Florida CD rates › Credit unions › Dade County
Credit union · HQ Sweetwater, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Dade County currently posts 15 CD rates from 0.70% to 4.10% APY. Their sheet states an effective date of February 17, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 0.70% | $500 | |
| 6 mo | 1.91% | $500 | |
| 1 yr | 2.92% | $500 | |
| 18 mo | 3.07% | $500 | |
| 18 mo | 3.07% | $10k | |
| 18 mo | 3.07% | $30k | |
| 2 yr | 3.07% | $500 | |
| 3 yr | 2.55% | $500 | |
| 5 yr | 2.55% | $500 | |
| 5 yr | 2.55% | $10k | |
| 5 yr | 2.55% | $40k | |
| 5 yr | 2.55% | $70k | |
| 5 yr | 2.55% | $100k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 1 yr | 4.10% promo | $500 | Share Certificate Promotional — Promotional rates effective as of August 24, 2026; minimum opening balance $500 |
| 6 mo | 4.00% promo | $500 | Share Certificate Promotional — Promotional rates effective as of August 24, 2026; 4.00% APY 6-Month effective 6/1/2026; minimum opening balance $500 |
Anyone who lives, works, worships, attends school, or runs a business in Palm Beach, Broward, Miami-Dade, or Monroe County — plus their families — can join. Counties: Palm Beach, Broward, Miami-Dade, Monroe. Family of existing members can generally join too.
11 branches in 2 counties: Broward (Pembroke Pines) · Miami-Dade (Cutler Bay, Hialeah, Homestead)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions