Florida CD rates › Credit unions › Space Coast
Credit union · HQ Melbourne, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Space Coast currently posts 13 CD rates from 3.55% to 4.25% APY. Their sheet states an effective date of September 21, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 3.75% | $500 | Min. average daily balance $500 |
| 3 mo | 3.75% | $500 | |
| 6 mo | 3.85% | $500 | |
| 9 mo | 3.95% | $500 | |
| 1 yr | 4.25% | $500 | |
| 18 mo | 4.25% | $500 | |
| 2 yr | 3.75% | $500 | |
| 30 mo | 3.55% | $500 | |
| 3 yr | 3.55% | $500 | |
| 42 mo | 3.60% | $500 | |
| 4 yr | 3.65% | $500 | |
| 54 mo | 3.70% | $500 | |
| 5 yr | 3.75% | $500 |
Anyone who lives or works in 34 Florida counties — plus relatives of current members — can join. Counties: Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Duval, Flagler, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Volusia. Family of existing members can generally join too.
70 branches in 8 counties: Brevard (Cocoa, Cocoa Beach, Indialantic) · Broward (Coral Springs, Davie, Fort Lauderdale) · Flagler (Palm Coast) · Indian River (Sebastian, Vero Beach) · Miami-Dade (Coral Gables, Cutler Bay, Doral) · Orange (Orlando) · Palm Beach (Boca Raton) · Volusia (Daytona Beach, Deland, Deltona)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions