Florida CD rates › Credit unions › 1st Street
Credit union · HQ Sarasota, FL
✓ Verified 2026-10-01 from their own posted rate sheet
1st Street currently posts 21 CD rates from 1.15% to 4.16% APY. Their sheet states an effective date of Thursday, October 1, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 1.26% | $150k | |
| 6 mo | 1.21% | $75k | |
| 6 mo | 1.15% | $1k | |
| 1 yr | 2.78% | $150k | |
| 1 yr | 2.73% | $75k | |
| 1 yr | 2.68% | $1k | |
| 18 mo | 3.65% | $150k | |
| 18 mo | 3.55% | $75k | |
| 18 mo | 3.50% | $1k | |
| 2 yr | 4.16% | $150k | |
| 2 yr | 4.11% | $75k | |
| 2 yr | 4.06% | $1k | |
| 3 yr | 3.91% | $150k | |
| 3 yr | 3.85% | $75k | |
| 3 yr | 3.80% | $1k | |
| 4 yr | 3.65% | $150k | |
| 4 yr | 3.60% | $75k | |
| 4 yr | 3.55% | $1k | |
| 5 yr | 3.39% | $150k | |
| 5 yr | 3.34% | $75k | |
| 5 yr | 3.29% | $1k |
Anyone who lives, works, attends school, worships or volunteers in Sarasota, Manatee or Charlotte counties — plus government/non-profit employees and members' relatives — can join. Counties: Charlotte, Manatee, Sarasota. Family of existing members can generally join too.
5 branches in 3 counties: Hillsborough (Tampa) · Pasco (San Antonio) · Sarasota (Sarasota)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions