,3.55,100000,null,0,null,null,0],[36,3.8,1000,null,0,null,null,0],[36,3.8,20000,null,0,null,null,0],[36,3.85,100000,null,0,null,null,0],[60,3.5,1000,null,0,null,null,0],[60,3.5,20000,null,0,null,null,0],[60,3.55,100000,null,0,null,null,0],[84,3.5,1000,null,0,null,null,0],[84,3.5,20000,null,0,null,null,0],[84,3.55,100000,null,0,null,null,0]]},{"id":"addition-financial-68702","name":"Addition Financial","type":"credit_union","market":"fl","city":"Lake Mary","state":"FL","web":"https://www.additionfi.com/personal/rate/certificates","checked":"2026-08-25","effective":"Rates are current as of 08/25/2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships, attends school in, or is an alum of a school in 43 Florida counties (plus 5 south Georgia counties) can join.","counties":["alachua","bay","brevard","calhoun","clay","columbia","duval","flagler","franklin","gadsden","hamilton","hernando","highlands","hillsborough","holmes","indian river","jackson","jefferson","lake","leon","liberty","madison","manatee","marion","martin","okaloosa","okeechobee","orange","osceola","pasco","pinellas","polk","putnam","sarasota","seminole","st. lucie","st. johns","sumter","suwannee","volusia","wakulla","walton","washington"],"br":{"total":33,"byCounty":{"Orange":["Apopka","Orlando","Winter Garden"],"Lake":["Clermont","Eustis","Leesburg"],"Seminole":["Chuluota","Fern Park","Forest City","Lake Mary","Longwood","Sanford"],"Osceola":["Kissimmee","Saint Cloud"],"Volusia":["Orange City"],"Brevard":["Merritt Island"],"Leon":["Tallahassee"],"Gadsden":["Chattahoochee","Quincy"],"Jackson":["Marianna"]}},"rows":[[6,3.51,1000,null,0,"6-11 month term range",null,0],[12,3.56,1000,null,0,"12-23 month term range",null,0],[24,3.61,1000,null,0,"24-35 month term range",null,0],[36,3.71,1000,null,0,"36-47 month term range",null,0],[48,3.82,1000,null,0,"48-59 month term range",null,0],[60,3.66,1000,null,0,"Printed dividend rate 3.80% exceeds printed APY 3.66% as shown on page",null,0],[6,0.5,5,null,1,"Savings Builder Share Certificate with Youth Savings Accounts","6 Month Savings Builder Share Certificate",1],[39,3.71,1000,null,1,"One-time bump-up to current 36-month rate; renews at 36 months","39 Month Bump-up Certificate",0]]},{"id":"fairwinds-68417","name":"Fairwinds","type":"credit_union","market":"fl","city":"Orlando","state":"FL","web":"https://www.fairwinds.org/personal/certificate-of-deposit","checked":"2026-08-25","effective":"08/25/26","open_to":"unclear","elig_summary":"Eligibility requirements aren't stated; the pages only note a $5 membership share and online account opening.","counties":[],"br":{"total":31,"byCounty":{"Orange":["Apopka","Orlando","Winter Garden","Winter Park"],"Lake":["Clermont","Leesburg","Mount Dora"],"Volusia":["Deland","Deltona","Edgewater","New Smyrna Beach","Orange City","Ormond Beach"],"Seminole":["Altamonte Springs","Lake Mary","Longwood","Oviedo","Sanford","Winter Springs"],"Osceola":["Kissimmee"]}},"rows":[[3,1.11,1000,null,0,"$1,000 minimum to open; 0.25% rate bump available for Visa Signature credit card members if requested at opening/renewal",null,0],[6,3.65,1000,null,0,"$1,000 minimum to open; 0.25% rate bump available for Visa Signature credit card members if requested at opening/renewal",null,0],[12,3.22,1000,null,0,"$1,000 minimum to open",null,0],[24,3.35,1000,null,0,"$1,000 minimum to open",null,0],[36,3.38,1000,null,0,"$1,000 minimum to open",null,0],[48,3.41,1000,null,0,"$1,000 minimum to open",null,0],[60,3.44,1000,null,0,"$1,000 minimum to open",null,0]]},{"id":"achieva-credit-union-60087","name":"Achieva Credit Union","type":"credit_union","market":"fl","city":"Dunedin","state":"FL","web":"https://www.achievacu.com/Home/CD","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone who lives or works in 15 Florida counties, their relatives, or anyone else who makes a small donation to the Achieva Foundation can join.","counties":["charlotte","collier","desoto","glades","hardee","hendry","hernando","highlands","hillsborough","lee","manatee","monroe","pasco","pinellas","sarasota"],"br":{"total":29,"byCounty":{"Pinellas":["Clearwater","Dunedin","Largo","Palm Harbor","Pinellas Park","Saint Petersburg","St Petersburg"],"Pasco":["Land O Lakes","New Port Richey","Odessa"],"Sarasota":["North Port","Sarasota","Venice"],"Manatee":["Bradenton"],"Lee":["Cape Coral","Estero","Fort Myers","Lehigh Acres"],"Charlotte":["Port Charlotte","Punta Gorda"],"Hillsborough":["Tampa"],"Collier":["Naples"],"Hernando":["Spring Hill"]}},"rows":[[6,3.9,500,null,1,"Limited time offer; $500 minimum to open a CD","CD (limited time offer)",0]]},{"id":"community-first-credit-union-of-flo-67290","name":"Community First Credit Union of Flo","type":"credit_union","market":"fl","city":"Jacksonville","state":"FL","web":"https://www.communityfirstfl.org/resources/rates/cd-rates","checked":"2026-08-25","effective":"Effective 07/15/2026 08:00 AM","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":26,"byCounty":{"Duval":["Jacksonville","Jacksonville Beach","Neptune Beach"],"Clay":["Fleming Island","Orange Park"],"Nassau":["Callahan","Yulee"],"Saint Johns":["Saint Augustine","St Johns"]}},"rows":[[6,2.58,250,null,1,"Featured CD; available to college/vocational/technical school students; additional contributions in $50 increments","6 Month SaveUP CD - Standard",0],[6,2.68,45000,null,1,null,"6 Month SaveUP CD - Jr. Jumbo",0],[6,2.73,100000,null,1,null,"6 Month SaveUP CD - Jumbo",0],[6,2.78,250000,null,1,null,"6 Month SaveUP CD - Jumbo Plus",0],[6,3.04,500000,null,1,null,"6 Month SaveUP CD - Super Jumbo",0],[6,3.3,750000,null,1,null,"6 Month SaveUP CD - Super Jumbo Plus",0],[6,3.56,1000000,null,1,null,"6 Month SaveUP CD - Super Jumbo Max",0],[13,3.9,500,null,1,"Featured CD","13 Month CD - Standard",0],[13,4,45000,null,1,null,"13 Month CD - Jr. Jumbo",0],[13,4,100000,null,1,null,"13 Month CD - Jumbo",0],[13,4,250000,null,1,null,"13 Month CD - Jumbo Plus",0],[13,4,500000,null,1,null,"13 Month CD - Super Jumbo",0],[13,4,750000,null,1,null,"13 Month CD - Super Jumbo Plus",0],[13,4,1000000,null,1,null,"13 Month CD - Super Jumbo Max",0],[3,2.53,500,null,0,"3-5 month term range",null,0],[3,2.63,45000,null,0,"3-5 month term range",null,0],[3,2.68,100000,null,0,"3-5 month term range",null,0],[3,2.73,250000,null,0,"3-5 month term range",null,0],[3,2.99,500000,null,0,"3-5 month term range",null,0],[3,3.25,750000,null,0,"3-5 month term range",null,0],[3,3.51,1000000,null,0,"3-5 month term range",null,0],[6,2.58,500,null,0,"6-11 month term range",null,0],[6,2.68,45000,null,0,"6-11 month term range",null,0],[6,2.73,100000,null,0,"6-11 month term range",null,0],[6,2.78,250000,null,0,"6-11 month term range",null,0],[6,3.04,500000,null,0,"6-11 month term range",null,0],[6,3.3,750000,null,0,"6-11 month term range",null,0],[6,3.56,1000000,null,0,"6-11 month term range",null,0],[12,2.94,500,null,0,"12-17 month term range",null,0],[12,2.99,45000,null,0,"12-17 month term range",null,0],[12,3.05,100000,null,0,"12-17 month term range",null,0],[12,3.35,250000,null,0,"12-17 month term range",null,0],[12,3.61,500000,null,0,"12-17 month term range",null,0],[12,3.82,750000,null,0,"12-17 month term range",null,0],[12,4.08,1000000,null,0,"12-17 month term range",null,0],[18,2.99,500,null,0,"18-23 month term range",null,0],[18,3.05,45000,null,0,"18-23 month term range",null,0],[18,3.1,100000,null,0,"18-23 month term range",null,0],[18,3.41,250000,null,0,"18-23 month term range",null,0],[18,3.77,500000,null,0,"18-23 month term range",null,0],[18,3.98,750000,null,0,"18-23 month term range",null,0],[18,4.24,1000000,null,0,"18-23 month term range",null,0],[24,3.2,500,null,0,"24-29 month term range",null,0],[24,3.25,45000,null,0,"24-29 month term range",null,0],[24,3.41,100000,null,0,"24-29 month term range",null,0],[24,3.46,250000,null,0,"24-29 month term range",null,0],[24,3.72,500000,null,0,"24-29 month term range",null,0],[24,3.98,750000,null,0,"24-29 month term range",null,0],[24,4.18,1000000,null,0,"24-29 month term range",null,0],[30,3.25,500,null,0,"30-35 month term range",null,0],[30,3.3,45000,null,0,"30-35 month term range",null,0],[30,3.46,100000,null,0,"30-35 month term range",null,0],[30,3.51,250000,null,0,"30-35 month term range",null,0],[30,3.77,500000,null,0,"30-35 month term range",null,0],[30,4.03,750000,null,0,"30-35 month term range",null,0],[30,4.24,1000000,null,0,"30-35 month term range",null,0],[36,3.3,500,null,0,"36-47 month term range",null,0],[36,3.35,45000,null,0,"36-47 month term range",null,0],[36,3.51,100000,null,0,"36-47 month term range",null,0],[36,3.56,250000,null,0,"36-47 month term range",null,0],[36,3.82,500000,null,0,"36-47 month term range",null,0],[36,4.08,750000,null,0,"36-47 month term range",null,0],[36,4.29,1000000,null,0,"36-47 month term range",null,0],[36,3.2,500,null,0,"One-time rate adjustment option",null,0],[36,3.25,45000,null,0,null,null,0],[36,3.41,100000,null,0,null,null,0],[36,3.46,250000,null,0,null,null,0],[36,3.77,500000,null,0,null,null,0],[36,3.98,750000,null,0,null,null,0],[36,4.18,1000000,null,0,null,null,0],[48,3.05,500,null,0,"48-59 month term range",null,0],[48,3.1,45000,null,0,"48-59 month term range",null,0],[48,3.25,100000,null,0,"48-59 month term range",null,0],[48,3.3,250000,null,0,"48-59 month term range",null,0],[48,3.56,500000,null,0,"48-59 month term range",null,0],[48,3.82,750000,null,0,"48-59 month term range",null,0],[48,4.08,1000000,null,0,"48-59 month term range",null,0],[60,3.15,500,null,0,null,null,0],[60,3.25,45000,null,0,null,null,0],[60,3.3,100000,null,0,null,null,0],[60,3.41,250000,null,0,null,null,0],[60,3.67,500000,null,0,null,null,0],[60,3.92,750000,null,0,null,null,0],[60,4.18,1000000,null,0,null,null,0],[60,3.05,500,null,0,"One-time rate adjustment option",null,0],[60,3.15,45000,null,0,null,null,0],[60,3.2,100000,null,0,null,null,0],[60,3.3,250000,null,0,null,null,0],[60,3.56,500000,null,0,null,null,0],[60,3.82,750000,null,0,null,null,0],[60,4.08,1000000,null,0,null,null,0]]},{"id":"gte-196","name":"Gte","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.gtefinancial.org/products/share-certificates","checked":"2026-08-25","effective":"2/10/26","open_to":"anyone_nationwide","elig_summary":"Anyone can join by paying a one-time $10 fee to join the CU Savers club; also open via Tampa-area ZIP codes, partner employers, and family of members.","counties":["hillsborough"],"br":{"total":25,"byCounty":{"Hillsborough":["Brandon","Plant City","Riverview","Seffner","Tampa","Temple Terrace"],"Citrus":["Crystal River"],"Sarasota":["Sarasota"],"Polk":["Lakeland"],"Pinellas":["Clearwater","Seminole","St Petersburg"],"Pasco":["Hudson","Lutz","New Port Richey"],"Marion":["Ocala"],"Manatee":["Bradenton"]}},"rows":[[6,3.4,500,null,0,null,null,0],[12,3.56,500,null,0,null,null,0],[18,3.3,500,null,0,null,null,0],[24,3.35,500,null,0,null,null,0],[30,3.4,500,null,0,null,null,0],[30,3.4,500,null,1,"One-time rate bump available after 6 months; not available on Jumbo","Share Certificate - Bump Up",0],[36,3.45,500,null,0,null,null,0],[48,3.51,500,null,0,null,null,0],[60,3.56,500,null,0,null,null,0],[6,3.66,100000,null,0,null,null,0],[12,3.82,100000,null,0,null,null,0],[18,3.56,100000,null,0,null,null,0],[24,3.61,100000,null,0,null,null,0],[30,3.66,100000,null,0,null,null,0],[36,3.71,100000,null,0,null,null,0],[48,3.76,100000,null,0,null,null,0],[60,3.82,100000,null,0,null,null,0]]},{"id":"lake-michigan-62514","name":"Lake Michigan","type":"credit_union","market":"fl","city":"Grand Rapids","state":"MI","web":"https://www.lmcu.org/personal/banking/savings-accounts/certificates-of-deposit/","checked":"2026-08-25","effective":"Rates as of 08/25/26","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":24,"byCounty":{"Lee":["Bonita Springs","Cape Coral","Estero","Fort Myers"],"Collier":["Naples"],"Charlotte":["Port Charlotte"],"Hillsborough":["Sun City Center","Tampa","Valrico"],"Polk":["Lakeland"],"Pinellas":["Saint Petersburg"],"Sarasota":["Sarasota"],"Manatee":["Bradenton"]}},"rows":[[9,3.65,500,null,1,"Standard APY","9 Month CD",0],[9,3.9,500,null,1,"Includes .25% MORE VIP Relationship Reward Bonus","9 Month CD (VIP Bonus)",0],[9,3.8,500,null,1,"Standard APY","9 Month IRA/HSA CD",0],[9,4.05,500,null,1,"VIP bonus rate","9 Month IRA/HSA CD (VIP Bonus)",0],[3,3.15,500,null,0,null,null,0],[3,3.4,500,null,0,"VIP bonus rate",null,0],[3,3.3,500,null,0,null,null,0],[3,3.55,500,null,0,"VIP bonus rate",null,0],[5,3.15,500,null,0,null,null,0],[5,3.4,500,null,0,"VIP bonus rate",null,0],[5,3.3,500,null,0,null,null,0],[5,3.55,500,null,0,"VIP bonus rate",null,0],[6,3.15,500,null,0,null,null,0],[6,3.4,500,null,0,"VIP bonus rate",null,0],[6,3.3,500,null,0,null,null,0],[6,3.55,500,null,0,"VIP bonus rate",null,0],[7,3.15,500,null,0,null,null,0],[7,3.4,500,null,0,"VIP bonus rate",null,0],[7,3.3,500,null,0,null,null,0],[7,3.55,500,null,0,"VIP bonus rate",null,0],[8,3.15,500,null,0,null,null,0],[8,3.4,500,null,0,"VIP bonus rate",null,0],[8,3.3,500,null,0,null,null,0],[8,3.55,500,null,0,"VIP bonus rate",null,0],[10,3.15,500,null,0,null,null,0],[10,3.4,500,null,0,"VIP bonus rate",null,0],[10,3.3,500,null,0,null,null,0],[10,3.55,500,null,0,"VIP bonus rate",null,0],[11,3.15,500,null,0,null,null,0],[11,3.4,500,null,0,"VIP bonus rate",null,0],[11,3.3,500,null,0,null,null,0],[11,3.55,500,null,0,"VIP bonus rate",null,0],[12,3.2,500,null,0,null,null,0],[12,3.45,500,null,0,"VIP bonus rate",null,0],[12,3.35,500,null,0,null,null,0],[12,3.6,500,null,0,"VIP bonus rate",null,0],[13,3.2,500,null,0,null,null,0],[13,3.45,500,null,0,"VIP bonus rate",null,0],[13,3.35,500,null,0,null,null,0],[13,3.6,500,null,0,"VIP bonus rate",null,0],[14,3.2,500,null,0,null,null,0],[14,3.45,500,null,0,"VIP bonus rate",null,0],[14,3.35,500,null,0,null,null,0],[14,3.6,500,null,0,"VIP bonus rate",null,0],[15,3.2,500,null,0,null,null,0],[15,3.45,500,null,0,"VIP bonus rate",null,0],[15,3.35,500,null,0,null,null,0],[15,3.6,500,null,0,"VIP bonus rate",null,0],[17,3.2,500,null,0,null,null,0],[17,3.45,500,null,0,"VIP bonus rate",null,0],[17,3.35,500,null,0,null,null,0],[17,3.6,500,null,0,"VIP bonus rate",null,0],[18,3.25,500,null,0,null,null,0],[18,3.5,500,null,0,"VIP bonus rate",null,0],[18,3.4,500,null,0,null,null,0],[18,3.65,500,null,0,"VIP bonus rate",null,0],[24,3.25,500,null,0,null,null,0],[24,3.5,500,null,0,"VIP bonus rate",null,0],[24,3.4,500,null,0,null,null,0],[24,3.65,500,null,0,"VIP bonus rate",null,0],[25,3.25,500,null,0,null,null,0],[25,3.5,500,null,0,"VIP bonus rate",null,0],[25,3.4,500,null,0,null,null,0],[25,3.65,500,null,0,"VIP bonus rate",null,0],[30,3.3,500,null,0,null,null,0],[30,3.55,500,null,0,"VIP bonus rate",null,0],[30,3.45,500,null,0,null,null,0],[30,3.7,500,null,0,"VIP bonus rate",null,0],[36,3.35,500,null,0,null,null,0],[36,3.6,500,null,0,"VIP bonus rate",null,0],[36,3.5,500,null,0,null,null,0],[36,3.75,500,null,0,"VIP bonus rate",null,0],[48,3.5,500,null,0,null,null,0],[48,3.75,500,null,0,"VIP bonus rate",null,0],[48,3.65,500,null,0,null,null,0],[48,3.9,500,null,0,"VIP bonus rate",null,0],[60,3.75,500,null,0,null,null,0],[60,4,500,null,0,"VIP bonus rate",null,0],[60,3.9,500,null,0,null,null,0],[60,4.15,500,null,0,"VIP bonus rate",null,0]]},{"id":"grow-financial-9976","name":"Grow Financial","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.growfinancial.org/personal/certificate-ira-certificate-accounts/","checked":"2026-08-25","effective":"08/25/2026","open_to":"unclear","elig_summary":"Eligibility rules aren't stated; joining requires opening a $1 Basic Savings Account, subject to eligibility.","counties":[],"br":{"total":23,"byCounty":{"Hillsborough":["Brandon","Lutz","Tampa","Temple Terrace"],"Pinellas":["Clearwater","Largo","Pinellas Park","Saint Petersburg"],"Pasco":["New Port Richey","Wesley Chapel"],"Manatee":["Bradenton"],"Hernando":["Spring Hill"]}},"rows":[[6,3.87,500,99999.99,0,"6-11 months",null,0],[6,3.97,100000,null,0,"6-11 months",null,0],[12,3.97,500,99999.99,0,"12-17 months",null,0],[12,4.07,100000,null,0,"12-17 months",null,0],[18,3.82,500,99999.99,0,"18-23 months",null,0],[18,3.92,100000,null,0,"18-23 months",null,0],[24,4.07,500,99999.99,0,"24-29 months",null,0],[24,4.18,100000,null,0,"24-29 months",null,0],[30,3.61,500,99999.99,0,"30-35 months",null,0],[30,3.71,100000,null,0,"30-35 months",null,0],[36,3.71,500,99999.99,0,"36-47 months",null,0],[36,3.82,100000,null,0,"36-47 months",null,0],[48,3.71,500,99999.99,0,"48-59 months",null,0],[48,3.82,100000,null,0,"48-59 months",null,0],[60,3.92,500,99999.99,0,null,null,0],[60,4.02,100000,null,0,null,null,0],[6,3.87,500,99999.99,0,"6-11 months",null,0],[6,3.97,100000,null,0,"6-11 months",null,0],[12,3.97,500,99999.99,0,"12-17 months",null,0],[12,4.07,100000,null,0,"12-17 months",null,0],[18,3.82,500,99999.99,0,"18-23 months",null,0],[18,3.92,100000,null,0,"18-23 months",null,0],[24,4.07,500,99999.99,0,"24-29 months",null,0],[24,4.18,100000,null,0,"24-29 months",null,0],[30,3.61,500,99999.99,0,"30-35 months",null,0],[30,3.71,100000,null,0,"30-35 months",null,0],[36,3.71,500,99999.99,0,"36-47 months",null,0],[36,3.82,100000,null,0,"36-47 months",null,0],[48,3.71,500,99999.99,0,"48-59 months",null,0],[48,3.82,100000,null,0,"48-59 months",null,0],[60,3.92,500,99999.99,0,null,null,0],[60,4.02,100000,null,0,null,null,0]]},{"id":"launch-credit-union-68716","name":"Launch Credit Union","type":"credit_union","market":"fl","city":"Merritt Island","state":"FL","web":"https://www.launchcu.com/rates/","checked":"2026-08-25","effective":"07/31/2026","open_to":"unclear","elig_summary":"The page doesn't state who is eligible to join.","counties":[],"br":{"total":20,"byCounty":{"Brevard":["Cape Canaveral","Cocoa","Kennedy Space Center","Melbourne","Merritt Island","Palm Bay","Rockledge","Titusville","West Melbourne"],"Volusia":["Deland","Edgewater","Orange City","Ormond Beach","Port Orange","South Daytona"]}},"rows":[[3,3.45,1000,null,0,null,null,0],[6,3.35,1000,null,0,null,null,0],[12,3.2,1000,null,0,null,null,0],[18,3.3,1000,null,0,null,null,0],[24,3,1000,null,0,null,null,0],[30,3.05,1000,null,0,null,null,0],[60,3.2,1000,null,0,null,null,0],[26,3,1000,null,1,"Variable rate; existing certificates only - no new accounts offered; one-time bump option","BUMP Share Certificate",0],[36,3.15,1000,null,1,"Variable rate; existing certificates only - no new accounts offered; one-time bump option","BUMP Share Certificate",0],[3,3.45,1000,null,0,null,null,0],[6,3.35,1000,null,0,null,null,0],[12,3.2,1000,null,0,null,null,0],[18,3.3,1000,null,0,null,null,0],[24,3,1000,null,0,null,null,0],[30,3.05,1000,null,0,null,null,0],[60,3.2,1000,null,0,null,null,0],[7,3.45,10000,null,1,"Requires Business Titanium Checking with required minimum combined balance; new money only; not renewable","Business Titanium Certificate Special",0]]},{"id":"mccoy-9915","name":"Mccoy","type":"credit_union","market":"fl","city":"Orlando","state":"FL","web":"https://www.mccoyfcu.org/current-rates/","checked":"2026-08-25","effective":null,"open_to":"unclear","elig_summary":"Membership eligibility isn't stated on this page.","counties":[],"br":{"total":16,"byCounty":{"Orange":["Apopka","Ocoee","Orlando","Winter Garden"],"Osceola":["Kissimmee"],"Lake":["Clermont"],"Seminole":["Lake Mary","Maitland"]}},"rows":[[6,1.51,1000,4999,0,null,null,0],[6,1.612,5000,24999,0,null,null,0],[6,1.713,25000,99999,0,null,null,0],[6,1.815,100000,null,0,null,null,0],[12,3.763,1000,4999,0,null,null,0],[12,3.763,5000,24999,0,null,null,0],[12,3.763,25000,99999,0,null,null,0],[12,3.763,100000,null,0,null,null,0],[24,3.557,1000,4999,0,null,null,0],[24,3.557,5000,24999,0,null,null,0],[24,3.557,25000,99999,0,null,null,0],[24,3.557,100000,null,0,null,null,0],[36,3.453,1000,4999,0,null,null,0],[36,3.453,5000,24999,0,null,null,0],[36,3.453,25000,99999,0,null,null,0],[36,3.453,100000,null,0,null,null,0],[60,2.888,1000,4999,0,null,null,0],[60,2.99,5000,24999,0,null,null,0],[60,3.093,25000,99999,0,null,null,0],[60,3.196,100000,null,0,null,null,0],[10,2.785,1000,null,1,"$1,000 - $100,000+","Share Certificate - Promotional",0],[13,2.785,1000,null,1,"$1,000 - $100,000+","Share Certificate - Promotional",0],[15,2.171,1000,null,1,"$1,000 - $100,000+","Share Certificate - Promotional",0],[18,2.171,1000,null,1,"$1,000 - $100,000+","Share Certificate - Promotional",0],[23,2.12,1000,null,1,"$1,000 - $100,000+","Share Certificate - Promotional",0]]},{"id":"florida-60497","name":"Florida","type":"credit_union","market":"fl","city":"Gainesville","state":"FL","web":"https://flcu.org/checking-savings/cds-iras/","checked":"2026-08-25","effective":"08/20/2026","open_to":"geographic","elig_summary":"Anyone who lives or works in one of 48 Florida counties can join, plus their immediate family and certain students/alumni.","counties":["alachua","baker","bradford","brevard","charlotte","citrus","clay","columbia","desoto","dixie","duval","flagler","gilchrist","glades","hamilton","hardee","hernando","highlands","hillsborough","indian river","jefferson","lafayette","lake","lee","leon","levy","madison","manatee","marion","martin","nassau","okeechobee","orange","osceola","palm beach","pasco","pinellas","polk","putnam","sarasota","seminole","st. johns","st. lucie","sumter","suwannee","taylor","union","volusia"],"br":{"total":16,"byCounty":{"Alachua":["Gainesville"],"Columbia":["Lake City"],"Marion":["Belleview","Ocala"],"Bradford":["Starke"],"Volusia":["Deland"],"Sumter":["Wildwood"]}},"rows":[[13,4.15,1000,5000000,1,"Limited time offer; minimum balance to open varies per certificate; penalty may apply for early withdrawal","13 Month CD Special (CD or IRA CD)",0]]},{"id":"ithink-financial-68663","name":"Ithink Financial","type":"credit_union","market":"fl","city":"Boca Raton","state":"FL","web":"https://www.ithinkfi.org/share-account-rates","checked":"2026-08-25","effective":"Jul 19, 2023","open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in 31 approved Florida counties (plus 37 Georgia counties), employees/retirees of member companies, and their family or household members can join with $5.","counties":["alachua","broward","clay","collier","charlotte","desoto","flagler","glades","hardee","hendry","hillsborough","highlands","indian river","lee","manatee","martin","miami-dade","monroe","okeechobee","orange","osceola","palm beach","pasco","pinellas","putnam","sarasota","seminole","st. johns","st. lucie","sumter","volusia"],"br":{"total":15,"byCounty":{"Palm Beach":["Boca Raton","Boynton Beach","Delray Beach","Palm Beach Gardens","Royal Palm Beach","West Palm Beach"],"Broward":["Fort Lauderdale"],"Saint Lucie":["Fort Pierce","Port St Lucie"],"Indian River":["Fellsmere","Sebastian","Vero Beach"],"Martin":["Stuart"]}},"rows":[[9,3.75,1000,null,0,null,null,0],[12,2.2,1000,null,0,null,null,0],[21,3.55,1000,null,0,null,null,0],[24,2.35,1000,null,0,null,null,0],[36,2.85,1000,null,0,null,null,0],[48,3,1000,null,0,null,null,0],[60,3.1,1000,null,0,null,null,0],[84,3.2,1000,null,0,null,null,0],[3,1.95,1000,null,0,null,null,0],[6,2.05,1000,null,0,null,null,0],[9,3.75,1000,null,0,null,null,0],[12,2.2,1000,null,0,null,null,0],[21,3.55,1000,null,0,null,null,0],[24,2.35,1000,null,0,null,null,0],[36,2.85,1000,null,0,null,null,0],[48,3,1000,null,0,null,null,0],[60,3.1,1000,null,0,null,null,0],[84,3.2,1000,null,0,null,null,0],[6,2.05,500,null,0,null,null,0],[3,2.05,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0],[6,2.15,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0],[9,3.75,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0],[12,2.3,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0],[21,3.55,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0],[24,2.45,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0],[36,2.95,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0],[48,3.1,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0],[60,3.2,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0],[84,3.3,25000,null,1,"Diamond and Platinum Rewards members only","Special Certificate (Diamond/Platinum Rewards Members)",0]]},{"id":"radiant-68723","name":"Radiant","type":"credit_union","market":"fl","city":"Gainesville","state":"FL","web":"https://www.radiantcu.org/deposit-rates","checked":"2026-08-25","effective":"July 1, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships, or attends school in 22 north-central Florida counties (plus immediate family of members) can join","counties":["alachua","baker","bradford","citrus","clay","columbia","dixie","flagler","gilchrist","hamilton","hernando","lafayette","lake","levy","marion","nassau","putnam","st. johns","sumter","suwannee","union","volusia"],"br":{"total":15,"byCounty":{"Alachua":["Alachua","Gainesville","Hawthorne","Newberry"],"Levy":["Chiefland"],"Suwannee":["Live Oak"],"Columbia":["Lake City"],"Dixie":["Old Town"],"Marion":["Ocala"],"Putnam":["Crescent City","Palatka"],"Saint Johns":["St Augustine"]}},"rows":[[6,4.08,1000,null,0,"APY based on $10,000",null,0],[12,4.03,1000,null,0,null,null,0],[24,3.93,1000,null,0,null,null,0],[36,3.82,1000,null,0,null,null,0],[48,3.72,1000,null,0,null,null,0],[60,3.56,1000,null,0,null,null,0],[12,4.03,1000,null,0,null,null,0],[24,3.93,1000,null,0,null,null,0],[12,4.14,1000,null,0,"APY adjusts bi-annually to 6-month T-Bill + 0.05%",null,0],[24,4.2,1000,null,0,"APY adjusts bi-annually",null,0],[12,3.71,1000,null,0,null,null,0],[24,3.76,1000,null,0,null,null,0],[6,4.13,50000,null,0,"APY based on $50,000",null,0],[12,4.08,50000,null,0,null,null,0],[24,3.98,50000,null,0,null,null,0],[6,4.08,1000,null,0,null,null,0],[12,4.03,1000,null,0,null,null,0],[24,3.93,1000,null,0,null,null,0],[36,3.82,1000,null,0,null,null,0],[48,3.72,1000,null,0,null,null,0],[60,3.56,1000,null,0,null,null,0],[12,4.14,1000,null,0,null,null,0],[24,4.2,1000,null,0,null,null,0],[6,4.13,50000,null,0,null,null,0],[12,4.08,50000,null,0,null,null,0],[24,3.98,50000,null,0,null,null,0]]},{"id":"insight-67344","name":"Insight","type":"credit_union","market":"fl","city":"Winter Springs","state":"FL","web":"https://www.insightcreditunion.com/bank/certificates","checked":"2026-08-25","effective":"03/02/26","open_to":"anyone_nationwide","elig_summary":"Anyone who lives or works in 21 Central Florida counties — or anyone who donates $5 to the Insight Community Foundation — can join.","counties":["brevard","citrus","columbia","desoto","dixie","gilchrist","hardee","hernando","highlands","lake","levy","marion","orange","osceola","pasco","putnam","seminole","sumter","suwannee","taylor","volusia"],"br":{"total":14,"byCounty":{"Orange":["Apopka","Orlando"],"Seminole":["Lake Mary","Winter Springs"],"Lake":["Clermont","Eustis","Lady Lake","Leesburg"],"Volusia":["Deland"],"Osceola":["Kissimmee"]}},"rows":[[3,2.45,1000,null,0,null,null,0],[3,2.45,100000,null,0,null,null,0],[3,2.55,1000000,null,0,null,null,0],[6,3.3,1000,null,0,null,null,0],[6,3.3,100000,null,0,null,null,0],[6,3.4,1000000,null,0,null,null,0],[12,3.7,1000,null,0,null,null,0],[12,3.7,100000,null,0,null,null,0],[12,3.8,1000000,null,0,null,null,0],[24,3.3,1000,null,0,null,null,0],[24,3.3,100000,null,0,null,null,0],[24,3.4,1000000,null,0,null,null,0],[36,3.4,1000,null,0,null,null,0],[36,3.4,100000,null,0,null,null,0],[36,3.5,1000000,null,0,null,null,0],[48,3.25,1000,null,0,null,null,0],[48,3.25,100000,null,0,null,null,0],[48,3.35,1000000,null,0,null,null,0],[60,3.3,1000,null,0,null,null,0],[60,3.3,100000,null,0,null,null,0],[60,3.4,1000000,null,0,null,null,0]]},{"id":"floridacentral-67668","name":"Floridacentral","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.floridacentralcu.com/save-spend/personal-savings/share-certificates.html","checked":"2026-08-25","effective":"May 26, 2026","open_to":"employer_or_group","elig_summary":"Employees of the 1,000+ organizations partnered with Floridacentral as Select Employee Groups can join.","counties":[],"br":{"total":13,"byCounty":{"Hillsborough":["Brandon","Tampa"],"Manatee":["Bradenton"],"Pinellas":["Clearwater","Saint Petersburg","Seminole"],"Polk":["Lakeland"],"Charlotte":["Port Charlotte"],"Pasco":["New Port Richey"],"Sarasota":["Sarasota"]}},"rows":[[9,3.5,1000,null,1,"Limited-time promotional; renews at 6-month term rate at maturity; 90 days interest early withdrawal penalty","Promotional Share Certificate - Regular and IRA",0],[11,3.75,1000,null,1,"Limited-time promotional; renews at 6-month term rate at maturity; 90 days interest early withdrawal penalty","Promotional Share Certificate - Regular and IRA",0],[6,0.16,500,null,0,"$500 minimum deposit to open most Share Certificates",null,0],[12,0.21,500,null,0,null,null,0],[18,0.26,500,null,0,null,null,0],[24,2.75,500,null,0,null,null,0],[36,0.36,500,null,0,null,null,0],[48,0.41,500,null,0,null,null,0],[60,0.46,500,null,0,null,null,0]]},{"id":"eglin-9788","name":"Eglin","type":"credit_union","market":"fl","city":"Fort Walton Bea","state":"FL","web":"https://www.eglinfcu.org/rates/","checked":"2026-08-25","effective":"Rates listed are current from 08/21/2026 - 08/27/2026","open_to":"geographic","elig_summary":"People who live, work, worship or attend school in designated areas of Okaloosa, Santa Rosa, Walton and Escambia counties (plus Escambia County, AL), military/federal personnel tied to Eglin-area bases, SEG employees, and their families can join.","counties":["okaloosa","santa rosa","walton","escambia"],"br":{"total":12,"byCounty":{"Okaloosa":["Crestview","Destin","Eglin Afb","Fort Walton Beach","Hurlburt Field","Mary Esther","Niceville"],"Santa Rosa":["Navarre","Pace"],"Walton":["Freeport"]}},"rows":[[1,3.14,2500,null,0,"31 day term; penalty for early withdrawal",null,0],[3,3.14,2500,null,0,"92 day term",null,0],[6,3.35,2500,null,0,null,null,0],[12,3.45,2500,null,0,null,null,0],[18,3.51,2500,null,0,null,null,0],[24,3.56,2500,null,0,null,null,0],[36,3.61,2500,null,0,null,null,0],[48,3.66,2500,null,0,null,null,0],[60,3.71,2500,null,0,null,null,0],[12,3.2,500,2500,0,"Penalty for early withdrawal",null,0],[24,3.3,500,2500,0,"Penalty for early withdrawal",null,0]]},{"id":"usf-federal-credit-union-24223","name":"Usf Federal Credit Union","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.usfcu.com/share-certificates","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"Anyone can join by signing up for the free American Consumer Council membership during the application, plus employees of many affiliated Florida companies and hospitals.","counties":[],"br":{"total":11,"byCounty":{"Hillsborough":["Tampa","Temple Terrace"],"Pinellas":["Saint Petersburg"],"Orange":["Orlando","Winter Park"],"Sarasota":["Sarasota"],"Pasco":["Odessa"]}},"rows":[[4,3.5,500,null,0,"$500 minimum to open",null,0],[6,3,500,null,0,"$500 minimum to open",null,0],[7,4.05,500,null,1,"Renews into standard 6-month CD","Share Certificate Special",0],[12,3,500,null,0,"$500 minimum to open",null,0],[13,4.05,500,null,1,"Renews into standard 12-month CD","Share Certificate Special",0],[18,3,500,null,0,"$500 minimum to open",null,0],[19,4.05,500,null,1,"Renews into standard 18-month CD","Share Certificate Special",0],[25,4.05,500,null,1,"Renews into standard 24-month CD","Share Certificate Special",0],[7,4.15,100000,null,1,"$100,000 min opening deposit; renews into standard non-jumbo 6-month CD; if balance falls below $100,000 rate adjusts to standard rate","Jumbo Certificate Special (7 month)",0],[13,4.15,100000,null,1,"$100,000 min opening deposit; renews into standard non-jumbo 12-month CD","Jumbo Certificate Special (13 month)",0],[19,4.15,100000,null,1,"$100,000 min opening deposit; renews into standard non-jumbo 18-month CD","Jumbo Certificate Special (19 month)",0],[25,4.15,100000,null,1,"$100,000 min opening deposit; renews into standard non-jumbo 24-month CD","Jumbo Certificate Special (25 month)",0]]},{"id":"dade-county-24508","name":"Dade County","type":"credit_union","market":"fl","city":"Sweetwater","state":"FL","web":"https://www.dcfcu.org/accounts/share-certificates/","checked":"2026-08-25","effective":"Rates effective as of June 13, 2025","open_to":"geographic","elig_summary":"Anyone who lives, works, worships, attends school, or runs a business in Palm Beach, Broward, Miami-Dade, or Monroe County — plus their families — can join.","counties":["palm beach","broward","miami-dade","monroe"],"br":{"total":11,"byCounty":{"Miami-Dade":["Cutler Bay","Hialeah","Homestead","Miami","Miami Gardens","Sweetwater"],"Broward":["Pembroke Pines"]}},"rows":[[6,4,500,null,1,"Promotional rates effective as of August 24, 2026; 4.00% APY 6-Month effective 6/1/2026; minimum opening balance of $500","Share Certificate Promotional",0],[12,4.1,500,null,1,"Promotional rates effective as of August 24, 2026; effective 8/24/2026; minimum opening balance of $500","Share Certificate Promotional",0],[3,0.7,500,null,0,null,null,0],[6,1.91,500,null,0,null,null,0],[12,2.92,500,null,0,null,null,0],[18,3.07,500,9999.99,0,null,null,0],[18,3.07,10000,29999.99,0,null,null,0],[18,3.07,30000,null,0,null,null,0],[60,2.55,500,9999.99,0,null,null,0],[60,2.55,10000,39999.99,0,null,null,0],[60,2.55,40000,69999.99,0,null,null,0],[60,2.55,70000,99999.99,0,null,null,0],[60,2.55,100000,null,0,null,null,0]]},{"id":"penair-68734","name":"Penair","type":"credit_union","market":"fl","city":"Pensacola","state":"FL","web":"https://www.penair.org/personal/certificates-accounts/","checked":"2026-08-25","effective":"August 5, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, attends school or worships in one of the 24 counties and cities PenAir serves — from Mobile County, Alabama to Leon County, Florida, plus southwest Virginia — can join.","counties":["leon"],"br":{"total":11,"byCounty":{"Escambia":["Pensacola"],"Santa Rosa":["Gulf Breeze","Milton","Pace"],"Okaloosa":["Crestview"]}},"rows":[[3,2.1,null,null,0,null,null,0],[6,2.2,null,null,0,null,null,0],[6,2.2,null,null,0,null,null,0],[6,2.2,null,null,0,null,null,0],[11,4.11,null,null,0,null,null,0],[11,4.11,null,null,0,null,null,0],[11,4.11,null,null,0,null,null,0],[12,2.35,null,null,0,null,null,0],[15,2.35,null,null,0,"Add-On certificate",null,0],[18,2.4,null,null,0,null,null,0],[24,2.55,null,null,0,null,null,0],[36,2.65,null,null,0,null,null,0],[48,2.75,null,null,0,null,null,0],[60,2.85,null,null,0,null,null,0]]},{"id":"publix-employees-23020","name":"Publix Employees","type":"credit_union","market":"fl","city":"Lakeland","state":"FL","web":"https://www.pefcu.com/accounts/savings/deposit-rates/","checked":"2026-08-25","effective":"Effective 8/1/026","open_to":"employer_or_group","elig_summary":"Publix Super Markets associates, retirees, and their family or household members can join.","counties":[],"br":{"total":10,"byCounty":{"Polk":["Lakeland"],"Broward":["Pembroke Pines"],"Seminole":["Altamonte Springs"],"Duval":["Jacksonville"],"Sarasota":["Sarasota"],"Palm Beach":["Royal Palm Beach"]}},"rows":[[6,3.22,500,null,0,null,null,0],[10,4.5,1000,null,1,"APY accurate as of 7/15/2026; renews as 12-month certificate at maturity","Regular & IRA Certificate",0],[12,3.65,1000,null,0,null,null,0],[24,3.49,1000,null,0,null,null,0],[36,3.44,1000,null,0,null,null,0],[48,3.09,1000,null,0,null,null,0],[60,3.34,1000,null,0,null,null,0],[6,3.33,100000,null,0,null,null,0],[10,4.6,100000,null,1,"APY accurate as of 7/15/2026; renews as 12-month certificate at maturity","Jumbo Regular & IRA Certificate",0],[12,3.75,100000,null,0,null,null,0],[24,3.6,100000,null,0,null,null,0],[36,3.55,100000,null,0,null,null,0],[48,3.19,100000,null,0,null,null,0],[60,3.44,100000,null,0,null,null,0]]},{"id":"brightstar-67347","name":"Brightstar","type":"credit_union","market":"fl","city":"Fort Lauderdale","state":"FL","web":"https://bscu.org/promotions/3-month-certificate-of-deposit","checked":"2026-08-25","effective":"07/01/26","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":10,"byCounty":{"Broward":["Fort Lauderdale","Hollywood","Lauderhill","Margate","Pembroke Pines","Plantation","Pompano Beach"],"Miami-Dade":["Miami Beach"]}},"rows":[[3,3.75,500,null,1,"Membership eligibility required; $500 minimum; penalty may apply for early withdrawal; rates shown are best rates and may vary by membership level and certifica","3 Month Certificate of Deposit",0]]},{"id":"gulf-winds-68694","name":"Gulf Winds","type":"credit_union","market":"fl","city":"Pensacola","state":"FL","web":"https://www.gogulfwinds.com/invest/term-share-certificates/","checked":"2026-08-25","effective":"Rates as of 08/25/2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in 75 counties across Florida, Alabama and Georgia can join with $5.","counties":["alachua","baker","bay","bradford","calhoun","clay","columbia","dixie","duval","escambia","flagler","franklin","gadsden","gilchrist","gulf","hamilton","holmes","jackson","jefferson","lafayette","leon","levy","liberty","madison","marion","nassau","okaloosa","putnam","santa rosa","saint johns","suwannee","taylor","union","wakulla","walton","washington"],"br":{"total":10,"byCounty":{"Escambia":["Pensacola"],"Santa Rosa":["Gulf Breeze","Milton"],"Wakulla":["Crawfordville"],"Leon":["Tallahassee"]}},"rows":[[5,4.17,500,null,1,"Compounded monthly; funds transfer to 12-month certificate at maturity","CD Special",0],[13,4.05,500,null,1,"Compounded monthly; funds transfer to 12-month certificate at maturity","CD Special",0],[6,1.4,500,null,0,"Compounded monthly",null,0],[12,2,500,null,0,"Compounded monthly",null,0],[18,3.4,500,null,0,"Compounded monthly; not available online",null,0],[24,3.5,500,null,0,"Compounded monthly",null,0],[36,3.6,500,null,0,"Compounded monthly",null,0],[48,3.65,500,null,0,"Compounded monthly; not available online",null,0],[60,3.7,500,null,0,"Compounded monthly",null,0],[5,4.17,500,null,1,"Compounded monthly","IRA Certificate Special",0],[13,4.05,500,null,1,"Compounded monthly","IRA Certificate Special",0],[6,1.4,500,null,0,"Compounded monthly",null,0],[12,2,500,null,0,"Compounded monthly",null,0],[18,3.4,500,null,0,"Compounded monthly",null,0],[24,3.5,500,null,0,"Compounded monthly",null,0],[36,3.6,500,null,0,"Compounded monthly",null,0],[48,3.65,500,null,0,"Compounded monthly",null,0],[60,3.7,500,null,0,"Compounded monthly",null,0]]},{"id":"innovations-financial-68732","name":"Innovations Financial","type":"credit_union","market":"fl","city":"Panama City","state":"FL","web":"https://www.innovationsfcu.org/accounts/rates/","checked":"2026-08-25","effective":"Rates shown for Share Certificate accounts are accurate as of today","open_to":"geographic","elig_summary":"Anyone who lives, works, attends school or worships in 10 Northwest Florida counties (plus their immediate family) can join.","counties":["bay","holmes","washington","jackson","calhoun","gulf","walton","okaloosa","franklin","liberty"],"br":{"total":10,"byCounty":{"Bay":["Lynn Haven","Panama City","Panama City Beach"],"Washington":["Chipley"],"Holmes":["Bonifay"]}},"rows":[[3,3,1000,null,0,null,null,0],[6,3.25,1000,null,0,null,null,0],[8,3.15,1000,null,0,null,null,0],[12,3.5,1000,null,0,null,null,0],[18,3.65,1000,null,0,null,null,0],[24,3.1,1000,null,0,null,null,0],[30,3.05,1000,null,0,null,null,0],[36,3,1000,null,0,null,null,0],[3,2.96,1000,null,0,null,null,0],[6,3.2,1000,null,0,null,null,0],[8,3.11,1000,null,0,null,null,0],[12,3.45,1000,null,0,null,null,0],[18,3.59,1000,null,0,null,null,0],[24,3.06,1000,null,0,null,null,0],[30,3.01,1000,null,0,null,null,0],[36,2.96,1000,null,0,null,null,0],[3,3,1000,null,0,null,null,0],[6,3.25,1000,null,0,null,null,0],[8,3.15,1000,null,0,null,null,0],[12,3.5,1000,null,0,null,null,0],[18,3.65,1000,null,0,null,null,0],[24,3.1,1000,null,0,null,null,0],[30,3.05,1000,null,0,null,null,0],[36,3,1000,null,0,null,null,0]]},{"id":"self-help-66258","name":"Self-Help","type":"credit_union","market":"fl","city":"Durham","state":"NC","web":"https://www.self-help.org/rates","checked":"2026-08-25","effective":"August 1, 2026","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":10,"byCounty":{"Duval":["Jacksonville"],"Orange":["Apopka","Winter Park"],"Volusia":["Deland"],"Leon":["Tallahassee"],"Miami-Dade":["Miami Springs"],"Alachua":["Gainesville"]}},"rows":[[3,0.1,null,null,0,null,null,0],[6,0.15,null,null,0,null,null,0],[12,3.72,null,null,0,null,null,0],[18,3.77,null,null,0,null,null,0],[24,3.77,null,null,0,null,null,0],[36,3.82,null,null,0,null,null,0],[48,3.82,null,null,0,null,null,0],[60,3.82,null,null,0,null,null,0],[12,3.72,null,null,0,null,null,0],[18,3.77,null,null,0,null,null,0],[24,3.77,null,null,0,null,null,0],[36,3.82,null,null,0,null,null,0],[48,3.82,null,null,0,null,null,0],[60,3.82,null,null,0,null,null,0]]},{"id":"trax-24703","name":"Trax","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.traxcu.com/services/tools/rates.html","checked":"2026-08-25","effective":"Savings rates updated as of March 1, 2026","open_to":"employer_or_group","elig_summary":"Railroad workers (CSX, Amtrak and others), employees/members of 700+ partner companies and groups, their families, plus anyone who lives, worships or works near a branch","counties":[],"br":{"total":9,"byCounty":{"Hillsborough":["Brandon","Plant City","Riverview","Ruskin","Tampa","Temple Terrace"],"Polk":["Lakeland"],"Pasco":["Zephyrhills"]}},"rows":[[6,3.1,500,null,0,"Compounded daily. Penalty for early withdrawal.",null,0],[12,3.1,500,null,0,null,null,0],[18,3.1,500,null,0,null,null,0],[24,3,500,null,0,null,null,0],[36,3,500,null,0,null,null,0],[48,3,500,null,0,null,null,0],[60,3,500,null,0,null,null,0],[6,3.3,100000,null,0,"Compounded daily. Penalty for early withdrawal.",null,0],[12,3.3,100000,null,0,null,null,0],[18,3.3,100000,null,0,null,null,0],[24,3.2,100000,null,0,null,null,0],[36,3.2,100000,null,0,null,null,0],[48,3.2,100000,null,0,null,null,0],[60,3.2,100000,null,0,null,null,0]]},{"id":"alive-67316","name":"Alive","type":"credit_union","market":"fl","city":"Jacksonville","state":"FL","web":"https://www.alivecu.coop/services-tools/tools/rates.html","checked":"2026-08-25","effective":"Rates effective as of 06/02/2026.","open_to":"geographic","elig_summary":"Anyone who lives or works in Duval, Clay, Nassau, Baker or St. Johns counties, plus employees of listed healthcare, law enforcement and other partner employers and their immediate family.","counties":["duval","clay","nassau","baker","st. johns"],"br":{"total":9,"byCounty":{"Duval":["Jacksonville"]}},"rows":[[6,2.45,500,null,0,"Dividends paid monthly",null,0],[12,3.4,500,null,0,"Dividends paid monthly",null,0],[18,3.5,500,null,0,"Dividends paid monthly",null,0],[24,3.55,500,null,0,"Dividends paid monthly",null,0],[30,3.55,500,null,0,"Dividends paid monthly",null,0],[36,3.55,500,null,0,"Dividends paid monthly",null,0],[48,3.45,500,null,0,"Dividends paid monthly",null,0],[60,3.5,500,null,0,"Dividends paid monthly",null,0],[12,3.4,500,null,0,"Dividends paid monthly",null,0],[12,3.3,100,null,0,"Unlimited add-on deposits allowed until maturity",null,0],[18,3.4,100,null,0,"Unlimited add-on deposits allowed until maturity",null,0],[24,3.44,100,null,0,"Unlimited add-on deposits allowed until maturity",null,0],[9,3.9,500,null,1,"Renews to 12-month CD at rates effective on renewal date","Special Offer Certificate of Deposit",0],[13,4,500,null,1,"Renews to 12-month CD at rates effective on renewal date","Special Offer Certificate of Deposit",0],[6,2.45,500,null,0,"Dividends paid monthly",null,0],[12,3.4,500,null,0,"Dividends paid monthly",null,0],[18,3.5,500,null,0,"Dividends paid monthly",null,0],[24,3.55,500,null,0,"Dividends paid monthly",null,0],[30,3.55,500,null,0,"Dividends paid monthly",null,0],[36,3.55,500,null,0,"Dividends paid monthly",null,0],[48,3.45,500,null,0,"Dividends paid monthly",null,0],[60,3.5,500,null,0,"Dividends paid monthly",null,0]]},{"id":"champions-first-67874","name":"Champions First","type":"credit_union","market":"fl","city":"Tallahassee","state":"FL","web":"https://championsfirst.org/bank/cds/","checked":"2026-08-25","effective":null,"open_to":"unclear","elig_summary":"Membership eligibility is not stated on this page.","counties":[],"br":{"total":9,"byCounty":{"Leon":["Tallahassee"],"Wakulla":["Crawfordville"],"Taylor":["Perry"],"Bay":["Panama City"],"Columbia":["Lake City"],"Escambia":["Cantonment"]}},"rows":[[9,4,1000,null,1,"Minimum balance to open a promotional CD is $1,000; limited time offer; early withdrawal penalty applies","Promotional Certificate of Deposit",0],[17,3.85,1000,null,1,"Minimum balance to open a promotional CD is $1,000; limited time offer; early withdrawal penalty applies","Promotional Certificate of Deposit",0]]},{"id":"dfcu-financial-61844","name":"Dfcu Financial","type":"credit_union","market":"fl","city":"Dearborn","state":"MI","web":"https://www.dfcufinancial.com/personal/Checking-And-Savings/share-certificates","checked":"2026-08-25","effective":"Rates effective as of 8/25/2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central and Southwest Florida can join","counties":[],"br":{"total":9,"byCounty":{"Hillsborough":["Brandon","Tampa"],"Pinellas":["St Petersburg"],"Lee":["Fort Myers"],"Collier":["Naples"],"Seminole":["Longwood"],"Orange":["Winter Park"]}},"rows":[[3,3.75,1000,24999,0,null,null,0],[3,3.75,25000,99999,0,null,null,0],[3,3.75,100000,null,0,null,null,0],[6,3.75,1000,24999,0,null,null,0],[6,4,25000,99999,0,null,null,0],[6,4,100000,null,0,null,null,0],[12,3.5,1000,24999,0,null,null,0],[12,3.5,25000,99999,0,null,null,0],[12,3.5,100000,null,0,null,null,0],[18,3.25,1000,24999,0,null,null,0],[18,3.35,25000,99999,0,null,null,0],[18,3.5,100000,null,0,null,null,0],[24,1.75,1000,24999,0,null,null,0],[24,2,25000,99999,0,null,null,0],[24,2.2,100000,null,0,null,null,0],[36,1.75,1000,24999,0,null,null,0],[36,2,25000,99999,0,null,null,0],[36,2.2,100000,null,0,null,null,0],[60,1.75,1000,24999,0,null,null,0],[60,2,25000,99999,0,null,null,0],[60,2.2,100000,null,0,null,null,0]]},{"id":"radifi-340","name":"Radifi","type":"credit_union","market":"fl","city":"Jacksonville","state":"FL","web":"https://www.radificu.org/personal/certificates/","checked":"2026-08-25","effective":"8/1/2026","open_to":"anyone_nationwide","elig_summary":"Anyone nationwide can join by becoming an American Consumer Council member, plus locals in five Northeast Florida counties and members' families.","counties":["duval","clay","st. johns","nassau","baker"],"br":{"total":8,"byCounty":{"Duval":["Atlantic Beach","Jacksonville"],"Clay":["Orange Park"]}},"rows":[[3,2.9,500,2499.99,0,null,null,0],[3,2.9,2500,24999.99,0,null,null,0],[3,2.9,25000,49999.99,0,null,null,0],[3,3,50000,99999.99,0,null,null,0],[3,3,100000,249999.99,0,null,null,0],[3,3,250000,499999.99,0,null,null,0],[3,3,500000,749999.99,0,null,null,0],[3,3.15,750000,999999.99,0,null,null,0],[3,3.25,1000000,null,0,null,null,0],[6,3.3,500,2499.99,0,null,null,0],[6,3.3,2500,24999.99,0,null,null,0],[6,3.3,25000,49999.99,0,null,null,0],[6,3.4,50000,99999.99,0,null,null,0],[6,3.5,100000,249999.99,0,null,null,0],[6,3.55,250000,499999.99,0,null,null,0],[6,3.6,500000,749999.99,0,null,null,0],[6,3.65,750000,999999.99,0,null,null,0],[6,3.7,1000000,null,0,null,null,0],[13,3.9,2500,24999.99,1,null,"13-Month Share Certificate Special ($2,500-$24,999.99)",0],[13,3.9,25000,49999.99,1,null,"13-Month Share Certificate Special ($25,000-$49,999.99)",0],[13,4,50000,99999.99,1,null,"13-Month Share Certificate Special ($50,000-$99,999.99)",0],[13,4,100000,249999.99,1,null,"13-Month Share Certificate Special ($100,000-$249,999.99)",0],[13,4,250000,499999.99,1,null,"13-Month Share Certificate Special ($250,000-$499,999.99)",0],[13,4,500000,749999.99,1,null,"13-Month Share Certificate Special ($500,000-$749,999.99)",0],[13,4,750000,999999.99,1,null,"13-Month Share Certificate Special ($750,000-$999,999.99)",0],[13,4,1000000,null,1,null,"13-Month Share Certificate Special ($1,000,000 or higher)",0],[12,2.65,500,2499.99,0,null,null,0],[12,2.7,2500,24999.99,0,null,null,0],[12,2.75,25000,49999.99,0,null,null,0],[12,2.85,50000,99999.99,0,null,null,0],[12,3.85,100000,249999.99,0,null,null,0],[12,3.9,250000,499999.99,0,null,null,0],[12,3.95,500000,749999.99,0,null,null,0],[12,4,750000,999999.99,0,null,null,0],[12,4.05,1000000,null,0,null,null,0],[18,2.7,500,2499.99,0,null,null,0],[18,2.75,2500,24999.99,0,null,null,0],[18,2.8,25000,49999.99,0,null,null,0],[18,2.9,50000,99999.99,0,null,null,0],[18,3.05,100000,249999.99,0,null,null,0],[18,3.05,250000,499999.99,0,null,null,0],[18,3.05,500000,749999.99,0,null,null,0],[18,3.05,750000,999999.99,0,null,null,0],[18,3.05,1000000,null,0,null,null,0],[24,3.4,500,2499.99,0,null,null,0],[24,3.4,2500,24999.99,0,null,null,0],[24,3.4,25000,49999.99,0,null,null,0],[24,3.5,50000,99999.99,0,null,null,0],[24,3.5,100000,249999.99,0,null,null,0],[24,3.55,250000,499999.99,0,null,null,0],[24,3.8,500000,749999.99,0,null,null,0],[24,3.85,750000,999999.99,0,null,null,0],[24,3.85,1000000,null,0,null,null,0],[30,3.6,500,2499.99,0,null,null,0],[30,3.6,2500,24999.99,0,null,null,0],[30,3.6,25000,49999.99,0,null,null,0],[30,3.7,50000,99999.99,0,null,null,0],[30,3.7,100000,249999.99,0,null,null,0],[30,3.7,250000,499999.99,0,null,null,0],[30,3.8,500000,749999.99,0,null,null,0],[30,3.8,750000,999999.99,0,null,null,0],[30,3.8,1000000,null,0,null,null,0],[36,3.35,500,2499.99,0,null,null,0],[36,3.35,2500,24999.99,0,null,null,0],[36,3.35,25000,49999.99,0,null,null,0],[36,3.4,50000,99999.99,0,null,null,0],[36,3.45,100000,249999.99,0,null,null,0],[36,3.45,250000,499999.99,0,null,null,0],[36,3.45,500000,749999.99,0,null,null,0],[36,3.55,750000,999999.99,0,null,null,0],[36,3.55,1000000,null,0,null,null,0],[48,3.35,500,2499.99,0,null,null,0],[48,3.35,2500,24999.99,0,null,null,0],[48,3.35,25000,49999.99,0,null,null,0],[48,3.45,50000,99999.99,0,null,null,0],[48,3.5,100000,249999.99,0,null,null,0],[48,3.55,250000,499999.99,0,null,null,0],[48,3.75,500000,749999.99,0,null,null,0],[48,3.85,750000,999999.99,0,null,null,0],[48,3.85,1000000,null,0,null,null,0],[60,3.35,500,2499.99,0,null,null,0],[60,3.35,2500,24999.99,0,null,null,0],[60,3.35,25000,49999.99,0,null,null,0],[60,3.5,50000,99999.99,0,null,null,0],[60,3.55,100000,249999.99,0,null,null,0],[60,3.7,250000,499999.99,0,null,null,0],[60,3.7,500000,749999.99,0,null,null,0],[60,3.8,750000,999999.99,0,null,null,0],[60,3.8,1000000,null,0,null,null,0],[12,0.5,0.01,500,0,"12 or 18 month term",null,0],[12,0.6,501,1000,0,"12 or 18 month term",null,0],[12,0.75,1000.01,1500,0,"12 or 18 month term",null,0],[12,0.75,1500.01,null,0,"12 or 18 month term",null,0],[36,0.75,0.01,2500,0,"36 or 60 month terms; variable rate",null,0],[36,0.85,2501,5000,0,"36 or 60 month terms; variable rate",null,0],[36,0.9,5001,7500,0,"36 or 60 month terms; variable rate",null,0],[36,1,7500.01,null,0,"36 or 60 month terms; variable rate",null,0]]},{"id":"harvesters-24967","name":"Harvesters","type":"credit_union","market":"fl","city":"Cantonment","state":"FL","web":"https://myharvesterscu.com/plan/certificates/","checked":"2026-08-25","effective":"1/14/2025","open_to":"unclear","elig_summary":"Membership eligibility isn't stated on this page, though accounts can be opened online.","counties":[],"br":{"total":8,"byCounty":{"Escambia":["Cantonment","Pensacola"],"Santa Rosa":["Milton","Pace"]}},"rows":[[3,0.2,500,null,0,null,null,0],[4,3.82,500,null,1,null,"Share Certificate",0],[6,0.3,500,null,0,null,null,0],[7,3.56,500,null,1,null,"Share Certificate",0],[12,0.4,500,null,0,null,null,0],[13,3.3,500,null,1,null,"Share Certificate",0],[15,0.45,500,null,0,null,null,0],[18,0.5,500,null,0,null,null,0],[24,0.6,500,null,0,null,null,0],[30,0.6,500,null,0,null,null,0],[36,0.7,500,null,0,null,null,0]]},{"id":"community-credit-union-of-florida-60816","name":"Community Credit Union of Florida","type":"credit_union","market":"fl","city":"Rockledge","state":"FL","web":"https://www.ccuflorida.org/home/rates/deposit","checked":"2026-08-25","effective":"Effective October 01, 2025","open_to":"geographic","elig_summary":"Anyone who lives, works, worships, attends school or does business in Brevard, Indian River, Orange, Osceola, Polk or Volusia counties can join.","counties":["brevard","indian river","orange","osceola","polk","volusia"],"br":{"total":8,"byCounty":{"Brevard":["Cocoa","Indian Harbour Beach","Melbourne","Rockledge","Titusville","Viera"]}},"rows":[[6,3.75,1000,null,0,"Minimum amount to open a CD is $1,000 unless noted otherwise; early withdrawal penalties may apply",null,0],[9,3.75,1000,null,0,null,null,0],[12,3.75,1000,null,0,null,null,0],[18,3.5,1000,null,0,null,null,0],[24,3.5,1000,null,0,null,null,0],[36,3.55,1000,null,0,null,null,0],[48,3.55,1000,null,0,null,null,0],[60,3.6,1000,null,0,null,null,0]]},{"id":"first-commerce-68301","name":"First Commerce","type":"credit_union","market":"fl","city":"Tallahassee","state":"FL","web":"https://www.firstcommercecu.org/personal/invest-and-insure/cds/","checked":"2026-08-25","effective":"6-1-26","open_to":"anyone_nationwide","elig_summary":"Anyone can join by making a $15 contribution to the FCCU Foundation; otherwise open to people living or working in 22 North Florida and 18 South Georgia counties, listed employer groups, and immediate family of members.","counties":["baker","bay","calhoun","columbia","dixie","franklin","gadsden","gilchrist","gulf","hamilton","holmes","jackson","jefferson","lafayette","leon","liberty","madison","suwannee","taylor","wakulla","walton","washington"],"br":{"total":8,"byCounty":{"Leon":["Tallahassee"],"Jackson":["Marianna"],"Bay":["Panama City"]}},"rows":[[3,0.6,1000,null,0,"91 days; not offered on IRAs",null,0],[6,1.5,1000,null,0,null,null,0],[12,2.7,1000,null,0,null,null,0],[13,4,1000,null,1,"Promotional; penalty-free withdrawal up to 50%, add funds, one rate bump after 90 days; renews as standard 12-month CD","Triple Option CD Special",0],[13,4.25,1000,null,1,"Promotional; shown in a second rate table variant on the page (rates vary by ZIP)","Triple Option CD Special (alternate ZIP-based table)",0],[18,2.75,1000,null,0,null,null,0],[24,2.9,1000,null,0,null,null,0],[36,3,1000,null,0,null,null,0],[48,3.1,1000,null,0,null,null,0]]},{"id":"baptist-health-south-florida-14391","name":"Baptist Health South Florida","type":"credit_union","market":"fl","city":"Miami","state":"FL","web":"https://baptisthealthfcu.org/dividend-rates","checked":"2026-08-25","effective":"February 23rd, 2026","open_to":"employer_or_group","elig_summary":"Baptist Health South Florida employees, students, volunteers and retirees, plus their immediate family members","counties":[],"br":{"total":7,"byCounty":{"Miami-Dade":["Coral Gables","Homestead","Miami","South Miami"],"Palm Beach":["Boca Raton"]}},"rows":[[3,3,500,24999,0,null,null,0],[3,3.1,25000,49999,0,null,null,0],[3,3.2,50000,null,0,null,null,0],[6,3.05,500,24999,0,null,null,0],[6,3.15,25000,49999,0,null,null,0],[6,3.25,50000,null,0,null,null,0],[9,3.1,500,24999,0,null,null,0],[9,3.2,25000,49999,0,null,null,0],[9,3.3,50000,null,0,null,null,0],[12,3.15,500,24999,0,null,null,0],[12,3.25,25000,49999,0,null,null,0],[12,3.35,50000,null,0,null,null,0],[18,3.2,500,24999,0,null,null,0],[18,3.3,25000,49999,0,null,null,0],[18,3.4,50000,null,0,null,null,0],[24,3.25,500,24999,0,null,null,0],[24,3.35,25000,49999,0,null,null,0],[24,3.45,50000,null,0,null,null,0],[36,3.3,500,24999,0,null,null,0],[36,3.4,25000,49999,0,null,null,0],[36,3.5,50000,null,0,null,null,0],[48,3.35,500,24999,0,null,null,0],[48,3.45,25000,49999,0,null,null,0],[48,3.55,50000,null,0,null,null,0],[60,3.4,500,24999,0,null,null,0],[60,3.5,25000,49999,0,null,null,0],[60,3.6,50000,null,0,null,null,0],[12,3.6,500,null,0,"Early withdrawal penalty 30 days interest; rates effective October 1st, 2025",null,0],[24,3.4,500,null,0,"Early withdrawal penalty 60 days interest; rates effective October 1st, 2025",null,0],[36,3.45,500,null,0,"Early withdrawal penalty 90 days interest; rates effective October 1st, 2025",null,0],[48,3.5,500,null,0,"Early withdrawal penalty 120 days interest; rates effective October 1st, 2025",null,0],[60,3.6,500,null,0,"Early withdrawal penalty 150 days interest; rates effective October 1st, 2025",null,0]]},{"id":"power-financial-68445","name":"Power Financial","type":"credit_union","market":"fl","city":"Pembroke Pines","state":"FL","web":"https://www.powerfi.org/Personal/Bank/Certificates-of-Deposit","checked":"2026-08-25","effective":null,"open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":7,"byCounty":{"Broward":["Pembroke Pines","Plantation"],"Palm Beach":["Delray Beach","Juno Beach"],"Miami-Dade":["Florida City","Kendall","Miami"]}},"rows":[[7,3.76,2500,null,1,"Limited-time promotion; automatically renewed for a 6-month term; APY effective as of 10/15/2025","7-Month CD Special",0],[11,3.92,50000,null,1,"New money only; credit union may call or extend an additional 11-month term at same APY; disclaimer states auto-renewal for 24-month term; APY effective as of 2","11/11-Month Callable CD Special (New Money)",0],[13,3.66,2500,null,1,"Limited-time promotion; automatically renewed for a 12-month term; APY effective as of 1/15/2026","13-Month CD Special",0]]},{"id":"orlando-68706","name":"Orlando","type":"credit_union","market":"fl","city":"Orlando","state":"FL","web":"https://www.orlandocreditunion.org/checking-savings/certificate-of-deposit","checked":"2026-08-25","effective":"8/14/2026","open_to":"anyone_nationwide","elig_summary":"Anyone in the U.S. can join by joining the Orlando Credit Union Charitable Foundation, or automatically if you live, work or worship in one of 8 Central Florida counties.","counties":["brevard","hillsborough","lake","orange","osceola","polk","seminole","volusia"],"br":{"total":7,"byCounty":{"Orange":["Apopka","Orlando"],"Lake":["Clermont"]}},"rows":[[12,3.8,500,500,1,"Starter Rate, $500 min & max deposit","Term Share Certificate - Starter Rate",0],[6,3.46,1000,null,0,null,null,0],[12,3.67,1000,null,0,null,null,0],[6,3.51,100000,null,0,null,null,0],[12,3.71,100000,null,0,null,null,0],[18,3.09,100000,null,0,null,null,0]]},{"id":"panhandle-68720","name":"Panhandle","type":"credit_union","market":"fl","city":"Panama City","state":"FL","web":"https://www.panhandlecu.org/rates/deposit-rates","checked":"2026-08-25","effective":"Rates are effective as of August 1, 2026.","open_to":"geographic","elig_summary":"Anyone who lives, works, worships, or attends school in seven Florida Panhandle counties — plus family of members — can join","counties":["bay","calhoun","gulf","holmes","jackson","walton","washington"],"br":{"total":7,"byCounty":{"Bay":["Lynn Haven","Panama City","Panama City Beach","Southport"]}},"rows":[[60,2.75,null,null,0,null,null,0],[48,3,null,null,0,null,null,0],[36,3.25,null,null,0,null,null,0],[24,3.4,null,null,0,null,null,0],[12,3.75,null,null,0,null,null,0],[6,3.5,null,null,0,null,null,0],[3,3.25,null,null,0,null,null,0],[60,2.75,null,null,0,null,null,0],[48,3,null,null,0,null,null,0],[36,3.25,null,null,0,null,null,0],[24,3.4,null,null,0,null,null,0],[12,3.75,null,null,0,null,null,0],[6,3.5,null,null,0,null,null,0],[3,3.25,null,null,0,null,null,0]]},{"id":"memorial-employees-financial-68738","name":"Memorial Employees Financial","type":"credit_union","market":"fl","city":"Hollywood","state":"FL","web":"https://www.mefcu.org/Rates/Savings-Rates","checked":"2026-08-25","effective":"August 1st, 2026","open_to":"employer_or_group","elig_summary":"Current and retired Memorial Healthcare System employees and their family members can join","counties":[],"br":{"total":7,"byCounty":{"Broward":["Hollywood","Miramar","Pembroke Pines"]}},"rows":[[6,3.6,1000,null,0,"Early withdrawal penalties may apply",null,0],[12,3.75,1000,null,0,"Early withdrawal penalties may apply",null,0],[18,3.15,1000,null,0,"Early withdrawal penalties may apply",null,0],[24,2.3,1000,null,0,"Early withdrawal penalties may apply",null,0],[36,2.25,1000,null,0,"Early withdrawal penalties may apply",null,0],[48,2.5,1000,null,0,"Early withdrawal penalties may apply",null,0],[6,3.6,25000,null,0,"Early withdrawal penalties may apply",null,0],[12,3.75,25000,null,0,"Early withdrawal penalties may apply",null,0],[18,3.15,25000,null,0,"Early withdrawal penalties may apply",null,0],[24,2.3,25000,null,0,"Early withdrawal penalties may apply",null,0],[36,2.25,25000,null,0,"Early withdrawal penalties may apply",null,0],[48,2.5,25000,null,0,"Early withdrawal penalties may apply",null,0]]},{"id":"partners-18708","name":"Partners","type":"credit_union","market":"fl","city":"Burbank","state":"CA","web":"https://www.partnersfcu.org/checking-and-savings/savings/certificates","checked":"2026-08-25","effective":null,"open_to":"employer_or_group","elig_summary":"Walt Disney Company employees and retirees, approved affiliated employee groups, and their immediate family or roommates","counties":[],"br":{"total":7,"byCounty":{"Orange":["Lake Buena Vista","Orlando"]}},"rows":[[3,3.25,100,2500,0,"Minimum $100 to open and maintain for full term; additional deposits up to $2,500; one penalty-free principal withdrawal; limit one per member; Primary Share re",null,0],[12,3.85,1000,null,1,"Minimum $1,000 to open, maintain opening balance for full term; limited-time special","Certificate Special",0],[6,3.5,1000,null,1,"Minimum $1,000 to open, maintain opening balance for full term; limited-time special","Certificate Special",0]]},{"id":"keys-4135","name":"Keys","type":"credit_union","market":"fl","city":"Key West","state":"FL","web":"https://www.keysfcu.org/deposit-rates","checked":"2026-08-25","effective":"Updated 10/15/2025","open_to":"geographic","elig_summary":"Anyone who lives or works in the Florida Keys (Monroe County), their immediate family, and the local military community can join.","counties":["monroe"],"br":{"total":6,"byCounty":{"Monroe":["Big Pine Key","Key West","Marathon","Tavernier"]}},"rows":[[6,0.6,500,null,0,null,null,0],[12,0.75,500,null,0,null,null,0],[24,1,500,null,0,null,null,0],[36,1.5,500,null,0,null,null,0],[48,2.5,500,null,0,null,null,0],[60,3.5,500,null,0,null,null,0]]},{"id":"we-florida-financial-61525","name":"We Florida Financial","type":"credit_union","market":"fl","city":"Fort Lauderdale","state":"FL","web":"https://wefloridafinancial.com/deposit-rates","checked":"2026-08-25","effective":"Effective 7/13/2026","open_to":"geographic","elig_summary":"Anyone who lives or works in one of 46 Florida counties can join — or anyone with a relative who does.","counties":["alachua","baker","bradford","brevard","broward","charlotte","citrus","clay","collier","columbia","desoto","dixie","duval","flagler","gilchrist","glades","hardee","hendry","hernando","highlands","hillsborough","indian river","lake","lee","levy","manatee","marion","martin","miami-dade","monroe","nassau","okeechobee","orange","osceola","palm beach","pasco","pinellas","polk","putnam","sarasota","seminole","st. johns","st. lucie","sumter","union","volusia"],"br":{"total":6,"byCounty":{"Broward":["Fort Lauderdale","Lauderhill","Margate","Pembroke Pines","Sunrise"],"Miami-Dade":["North Miami"]}},"rows":[[6,2.85,100,null,0,null,null,0],[6,2.85,100,null,0,null,null,0],[7,2.9,100,null,0,null,null,0],[7,2.9,100,null,0,null,null,0],[9,2.75,100,null,0,null,null,0],[9,2.75,100,null,0,null,null,0],[12,2.75,100,null,0,null,null,0],[12,2.75,100,null,0,null,null,0],[13,2.5,100,null,0,null,null,0],[13,2.5,100,null,0,null,null,0],[18,1.5,100,null,0,null,null,0],[18,1.5,100,null,0,null,null,0],[30,1.01,100,null,0,null,null,0],[30,1.01,100,null,0,null,null,0],[60,1.01,100,null,0,null,null,0],[60,1.01,100,null,0,null,null,0],[6,2.85,50000,null,0,null,null,0],[6,2.85,50000,null,0,null,null,0],[7,2.9,50000,null,0,null,null,0],[7,2.9,50000,null,0,null,null,0],[12,2.75,50000,null,0,null,null,0],[12,2.75,50000,null,0,null,null,0],[13,2.5,50000,null,0,"APY printed as '2.5o%' (typo)",null,0],[13,2.5,50000,null,0,null,null,0],[18,1.5,50000,null,0,null,null,0],[18,1.5,50000,null,0,null,null,0],[12,2.75,100,null,0,null,null,0],[13,2.5,100,null,0,null,null,0],[30,1.54,100,null,0,null,null,0],[60,1.02,100,null,0,null,null,0],[12,2.75,10000,null,0,null,null,0],[13,2.5,10000,null,0,null,null,0],[7,2.9,100,null,0,"Legacy CD",null,0],[13,2.5,100,null,0,"Legacy CD",null,0],[30,1.01,50000,null,0,"Legacy CD",null,0],[24,1.01,100,null,0,"Legacy CD",null,0],[36,1.52,100,null,0,"Legacy CD",null,0]]},{"id":"guardians-67521","name":"Guardians","type":"credit_union","market":"fl","city":"West Palm Beach","state":"FL","web":"https://www.guardianscu.coop/personal/promotions/savings/certificates/share-certificate/","checked":"2026-08-25","effective":null,"open_to":"unclear","elig_summary":"Eligibility rules aren't stated; the page only lists application requirements and lets you apply online.","counties":[],"br":{"total":6,"byCounty":{"Palm Beach":["Boynton Beach","West Palm Beach"],"Saint Lucie":["Fort Pierce"],"Miami-Dade":["Miami"]}},"rows":[[6,3.25,10000,null,1,"Limited-time offer; $10,000 minimum opening deposit; no additional deposits; early withdrawal penalty 90 days interest; renews into regular certificate at preva","Short Term Share Certificate Special",0],[9,3.25,10000,null,1,"Limited-time offer; $10,000 minimum opening deposit; no additional deposits; early withdrawal penalty 90 days interest; renews into regular certificate at preva","Short Term Share Certificate Special",0],[12,3.25,10000,null,1,"Limited-time offer; $10,000 minimum opening deposit; no additional deposits; early withdrawal penalty 90 days interest; renews into regular certificate at preva","Short Term Share Certificate Special",0]]},{"id":"all-in-17642","name":"All In","type":"credit_union","market":"fl","city":"Daleville","state":"AL","web":"https://allincu.com/rates/share-rates.html","checked":"2026-08-25","effective":"Aug. 21, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in Jackson, Walton or Okaloosa counties in Florida (plus many Alabama, Georgia and Mississippi counties), Fort Novosel/Coast Guard personnel, 800+ partner employers, and relatives of members can join.","counties":["jackson","walton","okaloosa"],"br":{"total":6,"byCounty":{"Walton":["Defuniak Springs","Santa Rosa Beach"],"Okaloosa":["Crestview"],"Jackson":["Marianna"],"Escambia":["Century"],"Bay":["Panama City Beach"]}},"rows":[[3,3.56,1000,null,0,null,null,0],[6,4.02,1000,null,0,null,null,0],[9,3.66,1000,null,0,"One time penalty-free withdrawal on 9 month share certificates only",null,0],[12,4.13,1000,null,0,null,null,0],[12,3.66,25,null,0,"Additional funds may be added at any time",null,0],[18,4.23,1000,null,0,null,null,0],[24,3.82,1000,null,0,null,null,0],[36,3.82,1000,null,0,null,null,0],[48,3.87,1000,null,0,null,null,0],[60,4.23,1000,null,0,null,null,0],[3,3.66,100000,null,0,null,null,0],[6,4.07,100000,null,0,null,null,0],[9,3.71,100000,null,0,"One time penalty-free withdrawal",null,0],[12,4.18,100000,null,0,null,null,0],[18,4.28,100000,null,0,null,null,0],[24,3.87,100000,null,0,null,null,0],[36,3.87,100000,null,0,null,null,0],[48,3.92,100000,null,0,null,null,0],[60,4.28,100000,null,0,null,null,0],[3,3.56,1000,null,0,null,null,0],[6,4.02,1000,null,0,null,null,0],[9,3.66,1000,null,0,null,null,0],[12,4.13,1000,null,0,null,null,0],[18,4.23,1000,null,0,null,null,0],[24,3.82,1000,null,0,null,null,0],[36,3.82,1000,null,0,null,null,0],[48,3.87,1000,null,0,null,null,0],[60,4.23,1000,null,0,null,null,0],[3,3.66,100000,null,0,null,null,0],[6,4.07,100000,null,0,null,null,0],[9,3.71,100000,null,0,null,null,0],[12,4.18,100000,null,0,null,null,0],[18,4.28,100000,null,0,null,null,0],[24,3.87,100000,null,0,null,null,0],[36,3.87,100000,null,0,null,null,0],[48,3.92,100000,null,0,null,null,0],[60,4.28,100000,null,0,null,null,0]]},{"id":"tampa-bay-352","name":"Tampa Bay","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.tampabayfederal.com/savings/share-certificates","checked":"2026-08-25","effective":"Tuesday, August 25th, 2026","open_to":"unclear","elig_summary":"You can join if you live, work, worship or attend school in their (unspecified) service area, work for an affiliated employer, have an immediate family member who's a member, or pay a one-time $5 Prime Time Club fee.","counties":[],"br":{"total":5,"byCounty":{"Hillsborough":["Seffner","Tampa"]}},"rows":[[3,1,500,49999,0,null,null,0],[3,1,50000,99999,0,null,null,0],[3,1,100000,null,0,null,null,0],[6,3.35,500,49999,0,null,null,0],[6,3.35,50000,99999,0,null,null,0],[6,3.35,100000,null,0,null,null,0],[12,3.7,500,49999,0,null,null,0],[12,3.7,50000,99999,0,null,null,0],[12,3.7,100000,null,0,null,null,0],[24,3.5,500,49999,0,null,null,0],[24,3.5,50000,99999,0,null,null,0],[24,3.5,100000,null,0,null,null,0],[36,3.25,500,49999,0,null,null,0],[36,3.25,50000,99999,0,null,null,0],[36,3.25,100000,null,0,null,null,0],[48,3,500,49999,0,null,null,0],[48,3,50000,99999,0,null,null,0],[48,3,100000,null,0,null,null,0],[60,3,500,49999,0,null,null,0],[60,3,50000,99999,0,null,null,0],[60,3,100000,null,0,null,null,0],[7,0.05,50000,99999,0,"Minimum to open is $10k",null,0],[7,0.05,100000,null,0,"Minimum to open is $10k",null,0],[18,4.15,500,49999,1,"Unavailable for new issuances; applies only to Market Watch Certificates opened prior to 01/01/2017; variable rate","18 Month Market Watch Certificate ($500-$49,999)",0],[18,4.15,50000,99999,1,"Unavailable for new issuances; variable rate","18 Month Market Watch Certificate ($50,000-$99,999)",0],[18,4.15,100000,null,1,"Unavailable for new issuances; variable rate","18 Month Market Watch Certificate ($100,000+)",0]]},{"id":"miami-9287","name":"Miami","type":"credit_union","market":"fl","city":"Miami","state":"FL","web":"https://www.miamifcu.org/index.php/accounts/share-rates","checked":"2026-08-25","effective":"Effective 12/9/2025","open_to":"anyone_nationwide","elig_summary":"Government and select employer groups in South Florida (plus veterans), or anyone who donates $15 to Friends of the Foundation.","counties":["miami-dade","broward","monroe","palm beach"],"br":{"total":5,"byCounty":{"Miami-Dade":["Miami"],"Broward":["Ft Lauderdale"],"Palm Beach":["West Palm Beach"]}},"rows":[[6,3.546,200,null,0,"New certificate opened with at least $5,000 new money gets additional 0.50% above published rates",null,0],[12,3.29,200,null,0,"New certificate opened with at least $5,000 new money gets additional 0.50% above published rates",null,0],[18,2.524,200,null,0,null,null,0],[24,2.524,200,null,0,null,null,0],[30,2.015,200,null,0,null,null,0],[60,1.508,200,null,0,null,null,0],[6,3.803,10000,null,0,"New certificate opened with at least $5,000 new money gets additional 0.50%",null,0],[12,3.546,10000,null,0,null,null,0],[18,3.034,10000,null,0,null,null,0],[24,2.778,10000,null,0,null,null,0],[30,2.015,10000,null,0,null,null,0],[60,1.508,10000,null,0,null,null,0],[12,3.546,200,null,0,null,null,0],[24,2.524,200,null,0,null,null,0],[30,2.015,200,null,0,null,null,0],[60,1.508,200,null,0,null,null,0]]},{"id":"broward-healthcare-11746","name":"Broward Healthcare","type":"credit_union","market":"fl","city":"Fort Lauderdale","state":"FL","web":"https://bhcfcu.org/index.php/rates/share-rates","checked":"2026-08-25","effective":"Effective June 12, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in Broward County — plus Broward Health and other healthcare workers — can join.","counties":["broward"],"br":{"total":5,"byCounty":{"Broward":["Coral Springs","Fort Lauderdale"]}},"rows":[[6,3.35,1000,null,0,"$1,000.00 minimum balance required. Early withdrawal penalties apply.",null,0],[12,3.4,1000,null,0,"$1,000.00 minimum balance required. Early withdrawal penalties apply.",null,0],[24,3.55,1000,null,0,"$1,000.00 minimum balance required. Early withdrawal penalties apply.",null,0],[60,3.75,1000,null,0,"$1,000.00 minimum balance required. Early withdrawal penalties apply.",null,0],[6,3.45,1000,null,0,"$1,000.00 minimum balance required. Early withdrawal penalties apply.",null,0],[12,3.5,1000,null,0,"$1,000.00 minimum balance required. Early withdrawal penalties apply.",null,0],[24,3.65,1000,null,0,"$1,000.00 minimum balance required. Early withdrawal penalties apply.",null,0],[60,3.85,1000,null,0,"$1,000.00 minimum balance required. Early withdrawal penalties apply.",null,0]]},{"id":"santa-rosa-county-11780","name":"Santa Rosa County","type":"credit_union","market":"fl","city":"Milton","state":"FL","web":"https://www.srcfcu.org/rates","checked":"2026-08-25","effective":"March 5, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, attends school, or worships in Santa Rosa, Escambia, or Okaloosa counties — plus their immediate family — can join.","counties":["santa rosa","escambia","okaloosa"],"br":{"total":5,"byCounty":{"Santa Rosa":["Gulf Breeze","Jay","Milton","Pace"]}},"rows":[[3,0.9,1000,null,0,"Minimum deposit of $1,000 required to open and earn the stated APY",null,0],[6,2,1000,null,0,null,null,0],[9,3.51,1000,null,0,null,null,0],[12,2.75,1000,null,0,null,null,0],[18,2.75,1000,null,0,null,null,0],[24,2.75,1000,null,0,null,null,0],[30,2.75,1000,null,0,null,null,0],[36,2.75,1000,null,0,null,null,0],[12,2.75,1000,null,0,null,null,0],[24,2.75,1000,null,0,null,null,0],[36,2.75,1000,null,0,null,null,0]]},{"id":"okaloosa-county-teachers-13534","name":"Okaloosa County Teachers","type":"credit_union","market":"fl","city":"Crestview","state":"FL","web":"https://okaloosafcu.org/rates","checked":"2026-08-25","effective":null,"open_to":"geographic","elig_summary":"Anyone who lives, works, worships, or attends school in Okaloosa County, Florida can join, plus their immediate family or household.","counties":["okaloosa"],"br":{"total":5,"byCounty":{"Okaloosa":["Baker","Crestview","Fort Walton Beach","Laurel Hill","Niceville"]}},"rows":[[1,3.144,1000,null,0,"31 days",null,0],[3,3.144,1000,null,0,null,null,0],[6,3.351,1000,null,0,null,null,0],[12,3.453,1000,null,0,null,null,0],[18,3.505,1000,null,0,null,null,0],[24,3.403,1000,null,0,null,null,0],[30,3.403,1000,null,0,null,null,0]]},{"id":"ficare-13902","name":"Ficare","type":"credit_union","market":"fl","city":"Wesley Chapel","state":"FL","web":"https://www.ficarefcu.org/products-and-services/share-certificates","checked":"2026-08-25","effective":"7/23/2026","open_to":"employer_or_group","elig_summary":"Healthcare workers and students nationwide, plus their family members and relatives of current members, can join.","counties":[],"br":{"total":5,"byCounty":{"Hillsborough":["Lutz","Tampa"],"Pinellas":["Clearwater"],"Pasco":["Wesley Chapel"],"Alachua":["Gainesville"]}},"rows":[[6,3,500,null,0,null,null,0],[12,3.75,500,null,0,null,null,0],[24,4,500,null,0,null,null,0],[36,3.75,500,null,0,null,null,0],[48,3.85,500,null,0,null,null,0],[60,3.95,500,null,0,null,null,0]]},{"id":"jetstream-24718","name":"Jetstream","type":"credit_union","market":"fl","city":"Miami Lakes","state":"FL","web":"https://jetstreamfcu.org/our-rates/savings-rates","checked":"2026-08-25","effective":"4/1/2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in Broward or Miami-Dade County, FL (or Carolina, Trujillo Alto, San Juan, Puerto Rico), plus relatives of members and employees of select companies.","counties":["broward","miami-dade"],"br":{"total":5,"byCounty":{"Miami-Dade":["Doral","Miami","Miami Lakes"]}},"rows":[[3,0.5,10000,null,0,"Minimum to earn dividends $10,000",null,0],[6,3.87,500,null,0,null,null,0],[12,3.87,500,null,0,null,null,0],[18,2.02,500,null,0,null,null,0],[24,2.53,500,null,0,null,null,0],[36,2.53,500,null,0,null,null,0],[60,2.53,500,null,0,null,null,0],[6,3.87,50000,null,0,null,null,0],[12,3.87,50000,null,0,null,null,0],[6,3.87,5000,null,0,"Golden Eagle members must maintain minimum $10,000 in deposit accounts",null,0],[12,3.87,5000,null,0,"Golden Eagle members must maintain minimum $10,000 in deposit accounts",null,0]]},{"id":"1st-street-67309","name":"1st Street","type":"credit_union","market":"fl","city":"Sarasota","state":"FL","web":"https://1streetcu.com/certificate-rates/","checked":"2026-08-25","effective":"Effective Tuesday, August 25, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, attends school, worships or volunteers in Sarasota, Manatee or Charlotte counties — plus government/non-profit employees and members' relatives — can join.","counties":["charlotte","manatee","sarasota"],"br":{"total":5,"byCounty":{"Sarasota":["Sarasota"],"Pasco":["San Antonio"],"Hillsborough":["Tampa"]}},"rows":[[6,1.15,1000,null,0,null,null,0],[6,1.21,75000,null,0,null,null,0],[6,1.26,150000,null,0,null,null,0],[12,2.68,1000,null,0,null,null,0],[12,2.73,75000,null,0,null,null,0],[12,2.78,150000,null,0,null,null,0],[18,3.5,1000,null,0,null,null,0],[18,3.55,75000,null,0,null,null,0],[18,3.65,150000,null,0,null,null,0],[24,4.06,1000,null,0,null,null,0],[24,4.11,75000,null,0,null,null,0],[24,4.16,150000,null,0,null,null,0],[36,3.8,1000,null,0,null,null,0],[36,3.85,75000,null,0,null,null,0],[36,3.91,150000,null,0,null,null,0],[48,3.55,1000,null,0,null,null,0],[48,3.6,75000,null,0,null,null,0],[48,3.65,150000,null,0,null,null,0],[60,3.29,1000,null,0,null,null,0],[60,3.34,75000,null,0,null,null,0],[60,3.39,150000,null,0,null,null,0],[6,1.15,1000,null,0,null,null,0],[6,1.21,75000,null,0,null,null,0],[6,1.26,150000,null,0,null,null,0],[12,2.68,1000,null,0,null,null,0],[12,2.73,75000,null,0,null,null,0],[12,2.78,150000,null,0,null,null,0],[18,3.5,1000,null,0,null,null,0],[18,3.55,75000,null,0,null,null,0],[18,3.65,150000,null,0,null,null,0],[24,4.06,1000,null,0,null,null,0],[24,4.11,75000,null,0,null,null,0],[24,4.16,150000,null,0,null,null,0],[48,3.55,1000,null,0,null,null,0],[48,3.6,75000,null,0,null,null,0],[48,3.65,150000,null,0,null,null,0],[60,3.29,1000,null,0,null,null,0],[60,3.34,75000,null,0,null,null,0],[60,3.39,150000,null,0,null,null,0]]},{"id":"priority-67319","name":"Priority","type":"credit_union","market":"fl","city":"Orlando","state":"FL","web":"https://www.prioritycu.org/rates","checked":"2026-08-25","effective":null,"open_to":"geographic","elig_summary":"Anyone who lives, works, worships, or attends school in six Central Florida counties (Orange, Seminole, Volusia, Lake, Polk, Brevard) can join.","counties":["volusia","lake","seminole","polk","orange","brevard"],"br":{"total":5,"byCounty":{"Orange":["Orlando","Winter Garden"],"Brevard":["West Melbourne"],"Seminole":["Lake Mary"]}},"rows":[[3,0.5,500,null,0,null,null,0],[6,0.5,500,null,0,null,null,0],[9,3.4,500,null,0,null,null,0],[12,3.35,500,null,0,null,null,0],[16,3.35,500,null,0,null,null,0],[18,3.35,500,null,0,null,null,0],[24,3.3,500,null,0,null,null,0],[36,3.04,500,null,0,null,null,0],[60,3.2,500,null,0,null,null,0],[0,6,null,1000,1,"$1,000 max deposit; term not printed","DIG Youth CD",1],[0,5,null,1000,1,"$1,000 max deposit; term not printed","NEXT Youth CD",1],[12,3.35,500,null,0,null,null,0],[16,3.35,500,null,0,null,null,0],[24,3.3,500,null,0,null,null,0],[36,3.04,500,null,0,null,null,0],[60,3.2,500,null,0,null,null,0]]},{"id":"florida-west-coast-67337","name":"Florida West Coast","type":"credit_union","market":"fl","city":"Brandon","state":"FL","web":"https://www.fwccu.com/cd-rates","checked":"2026-08-25","effective":"Tuesday, August 25th, 2026","open_to":"employer_or_group","elig_summary":"Hillsborough and Pasco County government employees and their families can join with a $10 deposit","counties":["hillsborough","pasco"],"br":{"total":5,"byCounty":{"Hillsborough":["Brandon","Tampa"],"Pasco":["Port Richey"]}},"rows":[[6,3.82,1000,null,0,"Balance required to earn dividend rate: $1,000.00",null,0],[12,4.08,500,null,0,"Balance required to earn dividend rate: $500.00",null,0],[24,3.82,1000,null,0,"Balance required to earn dividend rate: $1,000.00",null,0]]},{"id":"calhoun-liberty-67431","name":"Calhoun Liberty","type":"credit_union","market":"fl","city":"Blountstown","state":"FL","web":"https://calhounlibertycu.com/red-white-blue-cd-savings-event/","checked":"2026-08-25","effective":null,"open_to":"geographic","elig_summary":"Anyone who lives, works, worships, attends school or volunteers in Calhoun, Liberty, Franklin, Gadsden, Gulf or Jackson counties — plus Florida electric cooperative employees/members and their immediate families.","counties":["calhoun","liberty","franklin","gadsden","gulf","jackson"],"br":{"total":5,"byCounty":{"Calhoun":["Blountstown"],"Liberty":["Bristol"],"Clay":["Keystone Heights"],"Leon":["Tallahassee"]}},"rows":[[18,4.04,null,null,1,"Limited-time promotional rate; membership required; early withdrawal penalties may apply; CD Rate Match Program does not apply","Red, White & Blue Special Certificate of Deposit",0],[36,4.08,null,null,1,"Limited-time promotional rate; membership required; early withdrawal penalties may apply; CD Rate Match Program does not apply","Red, White & Blue Special Certificate of Deposit & IRA",0]]},{"id":"gold-coast-967","name":"Gold Coast","type":"credit_union","market":"fl","city":"Palm Springs","state":"FL","web":"https://gcfcu.org/rates/","checked":"2026-08-25","effective":"January 1, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone can join by making a $5 donation to the New Horizons Elementary School PTA, along with affiliated employees, school staff/students and residents of the Palm Beach area counties.","counties":["palm beach","st. lucie","okeechobee","martin"],"br":{"total":4,"byCounty":{"Palm Beach":["Belle Glade","Palm Springs","Royal Palm Beach"],"Saint Lucie":["Port Saint Lucie"]}},"rows":[[6,0.25,1000,null,0,"Monthly dividends; early withdrawal penalty",null,0],[12,0.4,1000,null,0,"Monthly dividends; early withdrawal penalty",null,0],[24,0.5,1000,null,0,"Monthly dividends; early withdrawal penalty",null,0],[36,0.6,1000,null,0,"Monthly dividends; early withdrawal penalty",null,0],[60,0.7,1000,null,0,"Monthly dividends; early withdrawal penalty",null,0],[6,0.25,250,null,0,"Monthly dividends; early withdrawal penalty",null,0],[12,0.4,250,null,0,"Monthly dividends; early withdrawal penalty",null,0]]},{"id":"coastline-1115","name":"Coastline","type":"credit_union","market":"fl","city":"Jacksonville","state":"FL","web":"https://www.coastlinefcu.org/manage/tools/rates/","checked":"2026-08-25","effective":"05/29/2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in Baker, Clay, Duval, Nassau or St. Johns County — plus relatives and household members of current members — can join.","counties":["baker","clay","duval","nassau","st. johns"],"br":{"total":4,"byCounty":{"Duval":["Jacksonville"],"Clay":["Orange Park"]}},"rows":[[3,3.01,1000,null,0,null,null,0],[6,3.5,1000,null,0,null,null,0],[12,3.75,1000,null,0,null,null,0],[18,3.65,1000,null,0,null,null,0],[24,3.65,1000,null,0,null,null,0],[36,3.5,1000,null,0,null,null,0],[48,3.25,1000,null,0,null,null,0],[60,3.25,1000,null,0,null,null,0],[12,3.8,40000,null,0,null,null,0],[18,3.7,40000,null,0,null,null,0],[24,3.7,40000,null,0,null,null,0],[36,3.55,40000,null,0,null,null,0],[48,3.3,40000,null,0,null,null,0],[60,3.3,40000,null,0,null,null,0],[12,3.85,75000,null,0,null,null,0],[18,3.75,75000,null,0,null,null,0],[24,3.75,75000,null,0,null,null,0],[36,3.6,75000,null,0,null,null,0],[48,3.35,75000,null,0,null,null,0],[60,3.35,75000,null,0,null,null,0],[12,3.75,1000,null,0,null,null,0],[24,3.65,1000,null,0,null,null,0],[36,3.5,1000,null,0,null,null,0],[48,3.25,1000,null,0,null,null,0],[60,3.25,1000,null,0,null,null,0]]},{"id":"tampa-postal-4395","name":"Tampa Postal","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.tpcu.org/index.php/rates/savings-rates.html","checked":"2026-08-25","effective":"Effective March 1 , 2026","open_to":"employer_or_group","elig_summary":"Current and retired USPS workers, postal union members, and employees of select local companies — plus their families — who live in one of 37 Florida counties.","counties":["baker","charlotte","clay","collier","columbia","desoto","dixie","flagler","franklin","gilchrist","glades","hardee","hendry","hernando","highlands","hillsborough","indian river","bradford","gadsden","hamilton","jefferson","lafayette","lee","levy","liberty","madison","nassau","marion","pasco","pinellas","polk","putnam","st. johns","sarasota","taylor","union","wakulla"],"br":{"total":4,"byCounty":{"Hillsborough":["Brandon","Lutz","Tampa"],"Lee":["Fort Myers"]}},"rows":[[6,3.5,500,null,0,null,null,0],[12,3.25,500,null,0,null,null,0],[18,3.25,500,null,0,null,null,0],[24,3,500,null,0,null,null,0],[36,2.75,500,null,0,null,null,0],[48,2.75,500,null,0,null,null,0],[60,2.75,500,null,0,null,null,0],[36,2.75,500,null,0,"Member must notify TPCU when Step Up will be implemented",null,0],[60,2.75,500,null,0,"Member must notify TPCU when Step Up will be implemented",null,0],[12,3.5,500,null,0,null,null,0],[24,3.25,500,null,0,null,null,0],[36,3,500,null,0,null,null,0],[60,3,500,null,0,null,null,0]]},{"id":"hello-63262","name":"Hello","type":"credit_union","market":"fl","city":"Panama City","state":"FL","web":"https://www.hellocu.com/rates/deposit-rates","checked":"2026-08-25","effective":"1/28/2026","open_to":"geographic","elig_summary":"Anyone who lives or works in eight Northwest Florida counties, plus certain groups and members' families, can join.","counties":["bay","gulf","jackson","walton","washington","leon","gadsden","wakulla"],"br":{"total":4,"byCounty":{"Bay":["Panama City","Panama City Beach"],"Leon":["Tallahassee"]}},"rows":[[3,0.5,500,null,0,"90-day CD",null,0],[6,2,500,null,0,null,null,0],[7,3.25,500,null,0,null,null,0],[12,2.75,500,null,0,null,null,0],[18,2.5,500,null,0,null,null,0],[24,2.27,500,null,0,null,null,0],[36,1.51,500,null,0,null,null,0],[48,1.76,500,null,0,null,null,0],[60,2.02,500,null,0,null,null,0],[12,2.75,500,null,0,null,null,0],[18,2.5,500,null,0,null,null,0],[24,2.27,500,null,0,null,null,0],[36,1.51,500,null,0,null,null,0],[48,1.76,500,null,0,null,null,0],[60,2.02,500,null,0,null,null,0]]},{"id":"connect-credit-union-67342","name":"Connect Credit Union","type":"credit_union","market":"fl","city":"Fort Lauderdale","state":"FL","web":"https://www.connectcu.org/rates","checked":"2026-08-25","effective":"5/5/26","open_to":"geographic","elig_summary":"Anyone who lives or works in one of 31 Florida counties — plus State of Florida employees, FDOT retirees/contractors, and members' immediate family — can join.","counties":["brevard","broward","charlotte","citrus","collier","de soto","duval","flagler","glades","hardee","osceola","hernando","hillsborough","indian river","lake","lee","manatee","martin","miami-dade","monroe","okeechobee","orange","palm beach","pasco","pinellas","polk","sarasota","seminole","st johns","st lucie","volusia"],"br":{"total":4,"byCounty":{"Broward":["Fort Lauderdale"],"Miami-Dade":["Miami"],"Martin":["Stuart"]}},"rows":[[6,3.5,1000,null,0,null,null,0],[12,3.5,1000,null,0,null,null,0],[24,3.4,1000,null,0,null,null,0],[36,3.35,1000,null,0,null,null,0],[60,3.35,1000,null,0,null,null,0],[6,3.6,20000,null,0,null,null,0],[12,3.6,20000,null,0,null,null,0],[24,3.5,20000,null,0,null,null,0],[36,3.45,20000,null,0,null,null,0],[60,3.45,20000,null,0,null,null,0]]},{"id":"university-67348","name":"University","type":"credit_union","market":"fl","city":"Miami","state":"FL","web":"https://www.ucumiami.org/personal/bank/deposit-rates","checked":"2026-08-25","effective":null,"open_to":"anyone_nationwide","elig_summary":"University of Miami, FIU and St. Thomas affiliates, legal-field workers, anyone living or working in Miami-Dade County, plus anyone who joins the Florida Consumer Council.","counties":["miami-dade","broward","palm beach","monroe"],"br":{"total":4,"byCounty":{"Miami-Dade":["Miami"]}},"rows":[[12,1.25,500,null,0,null,null,0],[24,1.5,500,null,0,null,null,0],[36,1.5,500,null,0,null,null,0],[60,1.5,500,null,0,null,null,0],[3,0.5,500,null,0,null,null,0],[6,1,500,null,0,null,null,0],[12,1.25,500,null,0,null,null,0],[24,1.5,500,null,0,null,null,0],[36,1.5,500,null,0,null,null,0],[60,1.5,500,null,0,null,null,0]]},{"id":"community-south-67434","name":"Community South","type":"credit_union","market":"fl","city":"Chipley","state":"FL","web":"https://www.communitysouth.net/products/share-ira-certificates","checked":"2026-08-25","effective":null,"open_to":"geographic","elig_summary":"Anyone who lives or works in nine Florida Panhandle counties (plus FDOT District 3 employees and relatives) can join","counties":["washington","holmes","jackson","calhoun","walton","bay","okaloosa","liberty","gadsden"],"br":{"total":4,"byCounty":{"Washington":["Chipley"],"Holmes":["Bonifay"],"Walton":["Defuniak Springs"]}},"rows":[[6,3.55,500,null,0,"Dividends compounded and credited quarterly; early withdrawal penalties may apply",null,0],[12,3.55,500,null,0,null,null,0],[24,3.29,500,null,0,null,null,0],[36,3.03,500,null,0,null,null,0],[60,3.03,500,null,0,null,null,0],[6,3.55,500,null,0,null,null,0],[12,3.55,500,null,0,null,null,0],[24,3.29,500,null,0,null,null,0],[36,3.03,500,null,0,null,null,0],[60,3.03,500,null,0,null,null,0]]},{"id":"first-choice-67725","name":"First Choice","type":"credit_union","market":"fl","city":"West Palm Beach","state":"FL","web":"https://www.firstchoicecu.org/cds/","checked":"2026-08-25","effective":"September 30, 2023","open_to":"geographic","elig_summary":"Anyone who lives or works in Palm Beach County can join, plus federal employees, veterans and Florida-licensed professionals in six nearby counties and members' families.","counties":["palm beach","broward","martin","st. lucie","okeechobee","glades","hendry"],"br":{"total":4,"byCounty":{"Palm Beach":["Riviera Beach","West Palm Beach"],"Hillsborough":["Tampa"]}},"rows":[[12,3.8,75000,null,0,"180 days interest early withdrawal penalty",null,0],[30,3.8,75000,null,0,"180 days interest early withdrawal penalty",null,0],[60,3.8,75000,null,0,"180 days interest early withdrawal penalty",null,0],[12,3.55,5000,null,0,"180 days interest early withdrawal penalty",null,0],[30,3.55,5000,null,0,"180 days interest early withdrawal penalty",null,0],[60,3.55,5000,null,0,"180 days interest early withdrawal penalty",null,0],[12,2.52,1000,null,0,"180 days interest early withdrawal penalty",null,0],[30,3.03,1000,null,0,"180 days interest early withdrawal penalty",null,0],[60,3.03,1000,null,0,"180 days interest early withdrawal penalty",null,0]]},{"id":"dort-financial-68708","name":"Dort Financial","type":"credit_union","market":"fl","city":"Grand Blanc","state":"MI","web":"https://dortonline.org/certificates/","checked":"2026-08-25","effective":null,"open_to":"unclear","elig_summary":"Membership eligibility isn't stated on this page, though accounts can be opened online.","counties":[],"br":{"total":4,"byCounty":{"Palm Beach":["Boca Raton","North Palm Beach","West Palm Beach"]}},"rows":[[7,4.6,5000,null,1,"New money only; consumer certificates only; automatically renews to a 6-month certificate at posted rate; dividends must remain on deposit until maturity; early","Limited-time special certificate (7-month)",0]]},{"id":"emerald-coast-3388","name":"Emerald Coast","type":"credit_union","market":"fl","city":"Port St Joe","state":"FL","web":"https://www.emeraldcoastfcu.com/savings","checked":"2026-08-25","effective":"Rates effective as of 01/15/2026 until further notice.","open_to":"geographic","elig_summary":"Anyone who lives, works, worships, attends school, or has a business in Gulf or Franklin County or the City of Mexico Beach can join.","counties":["gulf","franklin"],"br":{"total":3,"byCounty":{"Gulf":["Port St Joe","Wewahitchka"],"Franklin":["Eastpoint"]}},"rows":[[3,1.5,1000,null,0,"91 days; $1,000 minimum for Share Certificates; members 55+ receive additional 0.05% APY",null,0],[3,1.5,250,null,0,"91 days; $250 minimum for IRA Certificates; members 55+ receive additional 0.05% APY",null,0],[6,3.25,1000,null,0,"Members 55+ receive additional 0.05% APY",null,0],[6,3.25,250,null,0,"Members 55+ receive additional 0.05% APY",null,0],[12,2.5,1000,null,0,"Members 55+ receive additional 0.05% APY",null,0],[12,2.5,250,null,0,"Members 55+ receive additional 0.05% APY",null,0],[18,2.38,1000,null,0,"Members 55+ receive additional 0.05% APY",null,0],[18,2.38,250,null,0,"Members 55+ receive additional 0.05% APY",null,0],[24,2.27,1000,null,0,"Members 55+ receive additional 0.05% APY",null,0],[24,2.27,250,null,0,"Members 55+ receive additional 0.05% APY",null,0],[30,2.27,1000,null,0,"Members 55+ receive additional 0.05% APY",null,0],[30,2.27,250,null,0,"Members 55+ receive additional 0.05% APY",null,0],[36,2.02,1000,null,0,"Members 55+ receive additional 0.05% APY",null,0],[36,2.02,250,null,0,"Members 55+ receive additional 0.05% APY",null,0]]},{"id":"pinellas-10880","name":"Pinellas","type":"credit_union","market":"fl","city":"Largo","state":"FL","web":"https://www.pinellasfcu.org/your-credit-union/rates/savings-and-certificate-account-rates","checked":"2026-08-25","effective":"Tuesday, August 25th, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships, attends school or regularly does business in Pinellas County — plus state/county/municipal employees, select employer group members and relatives of members — can join.","counties":["pinellas"],"br":{"total":3,"byCounty":{"Pinellas":["Largo","Palm Harbor","St Petersburg"]}},"rows":[[6,3,500,null,0,"6-Month rate does not apply to IRA Certificates",null,0],[12,3.75,500,null,0,null,null,0],[24,3.5,500,null,0,null,null,0],[36,3.25,500,null,0,null,null,0],[48,3.25,500,null,0,null,null,0],[60,3.25,500,null,0,null,null,0],[12,3.75,500,null,0,"Traditional, Roth, Roth Conversion, Coverdell Education",null,0],[24,3.5,500,null,0,null,null,0],[36,3.25,500,null,0,null,null,0],[48,3.25,500,null,0,null,null,0],[60,3.25,500,null,0,null,null,0]]},{"id":"blue-coast-11154","name":"Blue Coast","type":"credit_union","market":"fl","city":"Perry","state":"FL","web":"https://mybcfcu.com/share-certificate-rates/","checked":"2026-08-25","effective":null,"open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in 13 North Florida counties (plus their immediate family or household) can join.","counties":["dixie","franklin","gadsden","gilchrist","hamilton","jefferson","lafayette","leon","levy","madison","suwannee","taylor","wakulla"],"br":{"total":3,"byCounty":{"Taylor":["Perry"],"Madison":["Madison"],"Leon":["Tallahassee"]}},"rows":[[6,3.95,1000,null,0,null,null,0],[9,4,1000,null,0,null,null,0],[11,3.3,1000,null,1,"APY increases 0.10% with each selected University football team victory after opening; consumer certificates only; initial term only","Share Certificate - 11 Month Special (football team win rate",0],[12,4.05,1000,null,0,null,null,0],[13,4.05,1000,null,0,null,null,0],[18,4.08,1000,null,0,null,null,0],[24,3.7,1000,null,0,null,null,0],[36,2.65,1000,null,0,null,null,0],[48,1.95,1000,null,0,null,null,0],[60,1.25,1000,null,0,null,null,0],[13,4.45,1000,null,0,"Must be opened under a commercial/business account with BCFCU",null,0],[6,4.15,1000,null,0,"Must be opened under a commercial/business account with BCFCU",null,0]]},{"id":"jm-associates-23709","name":"Jm Associates","type":"credit_union","market":"fl","city":"Jacksonville","state":"FL","web":"https://jmafcu.org/rates","checked":"2026-08-25","effective":"07/06/2026","open_to":"employer_or_group","elig_summary":"JM Family Enterprises associates and their immediate family members, anywhere in the U.S. or abroad","counties":[],"br":{"total":3,"byCounty":{"Broward":["Deerfield Beach"],"Duval":["Jacksonville"]}},"rows":[[6,3.51,1000,null,0,"Minimum $1,000.00",null,0],[12,3.66,1000,null,0,"Minimum $1,000.00",null,0],[18,3.46,1000,null,0,"Minimum $1,000.00",null,0],[24,3.46,1000,null,0,"Minimum $1,000.00",null,0],[30,3.46,1000,null,0,"Minimum $1,000.00",null,0],[36,3.46,1000,null,0,"Minimum $1,000.00",null,0],[60,3.36,1000,null,0,"Minimum $1,000.00",null,0],[6,3.56,50000,null,0,"Minimum $50,000.00",null,0],[12,3.71,50000,null,0,"Minimum $50,000.00",null,0],[18,3.51,50000,null,0,"Minimum $50,000.00",null,0],[24,3.51,50000,null,0,"Minimum $50,000.00",null,0],[30,3.51,50000,null,0,"Minimum $50,000.00",null,0],[36,3.51,50000,null,0,"Minimum $50,000.00",null,0],[60,3.41,50000,null,0,"Minimum $50,000.00",null,0]]},{"id":"miami-postal-service-67330","name":"Miami Postal Service","type":"credit_union","market":"fl","city":"Miami","state":"FL","web":"https://www.mpscu.org/deposit-rates","checked":"2026-08-25","effective":"Tuesday, August 25th, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, or worships in Miami-Dade, Broward, Palm Beach, Monroe, Martin or St. Lucie counties can join, plus postal and federal employees and members' immediate family anywhere.","counties":["miami-dade","broward","palm beach","monroe","martin","st. lucie"],"br":{"total":3,"byCounty":{"Miami-Dade":["Hialeah","Miami","Pinecrest"]}},"rows":[[3,2.25,1000,null,0,null,null,0],[6,2.05,1000,null,0,null,null,0],[9,2.15,1000,null,0,null,null,0],[9,2.25,5000,null,0,null,null,0],[9,2.5,25000,null,0,null,null,0],[12,2.5,1000,null,0,null,null,0],[18,2.5,1000,null,0,null,null,0],[24,2.5,1000,null,0,null,null,0],[36,2.5,1000,null,0,null,null,0],[60,2.5,1000,null,0,null,null,0]]},{"id":"powernet-68042","name":"Powernet","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.powernetcu.org/index.php/accounts/share-rates","checked":"2026-08-25","effective":"Rates as of September 23, 2025","open_to":"employer_or_group","elig_summary":"Members of Florida Building and Construction Trade local unions, union employees, and their relatives can join.","counties":[],"br":{"total":3,"byCounty":{"Hillsborough":["Tampa"],"Duval":["Jacksonville"],"Miami-Dade":["Miami"]}},"rows":[[6,3.6,500,null,0,"Early withdrawal penalties may apply.",null,0],[12,3.5,500,null,0,"Early withdrawal penalties may apply.",null,0],[24,3.4,500,null,0,"Early withdrawal penalties may apply.",null,0],[36,3.5,500,null,0,"Early withdrawal penalties may apply.",null,0],[48,3.6,500,null,0,"Early withdrawal penalties may apply.",null,0],[60,3.6,500,null,0,"Early withdrawal penalties may apply.",null,0]]},{"id":"tru-fi-68691","name":"Tru Fi","type":"credit_union","market":"fl","city":"Macclenny","state":"FL","web":"https://www.truficu.org/resources/current-rates","checked":"2026-08-25","effective":"7/1/2026","open_to":"geographic","elig_summary":"Anyone who lives, works, attends school or church in Baker or Nassau counties (or Duval County ZIPs 32234, 32220, 32221), plus their families, can join","counties":["baker","nassau","duval"],"br":{"total":3,"byCounty":{"Baker":["Macclenny"],"Duval":["Baldwin"],"Nassau":["Callahan"]}},"rows":[[6,3.75,null,4999,0,null,null,0],[12,3.8,null,4999,0,null,null,0],[18,3.5,null,4999,0,null,null,0],[24,3.5,null,4999,0,null,null,0],[36,3.5,null,4999,0,null,null,0],[48,3.5,null,4999,0,null,null,0],[60,3.4,null,4999,0,null,null,0],[6,3.75,5000,25000,0,null,null,0],[12,3.8,5000,25000,0,null,null,0],[18,3.5,5000,25000,0,null,null,0],[24,3.5,5000,25000,0,null,null,0],[36,3.5,5000,25000,0,null,null,0],[48,3.5,5000,25000,0,null,null,0],[60,3.4,5000,25000,0,null,null,0],[6,3.75,25001,50000,0,null,null,0],[12,3.8,25001,50000,0,null,null,0],[18,3.5,25001,50000,0,null,null,0],[24,3.5,25001,50000,0,null,null,0],[36,3.5,25001,50000,0,null,null,0],[48,3.5,25001,50000,0,null,null,0],[60,3.4,25001,50000,0,null,null,0],[6,3.75,50001,75000,0,null,null,0],[12,3.8,50001,75000,0,null,null,0],[18,3.5,50001,75000,0,null,null,0],[24,3.5,50001,75000,0,null,null,0],[36,3.5,50001,75000,0,null,null,0],[48,3.5,50001,75000,0,null,null,0],[60,3.4,50001,75000,0,null,null,0],[6,3.75,75000,100000,0,null,null,0],[12,3.8,75000,100000,0,null,null,0],[18,3.5,75000,100000,0,null,null,0],[24,3.5,75000,100000,0,null,null,0],[36,3.5,75000,100000,0,null,null,0],[48,3.5,75000,100000,0,null,null,0],[60,3.4,75000,100000,0,null,null,0],[6,3.75,100001,null,0,null,null,0],[12,3.8,100001,null,0,null,null,0],[18,3.5,100001,null,0,null,null,0],[24,3.5,100001,null,0,null,null,0],[36,3.5,100001,null,0,null,null,0],[48,3.5,100001,null,0,null,null,0],[60,3.4,100001,null,0,null,null,0],[24,4.25,null,10000,1,"Up to $10,000; Kid's Club","Kid's Club 24 month CD Special",0],[12,4.33,null,2500,1,"Up to $2,500; Teen account","Teen 12 month CD Special",1]]},{"id":"suma-16360","name":"Suma","type":"credit_union","market":"fl","city":"Yonkers","state":"NY","web":"https://www.sumafcu.org/info-hub/rates","checked":"2026-08-25","effective":"Rates Effective as of 07/30 /2026","open_to":"employer_or_group","elig_summary":"Only members of the Ukrainian-American Youth Association (Yonkers) and parishioners of specific Ukrainian churches in NY, CT and Florida can join.","counties":[],"br":{"total":3,"byCounty":{"Sarasota":["North Port"],"Pinellas":["Saint Petersburg"],"Duval":["Jacksonville"]}},"rows":[[3,3.26,1000,null,0,"Early withdrawal penalty: 3 months dividends; min bal to earn APY $1,000",null,0],[6,3.87,1000,null,0,"Early withdrawal penalty: 3 months dividends",null,0],[12,3.87,1000,null,0,"Early withdrawal penalty: 3 months dividends",null,0],[24,3.77,1000,null,0,"Early withdrawal penalty: 6 months dividends",null,0],[36,3.82,1000,null,0,"Early withdrawal penalty: 9 months dividends",null,0],[48,3.77,1000,null,0,"Early withdrawal penalty: 9 months dividends",null,0],[60,3.82,1000,null,0,"Early withdrawal penalty: 9 months dividends",null,0]]},{"id":"northrop-grumman-24292","name":"Northrop Grumman","type":"credit_union","market":"fl","city":"Gardena","state":"CA","web":"https://www.ngfcu.us/rates/savings-rates/certificates","checked":"2026-08-25","effective":"Tuesday, August 25th, 2026","open_to":"employer_or_group","elig_summary":"Northrop Grumman, LA Metro and Metrolink employees/retirees, SCHAF members, and their immediate family can join","counties":[],"br":{"total":3,"byCounty":{"Saint Johns":["St Augustine"],"Brevard":["Melbourne"]}},"rows":[[6,3.6,40000,null,1,"Minimum daily balance $40,000 to earn APY","Bonus Certificate",0],[12,3.89,40000,null,1,null,"Bonus Certificate",0],[24,3.9,40000,null,1,null,"Bonus Certificate",0],[30,3.86,40000,null,1,null,"Bonus Certificate",0],[36,3.86,40000,null,1,null,"Bonus Certificate",0],[48,3.86,40000,null,1,null,"Bonus Certificate",0],[60,3.97,40000,null,1,null,"Bonus Certificate",0],[84,3.5,40000,null,1,null,"Bonus Certificate",0],[6,3.5,2500,null,0,null,null,0],[12,3.74,2500,null,0,null,null,0],[24,3.75,2500,null,0,null,null,0],[30,3.71,2500,null,0,null,null,0],[36,3.71,2500,null,0,null,null,0],[48,3.71,2500,null,0,null,null,0],[60,3.81,2500,null,0,null,null,0],[84,3.35,2500,null,0,null,null,0]]},{"id":"compass-financial-1068","name":"Compass Financial","type":"credit_union","market":"fl","city":"Hialeah","state":"FL","web":"https://www.compassffcu.org/Accounts/Current-Rates","checked":"2026-08-25","effective":"Effective March 15, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, attends school, volunteers or worships in certain South Florida communities within Miami-Dade County, plus family of members, can join.","counties":["miami-dade"],"br":{"total":2,"byCounty":{"Miami-Dade":["Medley"]}},"rows":[[9,3.6,50000,null,1,"Limited time promotion; penalty may be imposed for early withdrawals","Jumbo Certificate of Deposit - Limited Time Promotion",0],[12,3.75,100000,null,1,"Limited time promotion; penalty may be imposed for early withdrawals","Jumbo Certificate of Deposit - Limited Time Promotion",0]]},{"id":"my-pensacola-8442","name":"My Pensacola","type":"credit_union","market":"fl","city":"Pensacola","state":"FL","web":"https://www.mypensacolacu.com/Rates/Savings-Rates","checked":"2026-08-25","effective":"August 1, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, worships, or attends school in Escambia County, Florida — plus their family — can join with a $5 deposit.","counties":["escambia"],"br":{"total":2,"byCounty":{"Escambia":["Pensacola"]}},"rows":[[5,3.5,1000,50000,1,"Limited time only; rolls over into Share Savings at maturity","Share Certificate Special",0],[6,2,1000,null,0,null,null,0],[12,2.75,1000,null,0,null,null,0],[18,3,1000,null,0,null,null,0],[24,3,1000,null,0,null,null,0],[36,3,1000,null,0,null,null,0],[48,3.3,1000,null,0,null,null,0],[60,3.5,1000,null,0,null,null,0],[12,2.75,null,null,0,"Penalty for early withdrawal",null,0],[18,3,null,null,0,"Penalty for early withdrawal",null,0],[24,3,null,null,0,"Penalty for early withdrawal",null,0],[36,3,null,null,0,"Penalty for early withdrawal",null,0],[48,3.3,null,null,0,"Penalty for early withdrawal",null,0],[60,3.5,null,null,0,"Penalty for early withdrawal",null,0]]},{"id":"t-m-h-15175","name":"T M H","type":"credit_union","market":"fl","city":"Tallahassee","state":"FL","web":"https://www.tmhfcu.org/share-rates","checked":"2026-08-25","effective":"This table last modified on: 1/29/2026","open_to":"employer_or_group","elig_summary":"Health care industry workers in 18 North Florida counties (plus Decatur, Grady and Thomas counties in Georgia) and their families can join","counties":["bay","calhoun","escambia","franklin","gadsden","gulf","holmes","jackson","jefferson","leon","liberty","madison","okaloosa","santa rosa","taylor","wakulla","walton","washington"],"br":{"total":2,"byCounty":{"Leon":["Tallahassee"]}},"rows":[[6,3.04,1000,null,0,"Minimum balance $1,000 to obtain APY; compounded monthly",null,0],[12,3.2,1000,null,0,"Minimum balance $1,000 to obtain APY; compounded monthly",null,0],[24,3.25,1000,null,0,"Minimum balance $1,000 to obtain APY; compounded monthly",null,0],[36,3.3,1000,null,0,"Minimum balance $1,000 to obtain APY; compounded monthly",null,0],[48,3.35,1000,null,0,"Minimum balance $1,000 to obtain APY; compounded monthly",null,0],[60,3.4,1000,null,0,"Minimum balance $1,000 to obtain APY; compounded monthly",null,0]]},{"id":"city-county-employees-67323","name":"City-County Employees","type":"credit_union","market":"fl","city":"Clearwater","state":"FL","web":"https://www.ccecu.org/index.php/deposits-savings/certificates","checked":"2026-08-25","effective":"Effective November 19, 2025","open_to":"unclear","elig_summary":"Membership eligibility isn't stated on this page.","counties":[],"br":{"total":2,"byCounty":{"Pinellas":["Clearwater"]}},"rows":[[6,3.7,500,null,0,"Interest paid monthly",null,0],[12,3.75,500,null,0,"Interest paid monthly",null,0],[24,3.5,500,null,0,"Interest paid monthly",null,0],[36,3.25,500,null,0,"Interest paid monthly",null,0],[48,3,500,null,0,"Interest paid monthly",null,0],[60,3.04,500,null,0,"Interest paid monthly",null,0],[6,3.7,500,null,0,"Interest paid monthly",null,0],[12,3.75,500,null,0,"Interest paid monthly",null,0],[24,3.5,500,null,0,"Interest paid monthly",null,0],[36,3.25,500,null,0,"Interest paid monthly",null,0],[48,3,500,null,0,"Interest paid monthly",null,0],[60,3,500,null,0,"Interest paid monthly",null,0]]},{"id":"adventhealth-67349","name":"Adventhealth","type":"credit_union","market":"fl","city":"Altamonte Sprin","state":"FL","web":"https://adventhealthcreditunion.org/certificate-of-deposit/","checked":"2026-08-25","effective":"Rates effective as of 03.01.2 6","open_to":"employer_or_group","elig_summary":"AdventHealth employees and students, Florida Seventh-day Adventist church members and organizations, plus their immediate families","counties":[],"br":{"total":2,"byCounty":{"Orange":["Orlando"],"Seminole":["Altamonte Springs"]}},"rows":[[4,4,10000,null,1,"$10,000 minimum; limited time offer","Certificate Special",0]]},{"id":"justice-151","name":"Justice","type":"credit_union","market":"fl","city":"Chantilly","state":"VA","web":"https://www.jfcu.org/Certificates.html","checked":"2026-08-25","effective":"Rate effective July 1, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone nationwide who supports law enforcement can join by becoming a C.O.P.S. donor/member (the credit union covers the $5 donation), along with justice, law enforcement and public safety employees, retirees and their families.","counties":[],"br":{"total":2,"byCounty":{"Broward":["Pembroke Pines"],"Miami-Dade":["Miami"]}},"rows":[[10,4.15,500,99999,1,"\"As high as\" APY; includes .10% Justice National or Beyond the Badge Checking relationship rate increase; penalty for early withdrawal","10-Month Special Certificate (Share, Traditional or Roth IRA",0],[10,4.25,100000,null,1,"\"As high as\" APY; includes .10% Justice National or Beyond the Badge Checking relationship rate increase; penalty for early withdrawal","10-Month Special Certificate (Share, Traditional or Roth IRA",0]]},{"id":"baxter-68187","name":"Baxter","type":"credit_union","market":"fl","city":"Vernon Hills","state":"IL","web":"https://www.bcu.org/banking/savings/certificate-of-deposit-specials","checked":"2026-08-25","effective":"8/1/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can join by subscribing to BCU's Life. Money. You. program, or through a partner employer/association, living or working in six Chicago-area/Wisconsin counties or Puerto Rico, or family of a member.","counties":[],"br":{"total":2,"byCounty":{"Miami-Dade":["Miami"],"Polk":["Lakeland"]}},"rows":[[11,3.35,500,null,1,"Rewards Rate; requires two qualifying relationships (direct deposit $1,000/mo, $25,000 on deposit, or qualifying loan)","CD Special",0],[18,3.45,500,null,1,"Rewards Rate; requires two qualifying relationships","CD Special",0],[22,3.65,500,null,1,"Rewards Rate; requires two qualifying relationships","CD Special",0],[65,4,500,null,1,"Rewards Rate; requires two qualifying relationships","CD Special",0]]},{"id":"farmers-26","name":"Farmers","type":"credit_union","market":"fl","city":"Jacksonville","state":"FL","web":"https://www.farmersfcu.com/Rates/Certificate-of-Deposit","checked":"2026-08-25","effective":null,"open_to":"unclear","elig_summary":"Membership eligibility is not stated on this page.","counties":[],"br":{"total":1,"byCounty":{"Duval":["Jacksonville"]}},"rows":[[6,2,null,null,0,null,null,0],[12,2.1,null,null,0,null,null,0],[24,2.2,null,null,0,null,null,0],[36,2.3,null,null,0,null,null,0]]},{"id":"florida-customs-378","name":"Florida Customs","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.flcustomsfcu.org/index.php/deposits-savings/share-rates","checked":"2026-08-25","effective":"Effective March 1, 2021","open_to":"employer_or_group","elig_summary":"Florida employees of U.S. Customs and Border Protection or ICE, plus their family members, can join.","counties":[],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[6,0.15,500,null,0,null,null,0],[12,0.2,500,null,0,null,null,0],[18,0.25,500,null,0,null,null,0]]},{"id":"miami-firefighters-872","name":"Miami Firefighters","type":"credit_union","market":"fl","city":"Miami","state":"FL","web":"https://www.mffcu.org/deposit-rates","checked":"2026-08-25","effective":"Tuesday, August 25th, 2026","open_to":"employer_or_group","elig_summary":"Active and retired firefighters from City of Miami and other listed South Florida fire departments and unions, plus their immediate family and household members, can join.","counties":[],"br":{"total":1,"byCounty":{"Miami-Dade":["Miami"]}},"rows":[[6,3.85,1000,null,0,null,null,0],[12,4,1000,null,0,null,null,0],[18,4.15,1000,null,0,null,null,0],[24,3.9,1000,null,0,null,null,0],[30,3.75,1000,null,0,null,null,0],[36,3.8,1000,null,0,null,null,0],[48,3.65,1000,null,0,null,null,0],[60,3.65,1000,null,0,null,null,0],[6,3.85,1000,null,0,null,null,0],[12,4,1000,null,0,null,null,0],[18,4.15,1000,null,0,null,null,0],[24,3.9,1000,null,0,null,null,0],[30,3.75,1000,null,0,null,null,0],[36,3.8,1000,null,0,null,null,0],[48,3.65,1000,null,0,null,null,0],[60,3.65,1000,null,0,null,null,0]]},{"id":"monroe-county-teachers-7039","name":"Monroe County Teachers","type":"credit_union","market":"fl","city":"Key West","state":"FL","web":"https://www.monroecountyteachersfcu.org/index.php/share-accounts/share-rates","checked":"2026-08-25","effective":"Effective January 24, 2023","open_to":"employer_or_group","elig_summary":"Monroe County school district and Florida Keys Community College employees and students, plus their immediate families.","counties":["monroe"],"br":{"total":1,"byCounty":{"Monroe":["Key West"]}},"rows":[[12,2,10000,null,0,null,null,0],[24,2.5,10000,null,0,null,null,0],[36,3.5,10000,null,0,null,null,0],[48,3.75,10000,null,0,null,null,0],[60,4,10000,null,0,null,null,0],[12,2,20000,null,0,null,null,0],[24,2.5,20000,null,0,null,null,0],[36,3.5,20000,null,0,null,null,0],[48,3.75,20000,null,0,null,null,0],[60,4,20000,null,0,null,null,0]]},{"id":"unity-of-eatonville-24935","name":"Unity of Eatonville","type":"credit_union","market":"fl","city":"Eatonville","state":"FL","web":"https://unityofeatonvillefcu.com/rates-2/","checked":"2026-08-25","effective":"10/01/2025","open_to":"geographic","elig_summary":"Anyone who lives, works, attends school or worships in the town of Eatonville, Florida — plus immediate family of members.","counties":["orange"],"br":{"total":1,"byCounty":{"Orange":["Eatonville"]}},"rows":[[12,4,1000,9999,0,null,null,0],[12,4,10000,24999,0,null,null,0],[12,4,25000,49999,0,null,null,0],[12,4,50000,null,0,null,null,0],[24,3.75,1000,9999,0,null,null,0],[24,3.75,10000,24999,0,null,null,0],[24,3.75,25000,49999,0,null,null,0],[24,3.75,50000,null,0,null,null,0],[36,3.5,1000,9999,0,null,null,0],[36,3.5,10000,24999,0,null,null,0],[36,3.5,25000,49999,0,null,null,0],[36,3.5,50000,null,0,null,null,0],[60,3.25,1000,9999,0,null,null,0],[60,3.25,10000,24999,0,null,null,0],[60,3.25,25000,49999,0,null,null,0],[60,3.25,50000,null,0,null,null,0]]},{"id":"jax-fire-67717","name":"Jax Fire","type":"credit_union","market":"fl","city":"Jacksonville","state":"FL","web":"https://jaxfirecu.org/deposit-rates/","checked":"2026-08-25","effective":"Rates Effective November 1, 2024.","open_to":"unclear","elig_summary":"Eligibility requirements aren't stated on the site; membership applications can be submitted online.","counties":[],"br":{"total":1,"byCounty":{"Duval":["Jacksonville"]}},"rows":[[3,3.042,500,null,0,null,null,0],[6,3.042,500,null,0,null,null,0],[12,3.042,500,null,0,null,null,0],[24,3.299,500,null,0,null,null,0],[36,3.402,500,null,0,null,null,0],[48,3.453,500,null,0,null,null,0],[60,3.505,500,null,0,null,null,0]]},{"id":"ocala-community-67938","name":"Ocala Community","type":"credit_union","market":"fl","city":"Ocala","state":"FL","web":"https://www.ocalacommunitycu.com/rate-information/","checked":"2026-08-25","effective":"02-01-2026","open_to":"geographic","elig_summary":"Anyone who lives, works, or attends school in Marion County, Florida, plus their immediate family and domestic partners, can join.","counties":["marion"],"br":{"total":1,"byCounty":{"Marion":["Ocala"]}},"rows":[[3,2.65,500,null,0,"90 days",null,0],[3,2.65,5000,null,0,"90 days",null,0],[3,2.65,50000,null,0,"90 days",null,0],[3,2.65,100000,null,0,"90 days",null,0],[6,3.4,500,null,0,null,null,0],[6,3.4,5000,null,0,null,null,0],[6,3.4,50000,null,0,null,null,0],[6,3.4,100000,null,0,null,null,0],[12,3.6,500,null,0,"Includes IRA CD",null,0],[12,3.6,5000,null,0,"Includes IRA CD",null,0],[12,3.6,50000,null,0,"Includes IRA CD",null,0],[12,3.6,100000,null,0,"Includes IRA CD",null,0],[24,2.76,500,null,0,"Includes IRA CD",null,0],[24,2.76,5000,null,0,"Includes IRA CD",null,0],[24,2.76,50000,null,0,"Includes IRA CD",null,0],[24,2.76,100000,null,0,"Includes IRA CD",null,0],[36,3,500,null,0,"Includes IRA CD",null,0],[36,3,5000,null,0,"Includes IRA CD",null,0],[36,3,50000,null,0,"Includes IRA CD",null,0],[36,3,100000,null,0,"Includes IRA CD",null,0],[48,3.05,500,null,0,"Includes IRA CD",null,0],[48,3.05,5000,null,0,"Includes IRA CD",null,0],[48,3.05,50000,null,0,"Includes IRA CD",null,0],[48,3.05,100000,null,0,"Includes IRA CD",null,0],[60,3.05,500,null,0,"Includes IRA CD",null,0],[60,3.05,5000,null,0,"Includes IRA CD",null,0],[60,3.05,50000,null,0,"Includes IRA CD",null,0],[60,3.05,100000,null,0,"Includes IRA CD",null,0]]},{"id":"transport-68016","name":"Transport","type":"credit_union","market":"fl","city":"Tampa","state":"FL","web":"https://www.transportfcu.com/rates/fees/savings-rates","checked":"2026-08-25","effective":"Tuesday, August 25th, 2026","open_to":"geographic","elig_summary":"Anyone who lives, works, or attends school in Hillsborough, Pasco, Polk, or Pinellas County — plus UPS/Sabal Park employees, Teamsters members, CDL drivers, and relatives of members — can join.","counties":["hillsborough","pasco","polk","pinellas"],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[6,3.75,null,null,0,null,null,0],[12,3.75,null,null,0,null,null,0],[24,3.8,null,null,0,null,null,0],[36,4.06,null,null,0,null,null,0],[48,3.8,null,null,0,null,null,0],[60,3.8,null,null,0,null,null,0],[6,4.01,100000,null,0,"$100,000 minimum deposit",null,0],[12,4.01,100000,null,0,"$100,000 minimum deposit",null,0],[24,4.06,100000,null,0,"$100,000 minimum deposit",null,0],[36,4.32,100000,null,0,"$100,000 minimum deposit",null,0],[48,4.06,100000,null,0,"$100,000 minimum deposit",null,0],[60,4.06,100000,null,0,"$100,000 minimum deposit",null,0]]},{"id":"oxford-2645","name":"Oxford","type":"credit_union","market":"fl","city":"Mexico","state":"ME","web":"https://www.ofcu.org/rates","checked":"2026-08-25","effective":null,"open_to":"geographic","elig_summary":"Anyone who lives, works, worships or attends school in 10 Maine counties (plus their family) can join","counties":[],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[3,2.25,500,null,0,"Term 3-5 months; APY as high as",null,0],[6,3.8,1000,null,0,"Term 6-11 months",null,0],[12,3.8,1000,null,0,"Term 12-23 months",null,0],[24,3.85,1000,null,0,"Term 24-35 months",null,0],[36,3.9,1000,null,0,"Term 36-47 months",null,0],[48,3.95,1000,null,0,"Term 48-59 months",null,0],[60,3.95,1000,null,0,null,null,0]]},{"id":"people-s-alliance-3633","name":"People'S Alliance","type":"credit_union","market":"fl","city":"Hauppauge","state":"NY","web":"https://www.pafcu.org/products-services/rates.php","checked":"2026-08-25","effective":"8/22/2026","open_to":"anyone_nationwide","elig_summary":"Anyone can join by signing up for the American Consumer Council or NY Credit Union Foundation (PAFCU pays the fee); also open to employees of 400+ partner companies, their families, and people in select NY and FL areas.","counties":[],"br":{"total":1,"byCounty":{"Miami-Dade":["Miami"]}},"rows":[[6,3.76,1000,null,1,"Listed under Special Share Certificate Rates; new money only per footnote","Share Certificate 6 Month Special",0],[8,3.97,1000,null,1,"New money only, minimum opening deposit $1,000","Share Certificate 8 Month Special",0],[10,4.05,1000,null,1,"New money only, minimum opening deposit $1,000","Share Certificate 10 Month Special",0],[11,3.56,1000,null,1,null,"Share Certificate 11 Month Special",0],[18,3.14,null,null,1,null,"Share Certificate 18 Month Bump Up",0],[3,1.64,null,null,0,null,null,0],[9,2.07,null,null,0,null,null,0],[12,1.85,null,null,0,null,null,0],[24,2.24,null,null,0,null,null,0],[36,2.24,null,null,0,null,null,0],[48,2.24,null,null,0,null,null,0],[60,2.87,null,null,0,null,null,0],[12,1.85,null,null,0,null,null,0],[12,1.85,null,null,0,null,null,0],[12,2.1,null,null,0,null,null,0]]},{"id":"everence-10223","name":"Everence","type":"credit_union","market":"fl","city":"Lancaster","state":"PA","web":"https://www.everence.com/banking/personal-checking-and-savings/personal-savings/certificates","checked":"2026-08-25","effective":"Rates current as of August 1, 2026.","open_to":"unclear","elig_summary":"The page describes Everence Association membership benefits but does not state who is eligible to join the credit union.","counties":[],"br":{"total":1,"byCounty":{"Sarasota":["Sarasota"]}},"rows":[[7,3.9,500,250000,1,"New deposits only; must be funded with new money not on deposit as of 6/1/2026; max one certificate per Tax ID; auto-renews at current rate/term for 6-month cer","Certificate special (7-month, new money only)",0],[6,3.15,500,null,0,null,null,0],[6,3.2,100000,null,0,null,null,0],[12,3.2,500,null,0,null,null,0],[12,3.25,100000,null,0,null,null,0],[18,3.25,500,null,0,null,null,0],[18,3.3,100000,null,0,null,null,0],[24,3.3,500,null,0,null,null,0],[24,3.35,100000,null,0,null,null,0],[30,3.35,500,null,0,null,null,0],[30,3.4,100000,null,0,null,null,0],[36,3.4,500,null,0,null,null,0],[36,3.45,100000,null,0,null,null,0],[48,3.45,500,null,0,null,null,0],[48,3.5,100000,null,0,null,null,0],[60,3.5,500,null,0,null,null,0],[60,3.55,100000,null,0,null,null,0]]},{"id":"franklin-somerset-15159","name":"Franklin-Somerset","type":"credit_union","market":"fl","city":"Madison","state":"ME","web":"https://www.f-sfcu.com/rates/","checked":"2026-08-25","effective":"Rates Effective 07-31-2026","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[6,3.31,500,null,0,"Dividends compounded daily",null,0],[12,3.56,500,null,0,null,null,0],[18,3.3,500,null,0,null,null,0],[24,3.3,500,null,0,null,null,0],[36,3.05,500,null,0,null,null,0],[60,2.84,500,null,0,null,null,0],[84,2.02,500,null,0,null,null,0],[6,3.31,500,null,0,null,null,0],[12,3.56,500,null,0,null,null,0],[18,3.3,500,null,0,null,null,0],[24,3.3,500,null,0,null,null,0],[36,3.05,500,null,0,null,null,0],[60,2.84,500,null,0,null,null,0],[84,2.02,500,null,0,null,null,0]]},{"id":"u-s-postal-service-16402","name":"U S Postal Service","type":"credit_union","market":"fl","city":"Clinton","state":"MD","web":"https://uspsfcu.org/rates/","checked":"2026-08-25","effective":null,"open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[12,3.3,250,null,0,"Rates set monthly; early withdrawal penalty",null,0],[24,3.25,250,null,0,null,null,0],[36,3.35,250,null,0,null,null,0],[60,3.45,250,null,0,null,null,0],[12,4.1,1,1000,0,"Add funds during term; limit one per member",null,0],[12,4.1,1,1000,0,"Limit one per member under 18",null,0],[36,4.15,1,3000,0,"Limit one per member under 18",null,0],[12,3.5,250,null,0,"Must have Regular IRA Savings Account",null,0],[12,4.25,1,1000,0,"Limit one per member under 18; must have Regular IRA Savings Account",null,0],[24,3.55,250,null,0,null,null,0],[60,3.65,250,null,0,null,null,0],[6,3.3,5000,500000,0,"182 days; add funds throughout term",null,0],[24,3.35,10000,500000,0,null,null,0]]},{"id":"polish-and-slavic-22592","name":"Polish & Slavic","type":"credit_union","market":"fl","city":"Brooklyn","state":"NY","web":"https://www.psfcu.com/about-us/terms-and-conditions/rates","checked":"2026-08-25","effective":null,"open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Charlotte":["Port Charlotte"]}},"rows":[[72,3,500,49999,0,"Minimum to earn APY $500; early withdrawal penalties may apply",null,0],[60,3,500,49999,0,null,null,0],[48,3,500,49999,0,null,null,0],[36,3,500,49999,0,null,null,0],[30,2.75,500,49999,0,null,null,0],[24,3,500,49999,0,null,null,0],[18,2.25,500,49999,0,null,null,0],[12,1.2,500,49999,0,null,null,0],[9,0.65,500,49999,0,null,null,0],[6,0.55,500,49999,0,null,null,0],[3,0.5,500,49999,0,null,null,0],[72,3.25,50000,89999,0,null,null,0],[60,3.25,50000,89999,0,null,null,0],[48,3.25,50000,89999,0,null,null,0],[36,3.25,50000,89999,0,null,null,0],[30,3,50000,89999,0,null,null,0],[24,3.25,50000,89999,0,null,null,0],[18,2.5,50000,89999,0,null,null,0],[12,1.35,50000,89999,0,null,null,0],[9,0.65,50000,89999,0,null,null,0],[6,0.55,50000,89999,0,null,null,0],[3,0.5,50000,89999,0,null,null,0],[72,3.5,90000,null,0,null,null,0],[60,3.5,90000,null,0,null,null,0],[48,3.5,90000,null,0,null,null,0],[36,3.5,90000,null,0,null,null,0],[30,3.25,90000,null,0,null,null,0],[24,3.5,90000,null,0,null,null,0],[18,2.75,90000,null,0,null,null,0],[12,1.5,90000,null,0,null,null,0],[9,0.65,90000,null,0,null,null,0],[6,0.55,90000,null,0,null,null,0],[3,0.5,90000,null,0,null,null,0],[6,0.55,500,49999,0,null,null,0],[9,0.65,500,49999,0,null,null,0],[12,1.2,500,49999,0,null,null,0],[60,3,500,49999,0,null,null,0],[72,3,500,49999,0,null,null,0],[6,0.55,50000,89999,0,null,null,0],[9,0.65,50000,89999,0,null,null,0],[12,1.35,50000,89999,0,null,null,0],[60,3.25,50000,89999,0,null,null,0],[72,3.25,50000,89999,0,null,null,0],[6,0.55,90000,null,0,null,null,0],[9,0.65,90000,null,0,null,null,0],[12,1.5,90000,null,0,null,null,0],[60,3.5,90000,null,0,null,null,0],[72,3.5,90000,null,0,null,null,0]]},{"id":"gallup-23292","name":"Gallup","type":"credit_union","market":"fl","city":"Omaha","state":"NE","web":"https://www.gallupfcu.com/474518/contact-us.aspx","checked":"2026-08-25","effective":"Rates as of 07/01/2026","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[6,3,1000,null,0,null,null,0],[6,3.5,10000,null,0,null,null,0],[6,4,50000,null,0,null,null,0],[12,3,1000,null,0,null,null,0],[12,3.5,10000,null,0,null,null,0],[12,4,50000,null,0,null,null,0],[18,3,1000,null,0,null,null,0],[18,3.25,10000,null,0,null,null,0],[18,3.75,50000,null,0,null,null,0],[24,3.25,1000,null,0,null,null,0],[24,3.5,10000,null,0,null,null,0],[24,3.75,50000,null,0,null,null,0],[30,3.25,1000,null,0,null,null,0],[30,3.5,10000,null,0,null,null,0],[30,3.75,50000,null,0,null,null,0],[36,3.25,1000,null,0,null,null,0],[36,3.5,10000,null,0,null,null,0],[36,3.75,50000,null,0,null,null,0],[42,3.5,10000,null,0,"$1,000 tier: N/A",null,0],[42,3.75,50000,null,0,null,null,0],[48,3.5,10000,null,0,"$1,000 tier: N/A",null,0],[48,4,50000,null,0,null,null,0],[54,3.75,10000,null,0,"$1,000 tier: N/A",null,0],[54,4,50000,null,0,null,null,0],[60,4,10000,null,0,"$1,000 tier: N/A",null,0],[60,4.5,50000,null,0,null,null,0],[12,3.1,25,null,1,"Special program terms and restrictions apply","Save to Win® CD",0],[12,4,5000,null,1,"Special program terms and restrictions apply","New Money CD",0],[12,4.1,1000,null,1,"Special program terms and restrictions apply","Loyalty CD",0]]},{"id":"first-california-23964","name":"First California","type":"credit_union","market":"fl","city":"Fresno","state":"CA","web":"https://www.firstcalfcu.org/rates/savings-and-ira-rates","checked":"2026-08-25","effective":"July 15, 2026","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[3,2.43,2500,null,0,"$2,500 tier",null,0],[3,2.48,5000,null,0,"$5,000 tier",null,0],[3,2.53,10000,null,0,"$10,000 tier",null,0],[6,2.43,2500,null,0,"$2,500 tier",null,0],[6,2.48,5000,null,0,"$5,000 tier",null,0],[6,2.53,10000,null,0,"$10,000 tier",null,0],[6,2.63,50000,null,0,"$50,000 tier",null,0],[6,2.73,100000,null,0,"$100,000 tier",null,0],[12,2.43,2500,null,0,"$2,500 tier",null,0],[12,2.48,5000,null,0,"$5,000 tier",null,0],[12,2.53,10000,null,0,"$10,000 tier",null,0],[12,2.68,50000,null,0,"$50,000 tier",null,0],[12,2.78,100000,null,0,"$100,000 tier",null,0],[24,2.53,2500,null,0,"$2,500 tier",null,0],[24,2.63,5000,null,0,"$5,000 tier",null,0],[24,2.73,10000,null,0,"$10,000 tier",null,0],[24,2.84,50000,null,0,"$50,000 tier",null,0],[24,2.94,100000,null,0,"$100,000 tier",null,0],[12,2.63,2500,null,0,"$2,500 tier",null,0],[12,2.68,5000,null,0,"$5,000 tier",null,0],[24,2.53,2500,null,0,"$2,500 tier",null,0],[24,2.89,5000,null,0,"$5,000 tier",null,0]]},{"id":"kemba-delta-24220","name":"Kemba Delta","type":"credit_union","market":"fl","city":"Bartlett","state":"TN","web":"https://www.kembadelta.org/rates.htm","checked":"2026-08-25","effective":null,"open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Pinellas":["St Petersburg"]}},"rows":[[6,2.5,500,null,0,"$500.00 and up in even $100.00s; early withdrawal penalty equal to accrued interest on amount withdrawn",null,0],[12,2.75,500,null,0,"$500.00 and up in even $100.00s; early withdrawal penalty equal to accrued interest on amount withdrawn",null,0],[18,3,500,null,0,"$500.00 and up in even $100.00s; early withdrawal penalty equal to accrued interest on amount withdrawn",null,0]]},{"id":"massmutual-24566","name":"Massmutual","type":"credit_union","market":"fl","city":"Springfield","state":"MA","web":"https://www.massmutualfcuhb.org/bank/share-certificates/","checked":"2026-08-25","effective":null,"open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[3,3,500,null,0,null,null,0],[6,3.25,500,null,0,null,null,0],[11,4.15,500,null,1,"Limited time offer; renews at maturity into standard 12 Month Share Certificate at then-current rate","Share Certificate - 11 Month Promotional",0],[12,3.85,500,null,0,null,null,0],[18,3.85,500,null,0,null,null,0],[24,3.5,500,null,0,null,null,0],[36,3.5,500,null,0,null,null,0],[48,3.5,500,null,0,null,null,0],[60,3.5,500,null,0,null,null,0],[24,3.6,50000,null,0,null,null,0],[36,3.6,50000,null,0,null,null,0],[48,3.6,50000,null,0,null,null,0],[60,3.6,50000,null,0,null,null,0]]},{"id":"platinum-24631","name":"Platinum","type":"credit_union","market":"fl","city":"Duluth","state":"GA","web":"https://www.platinumfcu.org/personal-rates/","checked":"2026-08-25","effective":"August 5th, 2026","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Orange":["Orlando"]}},"rows":[[6,3.65,1000,9999,0,"$1,000 minimum investment; penalty for early withdrawal",null,0],[6,3.65,10000,24999,0,null,null,0],[6,3.65,25000,99999,0,null,null,0],[6,3.65,100000,null,0,null,null,0],[12,3.75,1000,9999,0,null,null,0],[12,3.75,10000,24999,0,null,null,0],[12,3.75,25000,99999,0,null,null,0],[12,3.75,100000,null,0,null,null,0],[15,4.1,1000,9999,1,"SPECIAL","Regular/IRA Certificate ($1,000-$9,999)",0],[15,4.1,10000,24999,1,"SPECIAL","Regular/IRA Certificate ($10,000-$24,999)",0],[15,4.1,25000,99999,1,"SPECIAL","Regular/IRA Certificate ($25,000-$99,999)",0],[15,4.1,100000,null,1,"SPECIAL","Regular/IRA Certificate (Above $100,000)",0],[24,4,1000,9999,0,null,null,0],[24,4,10000,24999,0,null,null,0],[24,4,25000,99999,0,null,null,0],[24,4,100000,null,0,null,null,0],[36,4,1000,9999,0,null,null,0],[36,4,10000,24999,0,null,null,0],[36,4,25000,99999,0,null,null,0],[36,4,100000,null,0,null,null,0],[60,3.5,1000,9999,0,null,null,0],[60,3.5,10000,24999,0,null,null,0],[60,3.5,25000,99999,0,null,null,0],[60,3.5,100000,null,0,null,null,0]]},{"id":"mayo-employees-24748","name":"Mayo Employees","type":"credit_union","market":"fl","city":"Rochester","state":"MN","web":"https://www.mayocreditunion.org/certificates.html","checked":"2026-08-25","effective":"Rates effective as of 08-25-2026","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Duval":["Jacksonville"]}},"rows":[[3,0.45,1000,null,0,"\"Beginning at\" rate; penalty may be imposed for early withdrawal",null,0],[6,3.7,1000,null,1,"APY as of 5/28/2026; limited time offer; 6 month and 1, 2, 3, 4, 5 year terms available at same rate","Choose Your Term Certificate (includes Roth & Traditional IR",0],[12,3.7,1000,null,1,"APY as of 5/28/2026; limited time offer","Choose Your Term Certificate (includes Roth & Traditional IR",0],[24,3.7,1000,null,1,"APY as of 5/28/2026; limited time offer","Choose Your Term Certificate (includes Roth & Traditional IR",0],[36,3.7,1000,null,1,"APY as of 5/28/2026; limited time offer","Choose Your Term Certificate (includes Roth & Traditional IR",0],[48,3.7,1000,null,1,"APY as of 5/28/2026; limited time offer","Choose Your Term Certificate (includes Roth & Traditional IR",0],[60,3.7,1000,null,1,"APY as of 5/28/2026; limited time offer","Choose Your Term Certificate (includes Roth & Traditional IR",0]]},{"id":"firefighters-first-24877","name":"Firefighters First","type":"credit_union","market":"fl","city":"Los Angeles","state":"CA","web":"https://www.firefightersfirstcu.org/checking-savings/savings/certificates/","checked":"2026-08-25","effective":null,"open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Palm Beach":["Palm Springs"]}},"rows":[[6,3.65,1000,49999.99,0,null,null,0],[12,3.8,1000,49999.99,0,null,null,0],[24,4.25,1000,49999.99,0,null,null,0],[36,3.9,1000,49999.99,0,null,null,0],[60,3.9,1000,49999.99,0,null,null,0],[6,3.7,50000,99999.99,0,null,null,0],[12,3.8,50000,99999.99,0,null,null,0],[24,4.25,50000,99999.99,0,null,null,0],[36,3.95,50000,99999.99,0,null,null,0],[60,3.95,50000,99999.99,0,null,null,0],[6,3.75,100000,null,0,null,null,0],[12,3.8,100000,null,0,null,null,0],[24,4.25,100000,null,0,null,null,0],[36,4,100000,null,0,null,null,0],[60,4,100000,null,0,null,null,0]]},{"id":"young-community-24950","name":"Young Community","type":"credit_union","market":"fl","city":"Louisville","state":"KY","web":"https://www.youngcommunitycreditunion.org/rates/","checked":"2026-08-25","effective":"Effective as of 07/12/2025","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Pinellas":["St Petersburg"]}},"rows":[[6,2,1000,null,1,"***","Share Certificate 6 Month Special (Regular/IRA)",0],[24,2.52,1000,null,1,"***","Share Certificate 2 Year Special (Regular/IRA)",0],[3,2,25000,null,0,null,null,0],[6,1.5,1000,null,0,"***",null,0],[12,1.99,1000,null,0,null,null,0],[12,0.25,250,null,0,null,null,0],[18,2,1000,null,0,null,null,0],[24,2.65,1000,null,0,"***",null,0],[36,2.02,1000,null,0,null,null,0],[48,2.02,1000,null,0,null,null,0],[60,2.02,1000,null,0,null,null,0]]},{"id":"family-first-61909","name":"Family First","type":"credit_union","market":"fl","city":"Saginaw","state":"MI","web":"https://www.fam1st.com/savings-rates","checked":"2026-08-25","effective":"Tuesday, August 25th, 2026","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Hillsborough":["Tampa"]}},"rows":[[12,3.5,25,null,1,null,"Save to Win CD",0],[3,0.5,500,null,0,null,null,0],[6,3.25,500,null,0,null,null,0],[12,3.5,1000,null,0,null,null,0],[18,3.25,1000,null,0,null,null,0],[24,3.25,1000,null,0,null,null,0],[36,3.25,1000,null,0,null,null,0],[48,3.25,1000,null,0,null,null,0],[60,3.25,1000,null,0,null,null,0],[12,3.5,10,null,1,"Max. age 18 yrs.","Youth Save to Win CD",1],[12,3.5,1000,null,0,null,null,0],[24,3.25,1000,null,0,null,null,0],[36,3.25,1000,null,0,null,null,0],[48,3.25,1000,null,0,null,null,0],[60,3.25,1000,null,0,null,null,0]]},{"id":"columbia-62930","name":"Columbia","type":"credit_union","market":"fl","city":"Columbia","state":"MO","web":"https://www.como-cu.com/deposit-rates/","checked":"2026-08-25","effective":"Tuesday, August 25, 2026","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Pinellas":["St Petersburg"]}},"rows":[[3,1.29,500,null,0,null,null,0],[6,2.3,500,null,0,null,null,0],[12,2.37,500,null,0,null,null,0],[18,2.42,500,null,0,null,null,0],[24,3.23,500,null,0,null,null,0],[36,3.09,500,null,0,null,null,0],[48,3.19,500,null,0,null,null,0],[60,3.29,500,null,0,null,null,0],[3,1.29,500,null,0,null,null,0],[6,2.3,500,null,0,null,null,0],[12,2.37,500,null,0,null,null,0],[18,2.42,500,null,0,null,null,0],[24,3.23,500,null,0,null,null,0],[36,3.09,500,null,0,null,null,0],[48,3.19,500,null,0,null,null,0]]},{"id":"credit-union-1-68727","name":"Credit Union 1","type":"credit_union","market":"fl","city":"Lombard","state":"IL","web":"https://www.creditunion1.org/bank/cds/","checked":"2026-08-25","effective":"Last Dividend Declaration Date: April 29, 2026","open_to":null,"elig_summary":"Membership rules unclear — check with the credit union","counties":[],"br":{"total":1,"byCounty":{"Manatee":["Bradenton"]}},"rows":[[6,2,1000,null,0,"90 Days' Dividends early withdrawal penalty",null,0],[7,3.85,1000,null,1,"Limited time offer; new money; rolls to 6 Month certificate; 90 Days' Dividends penalty","Special 7 Month Share Certificate",0],[12,3.25,1000,null,0,"90 Days' Dividends early withdrawal penalty",null,0],[15,3.7,1000,null,1,"Limited time offer; new money; rolls to 12 Month certificate; 90 Days' Dividends penalty","Special 15 Month Share Certificate",0],[24,3,1000,null,0,"180 Days' Dividends early withdrawal penalty",null,0],[36,3,1000,null,0,"270 Days' Dividends early withdrawal penalty",null,0],[48,2.75,1000,null,0,"270 Days' Dividends early withdrawal penalty",null,0],[60,2.75,1000,null,0,"270 Days' Dividends early withdrawal penalty",null,0]]},{"id":"quorum-fcu-natl","name":"Quorum Federal Credit Union","type":"credit_union","market":"national","city":"Purchase","state":"NY","web":"https://www.quorumfcu.org/rates","checked":"2026-08-25","effective":"08/20/26","open_to":null,"elig_summary":"Anyone can join via free membership in a partner association during application","counties":[],"br":null,"rows":[[3,1.75,100,null,0,null,null,0],[6,4.3,100,null,0,null,null,0],[12,4.35,100,null,0,null,null,0],[18,2.75,100,null,0,null,null,0],[18,2.85,100000,null,0,"Deposits of $100,000 or more earn an additional 0.10% APY",null,0],[24,3,100,null,0,null,null,0],[24,3.1,100000,null,0,"Deposits of $100,000 or more earn an additional 0.10% APY",null,0],[48,4.15,100,null,0,null,null,0],[60,4.15,100,null,0,null,null,0]]},{"id":"alliant-cu-natl","name":"Alliant Credit Union","type":"credit_union","market":"national","city":"Chicago","state":"IL","web":"https://www.alliantcreditunion.org/bank/credit-union-certificate","checked":"2026-08-25","effective":"07/30/2026","open_to":null,"elig_summary":"Anyone can join via Alliant Foundation membership ($5 donation, paid by Alliant)","counties":[],"br":null,"rows":[[3,3.1,1000,74999.99,0,"Term 3-5 months",null,0],[3,3.1,75000,null,0,"Term 3-5 months",null,0],[3,3.1,1000,74999.99,0,"Term 3-5 months",null,0],[3,3.1,75000,null,0,"Term 3-5 months",null,0],[6,3.6,1000,74999.99,0,"Term 6-11 months",null,0],[6,3.6,75000,null,0,"Term 6-11 months",null,0],[6,3.6,1000,74999.99,0,"Term 6-11 months",null,0],[6,3.6,75000,null,0,"Term 6-11 months",null,0],[12,4.1,1000,74999.99,0,"Term 12-17 months",null,0],[12,4.15,75000,null,0,"Term 12-17 months",null,0],[12,4.1,1000,74999.99,0,"Term 12-17 months",null,0],[12,4.15,75000,null,0,"Term 12-17 months",null,0],[18,3.6,1000,74999.99,0,"Term 18-23 months",null,0],[18,3.65,75000,null,0,"Term 18-23 months",null,0],[18,3.6,1000,74999.99,0,"Term 18-23 months",null,0],[18,3.65,75000,null,0,"Term 18-23 months",null,0],[24,3.6,1000,74999.99,0,"Term 24-35 months",null,0],[24,3.7,75000,null,0,"Term 24-35 months",null,0],[24,3.6,1000,74999.99,0,"Term 24-35 months",null,0],[24,3.7,75000,null,0,"Term 24-35 months",null,0],[36,3.6,1000,74999.99,0,"Term 36-47 months",null,0],[36,3.7,75000,null,0,"Term 36-47 months",null,0],[36,3.6,1000,74999.99,0,"Term 36-47 months",null,0],[36,3.7,75000,null,0,"Term 36-47 months",null,0],[48,3.65,1000,74999.99,0,null,null,0],[48,3.7,75000,null,0,null,null,0],[48,3.65,1000,74999.99,0,null,null,0],[48,3.7,75000,null,0,null,null,0],[60,3.65,1000,74999.99,0,null,null,0],[60,3.7,75000,null,0,null,null,0],[60,3.65,1000,74999.99,0,null,null,0],[60,3.7,75000,null,0,null,null,0]]},{"id":"pentagon-227","name":"Pentagon","type":"credit_union","market":"fl","city":"Mclean","state":"VA","web":"https://www.penfed.org/certificates","checked":"2026-08-25","effective":"August 1, 2026","open_to":"anyone_nationwide","elig_summary":"Anyone in the U.S. is eligible to apply for PenFed membership and can join online while applying.","counties":[],"br":{"total":2,"byCounty":{"Okaloosa":["Shalimar"],"Polk":["Bartow"]}},"rows":[[15,2.9,null,null,0,"Featured 15 month term APY",null,0],[12,2.8,1000,null,0,"Minimum balance to open a certificate is $1,000",null,0]]}]}