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PowerNet CD Rates

Credit union · HQ Tampa, FL

✓ Verified 2026-10-01 from their own posted rate sheet

PowerNet currently posts 6 CD rates from 3.40% to 3.60% APY. Their sheet states an effective date of September 23, 2025.

Their rate sheet is dated Sep 23, 2025 — more than a year ago. These are the rates PowerNet still posts today, but confirm them with the credit union before you deposit.

Standard CD rates

Term	APY	Minimum	Details
6 mo	3.60%	$500	Early withdrawal penalties may apply
1 yr	3.50%	$500
2 yr	3.40%	$500
3 yr	3.50%	$500
4 yr	3.60%	$500
5 yr	3.60%	$500

Who can join

Members of Florida Building and Construction Trade local unions, union employees, and their relatives can join. Family of existing members can generally join too.

Florida branches

3 branches in 3 counties: Duval (Jacksonville) · Hillsborough (Tampa) · Miami-Dade (Miami)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions