Florida CD rates › Credit unions › Suncoast
Credit union · HQ Tampa, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Suncoast currently posts 15 CD rates from 3.70% to 4.50% APY. Their sheet states an effective date of 9/1/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.95% | $100k | Fixed rate |
| 6 mo | 3.70% | $500 | Fixed rate |
| 1 yr | 3.95% | $100k | Fixed rate |
| 1 yr | 3.70% | $500 | Fixed rate |
| 1 yr | 3.70% | $50 | Fixed rate |
| 18 mo | 4.50% | $100k | Fixed rate |
| 18 mo | 4.50% | $500 | Fixed rate |
| 2 yr | 4.00% | $100k | Fixed rate |
| 2 yr | 3.75% | $500 | Fixed rate |
| 3 yr | 4.25% | $100k | Fixed rate |
| 3 yr | 4.25% | $500 | Fixed rate |
| 4 yr | 4.00% | $100k | Fixed rate |
| 4 yr | 3.75% | $500 | Fixed rate |
| 5 yr | 4.00% | $100k | Fixed rate |
| 5 yr | 3.75% | $500 | Fixed rate |
Age-restricted: Youth Certificate 3.70% (6 mo) · Youth Certificate 3.70% (1 yr) · Youth Certificate 4.50% (18 mo) · Youth Certificate 3.75% (2 yr) · Youth Certificate 4.25% (3 yr) · Youth Certificate 3.75% (4 yr) · Youth Certificate 3.75% (5 yr) — not open to general savers.
Anyone who lives, works, or attends school in the Florida counties Suncoast serves can join with a $5 savings account.
81 branches in 19 counties: Charlotte (Port Charlotte, Punta Gorda) · Citrus (Crystal River, Inverness) · Collier (Immokalee, Naples) · Desoto (Arcadia) · Hardee (Wauchula) · Hendry (Labelle) · Hernando (Brooksville, Spring Hill) · Highlands (Sebring) · Hillsborough (Brandon, Plant City, Riverview) · Lee (Bonita Springs, Cape Coral, Fort Myers) · Levy (Chiefland) · Manatee (Bradenton, Ellenton) · +7 more
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