Florida CD rates › Credit unions › USF Federal Credit Union
Credit union · HQ Tampa, FL
✓ Verified 2026-10-01 from their own posted rate sheet
USF Federal Credit Union currently posts 9 CD rates from 3.00% to 4.15% APY.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 4 mo | 3.50% | $500 | $500 minimum to open (general certificate minimum stated on page) |
| 6 mo | 3.00% | $500 | |
| 1 yr | 3.00% | $500 | |
| 18 mo | 3.00% | $500 |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 7 mo | 4.15% promo | $100k | Jumbo Certificate Special (7, 13, 19, or 25 months) — 4.15% APY across all special jumbo terms (7, 13, 19, 25 months); $100,000 min opening deposit; if balance falls below $100,000 rate adjusts to standard certific |
| 7 mo | 4.05% promo | $500 | Share Certificate - 7 Month Special — Special renews at standard non-jumbo 6-month CD |
| 13 mo | 4.05% promo | $500 | Share Certificate - 13 Month Special — Special renews at standard non-jumbo 12-month CD |
| 19 mo | 4.05% promo | $500 | Share Certificate - 19 Month Special — Special renews at standard non-jumbo 18-month CD |
| 25 mo | 4.05% promo | $500 | Share Certificate - 25 Month Special — Special renews at standard non-jumbo 24-month CD |
Anyone can join by signing up for the free American Consumer Council membership during the application, plus employees of many affiliated Florida companies and hospitals.
11 branches in 5 counties: Hillsborough (Tampa, Temple Terrace) · Orange (Orlando, Winter Park) · Pasco (Odessa) · Pinellas (Saint Petersburg) · Sarasota (Sarasota)
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