Florida CD rates › Credit unions › Family First
Credit union · HQ Saginaw, MI
✓ Verified 2026-10-01 from their own posted rate sheet
Family First currently posts 9 CD rates from 0.50% to 4.00% APY. Their sheet states an effective date of Thursday, October 1st, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 0.50% | $500 | |
| 6 mo | 4.00% | $500 | |
| 1 yr | 3.50% | $25 | |
| 1 yr | 3.50% | $1k | |
| 18 mo | 3.25% | $1k | |
| 2 yr | 3.25% | $1k | |
| 3 yr | 3.25% | $1k | |
| 4 yr | 3.25% | $1k | |
| 5 yr | 3.25% | $1k |
Age-restricted: Youth CD 4.00% (4 mo) · Youth Save to Win CD 3.50% (1 yr) — not open to general savers.
Only people who live, work, worship or attend school in Saginaw, Bay, Midland or Genesee County, Michigan, plus relatives of members, can join. Family of existing members can generally join too.
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