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Florida CD rates › Credit unions › Keys

Keys CD Rates

Credit union · HQ Key West, FL

✓ Verified 2026-10-01 from their own posted rate sheet

Keys currently posts 6 CD rates from 0.60% to 3.50% APY. Their sheet states an effective date of Updated 10/15/2025.

Standard CD rates

TermAPYMinimumDetails
6 mo0.60%$500
1 yr0.75%$500
2 yr1.00%$500
3 yr1.50%$500
4 yr2.50%$500
5 yr3.50%$500

Who can join

Anyone who lives or works in the Florida Keys (Monroe County), their immediate family, and the local military community can join. Counties: Monroe. Family of existing members can generally join too.

Florida branches

6 branches in 1 county: Monroe (Big Pine Key, Key West, Marathon)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions