Florida CD rates › Banks › Synchrony Bank
Bank · HQ Draper, UT · online, nationwide
✓ Verified 2026-10-01 from their own posted rate sheet
Synchrony Bank currently posts 6 CD rates from 4.20% to 4.50% APY. Their sheet states an effective date of All APYs are accurate as of 10/01/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 1 yr | 4.20% | — | |
| 13 mo | 4.40% | $0 | No minimum deposit |
| 16 mo | 4.30% | — | Featured CD rate |
| 18 mo | 4.35% | — | |
| 2 yr | 4.35% | — | |
| 5 yr | 4.50% | — | Featured CD rate |
Online institution — accounts open nationwide, no Florida branches.
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