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Florida West Coast CD Rates

Credit union · HQ Brandon, FL

✓ Verified 2026-10-01 from their own posted rate sheet

Florida West Coast currently posts 3 CD rates from 3.82% to 4.08% APY. Their sheet states an effective date of Thursday, October 1st, 2026.

Standard CD rates

TermAPYMinimumDetails
6 mo3.82%$1kDividend rate 3.75%; $1,000.00 balance required to earn dividend rate
1 yr4.08%$500Dividend rate 4.00%; $500.00 balance required to earn dividend rate
2 yr3.82%$1kDividend rate 3.75%; $1,000.00 balance required to earn dividend rate

Who can join

Hillsborough and Pasco County government employees and their families can join with a $10 deposit Counties: Hillsborough, Pasco. Family of existing members can generally join too.

Florida branches

5 branches in 2 counties: Hillsborough (Brandon, Tampa) · Pasco (Port Richey)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions