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MassMutual CD Rates

Credit union · HQ Springfield, MA

MassMutual isn't open to Florida residents and has no Florida branch, so it doesn't appear in our Florida rankings. Its membership rules are below.

✓ Verified 2026-10-01 from their own posted rate sheet

MassMutual currently posts 13 CD rates from 3.00% to 4.15% APY.

Standard CD rates

Term	APY	Minimum
3 mo	3.00%	$500
6 mo	3.25%	$500
1 yr	3.85%	$500
18 mo	3.85%	$500
2 yr	3.60%	$50k
2 yr	3.50%	$500
3 yr	3.60%	$50k
3 yr	3.50%	$500
4 yr	3.60%	$50k
4 yr	3.50%	$500
5 yr	3.60%	$50k
5 yr	3.50%	$500

Promos & specials

Term	APY	Minimum	The catch / conditions
11 mo	4.15% promo	$500	11 Month Promotional Share Certificate — Renews into standard 12 Month Share Certificate at then current rate; limited time offer

Who can join

Only MassMutual employees, MassMutual Financial Professionals, people who work on MassMutual campuses, and their close relatives can join. Family of existing members can generally join too.

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions