Florida CD rates › Credit unions › Tampa Bay
Credit union · HQ Tampa, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Tampa Bay currently posts 22 CD rates from 0.05% to 3.70% APY. Their sheet states an effective date of Thursday, October 1st, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 1.00% | $500 | |
| 3 mo | 1.00% | $50k | |
| 3 mo | 1.00% | $100k | |
| 6 mo | 3.35% | $500 | |
| 6 mo | 3.35% | $50k | |
| 6 mo | 3.35% | $100k | |
| 7 mo | 0.05% | $10k | Minimum to open is $10k; only two rate figures printed, tier alignment unclear |
| 1 yr | 3.70% | $500 | |
| 1 yr | 3.70% | $50k | |
| 1 yr | 3.70% | $100k | |
| 2 yr | 3.50% | $500 | |
| 2 yr | 3.50% | $50k | |
| 2 yr | 3.50% | $100k | |
| 3 yr | 3.25% | $500 | |
| 3 yr | 3.25% | $50k | |
| 3 yr | 3.25% | $100k | |
| 4 yr | 3.00% | $500 | |
| 4 yr | 3.00% | $50k | |
| 4 yr | 3.00% | $100k | |
| 5 yr | 3.00% | $500 | |
| 5 yr | 3.00% | $50k | |
| 5 yr | 3.00% | $100k |
Anyone can join by joining the Prime Time Club, a financial-literacy nonprofit, for a one-time $5 fee; people in its Tampa Bay service area can also join directly. Family of existing members can generally join too.
5 branches in 1 county: Hillsborough (Seffner, Tampa)
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