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Pinellas CD Rates

Credit union · HQ Largo, FL

✓ Verified 2026-10-01 from their own posted rate sheet

Pinellas currently posts 11 CD rates from 3.25% to 4.00% APY. Their sheet states an effective date of Thursday, October 1st, 2026.

Standard CD rates

TermAPYMinimumDetails
6 mo3.25%$5006-Month rate does not apply to IRA Certificates
1 yr4.00%$500
1 yr3.75%$500
2 yr3.75%$500
2 yr3.50%$500
3 yr3.50%$500
3 yr3.25%$500
4 yr3.50%$500
4 yr3.25%$500
5 yr3.50%$500
5 yr3.25%$500

Who can join

Anyone who lives, works, worships, attends school or regularly does business in Pinellas County — plus state/county/municipal employees, select employer group members and relatives of members — can join. Counties: Pinellas. Family of existing members can generally join too.

Florida branches

3 branches in 1 county: Pinellas (Largo, Palm Harbor, St Petersburg)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions