Florida CD rates › Banks › First-Citizens Bank & Trust Company
Bank · HQ Raleigh, NC
✓ Verified 2026-10-01 from their own posted rate sheet
First-Citizens Bank & Trust Company currently posts 9 CD rates from 0.02% to 4.00% APY.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 2.50% | $500 | Term listed as 3 to 5 months; yields may vary by area |
| 6 mo | 2.25% | $500 | Term listed as 6 to 11 months; yields may vary by area |
| 1 yr | 2.00% | $500 | |
| 18 mo | 0.02% | $500 | |
| 2 yr | 0.05% | $500 | |
| 3 yr | 0.05% | $500 | |
| 4 yr | 0.15% | $500 |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 5 mo | 4.00% promo | $5k (cap $250k) | Online Promotional CD - 5 month — Online promotional CD; new money; must be funded from external sources; not available for IRA/trusts/businesses |
| 11 mo | 3.75% promo | $5k (cap $250k) | Online Promotional CD - 11 month — Online promotional CD; new money; must be funded from external sources; not available for IRA/trusts/businesses |
27 branches in 13 counties: Broward (Coral Springs, Fort Lauderdale) · Collier (Marco Island, Naples) · Duval (Jacksonville) · Hillsborough (Tampa) · Lee (Bonita Springs, Fort Myers) · Manatee (Lakewood Ranch) · Martin (Stuart) · Miami-Dade (Coconut Grove, Coral Gables, Doral) · Orange (Winter Park) · Palm Beach (Boca Raton, Jupiter) · Pinellas (Belleair Bluffs, Pinellas Park, Saint Petersburg) · Seminole (Lake Mary) · +1 more
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