Florida CD rates › Credit unions › DFCU Financial
Credit union · HQ Dearborn, MI
✓ Verified 2026-10-01 from their own posted rate sheet
DFCU Financial currently posts 24 CD rates from 3.25% to 4.40% APY. Their sheet states an effective date of 10/1/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 3.75% | $1k | |
| 3 mo | 3.75% | $25k | |
| 3 mo | 3.75% | $100k | |
| 6 mo | 4.00% | $1k | |
| 6 mo | 4.00% | $25k | |
| 6 mo | 4.00% | $100k | |
| 1 yr | 3.50% | $1k | |
| 1 yr | 3.50% | $25k | |
| 1 yr | 3.50% | $100k | |
| 18 mo | 3.50% | $100k | |
| 18 mo | 3.35% | $25k | |
| 18 mo | 3.25% | $1k | |
| 2 yr | 4.40% | $1k | |
| 2 yr | 4.40% | $25k | |
| 2 yr | 4.40% | $100k | |
| 3 yr | 3.50% | $100k | |
| 3 yr | 3.35% | $25k | |
| 3 yr | 3.25% | $1k | |
| 5 yr | 3.50% | $100k | |
| 5 yr | 3.35% | $25k | |
| 5 yr | 3.25% | $1k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 11 mo | 4.25% promo | $1k (cap $25k) | Share Certificate ($1,000 to $24,999) — Limited-time 11-month special |
| 11 mo | 4.25% promo | $25k (cap $100k) | Share Certificate ($25,000 to $99,999) — Limited-time 11-month special |
| 11 mo | 4.25% promo | $100k | Share Certificate ($100,000 and up) — Limited-time 11-month special |
Anyone who lives, works, worships or attends school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central and Southwest Florida can join
9 branches in 6 counties: Collier (Naples) · Hillsborough (Brandon, Tampa) · Lee (Fort Myers) · Orange (Winter Park) · Pinellas (St Petersburg) · Seminole (Longwood)
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