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FiCare CD Rates

Credit union · HQ Wesley Chapel, FL

✓ Verified 2026-10-01 from their own posted rate sheet

FiCare currently posts 18 CD rates from 3.00% to 4.15% APY. Their sheet states an effective date of 9/24/2026.

Standard CD rates

TermAPYMinimumDetails
6 mo3.20%$100k
6 mo3.10%$50k
6 mo3.00%$500
1 yr4.00%$100k
1 yr3.90%$50k
1 yr3.80%$500
2 yr4.15%$100k
2 yr4.05%$50k
2 yr3.95%$500
3 yr3.85%$100k
3 yr3.75%$50k
3 yr3.65%$500
4 yr3.95%$100k
4 yr3.85%$50k
4 yr3.75%$500
5 yr4.05%$100k
5 yr3.95%$50k
5 yr3.85%$500

Who can join

Healthcare workers and students nationwide, plus their family members and relatives of current members, can join. Family of existing members can generally join too.

Florida branches

5 branches in 4 counties: Alachua (Gainesville) · Hillsborough (Lutz, Tampa) · Pasco (Wesley Chapel) · Pinellas (Clearwater)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions