Florida CD rates › Credit unions › Educational
Credit union · HQ Miami, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Educational currently posts 18 CD rates from 0.75% to 3.55% APY. Their sheet states an effective date of July 1, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 0.80% | $100k | |
| 3 mo | 0.75% | $1k | |
| 6 mo | 3.30% | $100k | |
| 6 mo | 3.25% | $1k | |
| 9 mo | 3.30% | $100k | |
| 9 mo | 3.25% | $1k | |
| 1 yr | 3.30% | $100k | |
| 1 yr | 3.25% | $1k | |
| 18 mo | 3.30% | $100k | |
| 18 mo | 3.25% | $1k | |
| 2 yr | 3.30% | $100k | |
| 2 yr | 3.25% | $1k | |
| 3 yr | 3.35% | $100k | |
| 3 yr | 3.30% | $1k | |
| 4 yr | 3.45% | $100k | |
| 4 yr | 3.40% | $1k | |
| 5 yr | 3.55% | $100k | |
| 5 yr | 3.50% | $1k |
Employees, retirees and students of Miami-Dade area schools and colleges, members of listed education groups, plus their family and household members Family of existing members can generally join too.
10 branches in 2 counties: Broward (Miramar) · Miami-Dade (Homestead, Miami, Miami Lakes)
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