Florida CD rates › Credit unions › Radiant
Credit union · HQ Gainesville, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Radiant currently posts 17 CD rates from 3.56% to 4.20% APY. Their sheet states an effective date of July 1, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 4.13% | $50k | APY based on $50,000 |
| 6 mo | 4.13% | $50k | |
| 6 mo | 4.08% | $1k | APY based on $10,000 |
| 6 mo | 4.08% | $1k | |
| 1 yr | 4.14% | $1k | APY adjusts bi-annually |
| 1 yr | 4.14% | $1k | |
| 1 yr | 4.08% | $50k | |
| 1 yr | 4.03% | $1k | |
| 1 yr | 3.71% | $1k | |
| 2 yr | 4.20% | $1k | APY adjusts bi-annually |
| 2 yr | 4.20% | $1k | |
| 2 yr | 3.98% | $50k | |
| 2 yr | 3.93% | $1k | |
| 2 yr | 3.76% | $1k | |
| 3 yr | 3.82% | $1k | |
| 4 yr | 3.72% | $1k | |
| 5 yr | 3.56% | $1k |
Anyone who lives, works, worships, or attends school in 22 north-central Florida counties (plus immediate family of members) can join Counties: Alachua, Baker, Bradford, Citrus, Clay, Columbia, Dixie, Flagler, Gilchrist, Hamilton, Hernando, Lafayette, Lake, Levy, Marion, Nassau, Putnam, St. Johns, Sumter, Suwannee, Union, Volusia. Family of existing members can generally join too.
15 branches in 8 counties: Alachua (Alachua, Gainesville, Hawthorne) · Columbia (Lake City) · Dixie (Old Town) · Levy (Chiefland) · Marion (Ocala) · Putnam (Crescent City, Palatka) · Saint Johns (St Augustine) · Suwannee (Live Oak)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions