Florida CD rates › By county › Sumter County › Wildwood
✓ 5 institutions with branches in Wildwood · 113 you can open · verified 2026-10-01
Wildwood is in Sumter County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 0.10% | United Southern Bank Bank · branch in Wildwood · 14 FL branches | $1k | Anyone |
| 6 mo | 3.95% | Suncoast Credit union · branch in Wildwood · 81 FL branches | $100k | Regional |
| 1 yr | 3.95% | Suncoast Credit union · branch in Wildwood · 81 FL branches | $100k | Regional |
| 18 mo | 4.50% | Suncoast Credit union · branch in Wildwood · 81 FL branches | $100k | Regional |
| 2 yr | 4.00% | Suncoast Credit union · branch in Wildwood · 81 FL branches | $100k | Regional |
| 3 yr | 4.25% | Suncoast Credit union · branch in Wildwood · 81 FL branches | $100k | Regional |
| 4 yr | 4.00% | Suncoast Credit union · branch in Wildwood · 81 FL branches | $100k | Regional |
| 5 yr | 4.00% | Suncoast Credit union · branch in Wildwood · 81 FL branches | $100k | Regional |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| Suncoast Credit union · branch in Wildwood · 81 FL branches | 4.50% 18 mo · $100k min | Regional |
| United Southern Bank Bank · branch in Wildwood · 14 FL branches | 0.35% 5 yr · $1k min | Anyone |
| Truist Bank Bank · branch in Wildwood · 441 FL branches | promos only — see page | Anyone |
| VyStar Credit union · branch in Wildwood · 92 FL branches | promos only — see page | 49 FL counties |
| Florida Credit union · branch in Wildwood · 16 FL branches | promos only — see page | 48 FL counties |
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| VyStar Credit union · branch in Wildwood · 92 FL branches | 4.15% promo | 30 mo | $50k | Special High-Yield CD (jumbo tier) — Table prints '$49,999,99 and higher'; footnote states $50,000 minimum deposit required · 49 FL counties |
| Florida Credit union · branch in Wildwood · 16 FL branches | 4.15% promo | 13 mo | $1k (cap $5M) | 13 Month CD Special (CD or IRA CD) — Max $5M · Limited time offer; minimum balance to open varies per certificate; page states CD terms start with $1,000 minimum deposit · 48 FL counties |
| VyStar Credit union · branch in Wildwood · 92 FL branches | 4.05% promo | 30 mo | $500 (cap $50k) | Special High-Yield CD — Max $50k · Balance tier $500 - $49,999.99 · 49 FL counties |
| VyStar Credit union · branch in Wildwood · 92 FL branches | 3.90% promo | 15 mo | $500 | Special High-Yield CD — $500 and higher minimum balance to earn dividends; limited time special · 49 FL counties |
| Truist Bank Bank · branch in Wildwood · 441 FL branches | 3.25% promo | 1 yr | $100k | Special CD ($100,000 and above) — Special rate on select new CD accounts; balances $100,000 and above; APY accurate as of 7/28/2026 |
Sumter County · Bushnell · Lady Lake · The Villages
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