Florida CD rates › Credit unions › Trax
Credit union · HQ Tampa, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Trax currently posts 14 CD rates from 3.00% to 3.30% APY. Their sheet states an effective date of Savings rates updated as of March 1, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.30% | $100k | Compounded daily. Penalty for early withdrawal. |
| 6 mo | 3.10% | $500 | Compounded daily. Penalty for early withdrawal. |
| 1 yr | 3.30% | $100k | |
| 1 yr | 3.10% | $500 | |
| 18 mo | 3.30% | $100k | |
| 18 mo | 3.10% | $500 | |
| 2 yr | 3.20% | $100k | |
| 2 yr | 3.00% | $500 | |
| 3 yr | 3.20% | $100k | |
| 3 yr | 3.00% | $500 | |
| 4 yr | 3.20% | $100k | |
| 4 yr | 3.00% | $500 | |
| 5 yr | 3.20% | $100k | |
| 5 yr | 3.00% | $500 |
Railroad workers (CSX, Amtrak and others), employees/members of 700+ partner companies and groups, their families, plus anyone who lives, worships or works near a branch Family of existing members can generally join too.
9 branches in 3 counties: Hillsborough (Brandon, Plant City, Riverview) · Pasco (Zephyrhills) · Polk (Lakeland)
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