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Gold Coast CD Rates

Credit union · HQ Palm Springs, FL

✓ Verified 2026-10-01 from their own posted rate sheet

Gold Coast currently posts 7 CD rates from 0.25% to 0.70% APY. Their sheet states an effective date of and fees are effective as of January 1, 2026.

Standard CD rates

TermAPYMinimumDetails
6 mo0.25%$1kEarly withdrawal penalty; monthly dividends
6 mo0.25%$250
1 yr0.40%$1k
1 yr0.40%$250
2 yr0.50%$1k
3 yr0.60%$1k
5 yr0.70%$1k

Who can join

Anyone can join by making a $5 donation to the New Horizons Elementary School PTA, along with affiliated employees, school staff/students and residents of the Palm Beach area counties. Counties: Palm Beach, St. Lucie, Okeechobee, Martin. Family of existing members can generally join too.

Florida branches

4 branches in 2 counties: Palm Beach (Belle Glade, Palm Springs, Royal Palm Beach) · Saint Lucie (Port Saint Lucie)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions