Florida CD rates › Credit unions › U.S. Postal Service
Credit union · HQ Clinton, MD
✓ Verified 2026-10-01 from their own posted rate sheet
U.S. Postal Service currently posts 10 CD rates from 3.20% to 4.10% APY.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.25% | $5k | 6 Months (182 Days); add funds throughout term |
| 1 yr | 3.45% | $250 | Must have Regular IRA Savings Account |
| 1 yr | 3.25% | $250 | Rates set monthly |
| 2 yr | 3.50% | $250 | |
| 2 yr | 3.30% | $10k | |
| 2 yr | 3.20% | $250 | |
| 3 yr | 3.35% | $250 | |
| 5 yr | 3.60% | $250 | |
| 5 yr | 3.45% | $250 |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 1 yr | 4.10% promo | $1 (cap $1k) | Starter Certificate (1 Year Add-On) — Capped at $1,000; Add funds throughout term; limit one per member |
Age-restricted: Young Saver's Certificate (1 Year Add-On) 4.10% (1 yr) · Young Saver's Certificate (3 Years Add-On) 4.15% (3 yr) · IRA Starter Add-On Certificate 4.25% (1 yr) — not open to general savers.
Postal Service employees across the U.S. and its territories can join.
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions