Florida CD rates › By county › Alachua County › Alachua
✓ 3 institutions with branches in Alachua · 113 you can open · verified 2026-10-01
Alachua is in Alachua County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 6 mo | 4.13% | Radiant Credit union · branch in Alachua · 15 FL branches | $50k | 22 FL counties |
| 1 yr | 4.14% | Radiant Credit union · branch in Alachua · 15 FL branches | $1k | 22 FL counties |
| 2 yr | 4.20% | Radiant Credit union · branch in Alachua · 15 FL branches | $1k | 22 FL counties |
| 3 yr | 3.82% | Radiant Credit union · branch in Alachua · 15 FL branches | $1k | 22 FL counties |
| 4 yr | 3.72% | Radiant Credit union · branch in Alachua · 15 FL branches | $1k | 22 FL counties |
| 5 yr | 3.56% | Radiant Credit union · branch in Alachua · 15 FL branches | $1k | 22 FL counties |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| Radiant Credit union · branch in Alachua · 15 FL branches | 4.20% 2 yr · $1k min | 22 FL counties |
| Renasant Bank Bank · branch in Alachua · 27 FL branches | promos only — see page | Anyone |
| VyStar Credit union · branch in Alachua · 92 FL branches | promos only — see page | 49 FL counties |
Also with branches in Alachua, but not posting CD rates on their websites (ask in the branch): Capital City Bank · Campus USA.
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| VyStar Credit union · branch in Alachua · 92 FL branches | 4.15% promo | 30 mo | $50k | Special High-Yield CD (jumbo tier) — Table prints '$49,999,99 and higher'; footnote states $50,000 minimum deposit required · 49 FL counties |
| VyStar Credit union · branch in Alachua · 92 FL branches | 4.05% promo | 30 mo | $500 (cap $50k) | Special High-Yield CD — Max $50k · Balance tier $500 - $49,999.99 · 49 FL counties |
| Renasant Bank Bank · branch in Alachua · 27 FL branches | 4.00% promo | 5 mo | $10k | 5-Month CD (special) — Promotional CD; can be opened online; auto-renews; early withdrawal penalty may apply |
| VyStar Credit union · branch in Alachua · 92 FL branches | 3.90% promo | 15 mo | $500 | Special High-Yield CD — $500 and higher minimum balance to earn dividends; limited time special · 49 FL counties |
| Renasant Bank Bank · branch in Alachua · 27 FL branches | 3.65% promo | 7 mo | $10k | 7-Month CD (special) — Promotional CD; can be opened online; auto-renews; early withdrawal penalty may apply |
| Renasant Bank Bank · branch in Alachua · 27 FL branches | 3.55% promo | 11 mo | $10k | 11-Month CD (special) — Promotional CD; can be opened online; auto-renews; early withdrawal penalty may apply |
| Renasant Bank Bank · branch in Alachua · 27 FL branches | 3.05% promo | 17 mo | $10k | 17-Month CD (special) — Promotional CD; can be opened online; auto-renews; early withdrawal penalty may apply |
Alachua County · Gainesville · Newberry
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