Florida CD rates › Credit unions › PenAir
Credit union · HQ Pensacola, FL
✓ Verified 2026-10-01 from their own posted rate sheet
PenAir currently posts 11 CD rates from 2.10% to 4.20% APY. Their sheet states an effective date of September 30, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 2.10% | — | |
| 6 mo | 2.20% | — | |
| 8 mo | 4.11% | — | |
| 1 yr | 2.35% | — | |
| 15 mo | 2.35% | — | |
| 17 mo | 4.20% | — | |
| 18 mo | 2.40% | — | |
| 2 yr | 2.55% | — | |
| 3 yr | 2.65% | — | |
| 4 yr | 2.75% | — | |
| 5 yr | 2.85% | — |
Anyone who lives, works, attends school or worships in one of the 24 counties and cities PenAir serves — from Mobile County, Alabama to Leon County, Florida, plus southwest Virginia — can join. Counties: Leon.
11 branches in 3 counties: Escambia (Pensacola) · Okaloosa (Crestview) · Santa Rosa (Gulf Breeze, Milton, Pace)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions