Florida CD rates › Credit unions › Baptist Health South Florida
Credit union · HQ Miami, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Baptist Health South Florida currently posts 32 CD rates from 3.00% to 3.60% APY. Their sheet states an effective date of February 23rd, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 3.20% | $50k | |
| 3 mo | 3.10% | $25k | |
| 3 mo | 3.00% | $500 | |
| 6 mo | 3.25% | $50k | |
| 6 mo | 3.15% | $25k | |
| 6 mo | 3.05% | $500 | |
| 9 mo | 3.30% | $50k | |
| 9 mo | 3.20% | $25k | |
| 9 mo | 3.10% | $500 | |
| 1 yr | 3.60% | $500 | Effective October 1st, 2025; early withdrawal penalty 30 days interest |
| 1 yr | 3.35% | $50k | |
| 1 yr | 3.25% | $25k | |
| 1 yr | 3.15% | $500 | |
| 18 mo | 3.40% | $50k | |
| 18 mo | 3.30% | $25k | |
| 18 mo | 3.20% | $500 | |
| 2 yr | 3.45% | $50k | |
| 2 yr | 3.40% | $500 | Effective October 1st, 2025; early withdrawal penalty 60 days interest |
| 2 yr | 3.35% | $25k | |
| 2 yr | 3.25% | $500 | |
| 3 yr | 3.50% | $50k | |
| 3 yr | 3.45% | $500 | Effective October 1st, 2025; early withdrawal penalty 90 days interest |
| 3 yr | 3.40% | $25k | |
| 3 yr | 3.30% | $500 | |
| 4 yr | 3.55% | $50k | |
| 4 yr | 3.50% | $500 | Effective October 1st, 2025; early withdrawal penalty 120 days interest |
| 4 yr | 3.45% | $25k | |
| 4 yr | 3.35% | $500 | |
| 5 yr | 3.60% | $50k | |
| 5 yr | 3.60% | $500 | Effective October 1st, 2025; early withdrawal penalty 150 days interest |
| 5 yr | 3.50% | $25k | |
| 5 yr | 3.40% | $500 |
Baptist Health South Florida employees, students, volunteers and retirees, plus their immediate family members Family of existing members can generally join too.
7 branches in 2 counties: Miami-Dade (Coral Gables, Homestead, Miami) · Palm Beach (Boca Raton)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions