Florida CD rates › Credit unions › ECU
Credit union · HQ Seminole, FL
✓ Verified 2026-10-01 from their own posted rate sheet
ECU currently posts 6 CD rates from 2.80% to 3.10% APY. Their sheet states an effective date of below are valid 9/29/26 through 10/05/26.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.00% | $5k | CD minimum balance $5,000 |
| 1 yr | 3.10% | $5k | CD minimum balance $5,000 |
| 2 yr | 2.80% | $5k | CD minimum balance $5,000 |
| 3 yr | 2.95% | $5k | CD minimum balance $5,000 |
| 4 yr | 2.90% | $5k | CD minimum balance $5,000 |
| 5 yr | 3.05% | $5k | CD minimum balance $5,000 |
Anyone who lives or works in six Tampa Bay/Orlando-area Florida counties — plus certain employers like CVS, Walgreens and Rite Aid, and family of members — can join. Counties: Hillsborough, Orange, Osceola, Pasco, Pinellas, Seminole. Family of existing members can generally join too.
1 branch in 1 county: Pinellas (Largo)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions