Florida CD rates › Credit unions › Credit Union 1
Credit union · HQ Lombard, IL
✓ Verified 2026-10-01 from their own posted rate sheet
Credit Union 1 currently posts 29 CD rates from 2.00% to 3.85% APY. Their sheet states an effective date of Last Dividend Declaration Date: April 29, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 2.00% | $1k | Early withdrawal penalty 90 days' dividends |
| 6 mo | 2.00% | $10k | |
| 6 mo | 2.00% | $1k | |
| 6 mo | 2.00% | $1k | Business rates as of last dividend declaration date July 29, 2026 |
| 6 mo | 2.00% | $10k | Business rates as of last dividend declaration date July 29, 2026 |
| 1 yr | 3.25% | $1k | |
| 1 yr | 3.25% | $10k | |
| 1 yr | 3.25% | $1k | Business rates as of last dividend declaration date July 29, 2026 |
| 1 yr | 3.25% | $10k | Business rates as of last dividend declaration date July 29, 2026 |
| 2 yr | 3.00% | $1k | |
| 2 yr | 3.00% | $10k | |
| 2 yr | 3.00% | $1k | Business rates as of last dividend declaration date July 29, 2026 |
| 2 yr | 3.00% | $10k | Business rates as of last dividend declaration date July 29, 2026 |
| 3 yr | 3.00% | $1k | |
| 3 yr | 3.00% | $10k | |
| 3 yr | 3.00% | $1k | Business rates as of last dividend declaration date July 29, 2026 |
| 3 yr | 3.00% | $10k | Business rates as of last dividend declaration date July 29, 2026 |
| 4 yr | 2.75% | $1k | |
| 4 yr | 2.75% | $10k | |
| 4 yr | 2.75% | $1k | Business rates as of last dividend declaration date July 29, 2026 |
| 4 yr | 2.75% | $10k | Business rates as of last dividend declaration date July 29, 2026 |
| 5 yr | 2.75% | $1k | |
| 5 yr | 2.75% | $10k | |
| 5 yr | 2.75% | $1k | Business rates as of last dividend declaration date July 29, 2026 |
| 5 yr | 2.75% | $10k | Business rates as of last dividend declaration date July 29, 2026 |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 7 mo | 3.85% promo | $1k | Share Certificate (CD) - Special 7 Month — Limited time offer; rolls to 6 Month certificate at maturity |
| 7 mo | 3.85% promo | $1k | IRA Certificate (Traditional, Roth or Educational) - Special — Limited time offer |
| 15 mo | 3.70% promo | $1k | Share Certificate (CD) - Special 15 Month — Limited time offer; rolls to 12 Month certificate at maturity |
| 15 mo | 3.70% promo | $1k | IRA Certificate (Traditional, Roth or Educational) - Special — Limited time offer |
Anyone can join by donating $5 to the Credit Union 1 Educational Development Association if not otherwise eligible.
1 branch in 1 county: Manatee (Bradenton)
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