Florida CD rates › Credit unions › We Florida Financial
Credit union · HQ Fort Lauderdale, FL
✓ Verified 2026-10-01 from their own posted rate sheet
We Florida Financial currently posts 17 CD rates from 1.01% to 3.50% APY. Their sheet states an effective date of 10/1/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 2.00% | $500 | |
| 6 mo | 2.00% | $50k | |
| 6 mo | 2.00% | $10k | |
| 7 mo | 2.90% | $100 | Legacy CD |
| 1 yr | 2.25% | $500 | |
| 1 yr | 2.25% | $50k | |
| 1 yr | 2.25% | $10k | |
| 13 mo | 2.50% | $100 | Legacy CD |
| 2 yr | 2.75% | $500 | |
| 2 yr | 2.75% | $50k | |
| 2 yr | 2.75% | $10k | |
| 2 yr | 1.01% | $100 | Legacy CD |
| 30 mo | 1.01% | $50k | Legacy CD |
| 3 yr | 1.52% | $100 | Legacy CD |
| 5 yr | 3.50% | $500 | |
| 5 yr | 3.50% | $50k | |
| 5 yr | 3.50% | $10k |
Anyone who lives or works in one of 46 Florida counties can join — or anyone with a relative who does. Counties: Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Union, Volusia. Family of existing members can generally join too.
6 branches in 2 counties: Broward (Fort Lauderdale, Lauderhill, Margate) · Miami-Dade (North Miami)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions