Florida CD rates › By county › Brevard County
✓ 14 institutions with branches here · 115 you can open · verified 2026-10-01
Banks and online banks are open to anyone. Credit unions appear only when their charter covers Brevard County or they are open to all — employer-only and out-of-state charters are left off rather than listed with a catch you can't clear. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 3.75% | Space Coast 11 locations: Cocoa, Cocoa Beach, Indialantic +8 more | $500 | 34 FL counties |
| 6 mo | 3.85% | Space Coast 11 locations: Cocoa, Cocoa Beach, Indialantic +8 more | $500 | 34 FL counties |
| 9 mo | 3.95% | Space Coast 11 locations: Cocoa, Cocoa Beach, Indialantic +8 more | $500 | 34 FL counties |
| 1 yr | 4.25% | Space Coast 11 locations: Cocoa, Cocoa Beach, Indialantic +8 more | $500 | 34 FL counties |
| 18 mo | 4.50% | Launch Credit Union 9 locations: Cape Canaveral, Cocoa, Kennedy Space Center +6 more | $1k | 9 FL counties |
| 2 yr | 4.29% | TD Bank, National Association 5 locations: Melbourne, Merritt Island, Palm Bay +2 more | $0.01 | Anyone |
| 3 yr | 3.66% | Addition Financial 1 location: Merritt Island | $1k | 43 FL counties |
| 4 yr | 3.71% | Addition Financial 1 location: Merritt Island | $1k | 43 FL counties |
| 5 yr | 3.82% | Addition Financial 1 location: Merritt Island | $1k | 43 FL counties |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
These are the same statewide leaders on every county page — banks and online banks take anyone, and the credit unions here are open to all. Membership conditions are on each institution's page.
| Institution | Branches in Brevard | Best standard CD | Who can open |
|---|---|---|---|
| Launch Credit Union Credit union | Cape Canaveral, Cocoa, Kennedy Space Center, Melbourne, Merritt Island, Palm Bay +3 more | 4.50% 18 mo · $1k min | 9 FL counties |
| TD Bank, National Association Bank | Melbourne, Merritt Island, Palm Bay, Satellite Beach, Titusville | 4.29% 2 yr · $0.01 min | Anyone |
| Space Coast Credit union | Cocoa, Cocoa Beach, Indialantic, Indian Harbour Beach, Melbourne, Merritt Island +5 more | 4.25% 1 yr · $500 min | 34 FL counties |
| JPMorgan Chase Bank, National Association Bank | Cocoa, Indialantic, Indian Harbour Beach, Melbourne, Merritt Island, Palm Bay +4 more | 4.00% 7 mo · $100k min | Anyone |
| Addition Financial Credit union | Merritt Island | 3.82% 5 yr · $1k min | 43 FL counties |
| United Community Bank Bank | Melbourne | 3.80% 8 mo · $2.5k min | Anyone |
| TrustCo Bank Bank | Melbourne | 3.75% 9 mo · $500 min | Anyone |
| Community Credit Union of Florida Credit union | Cocoa, Indian Harbour Beach, Melbourne, Rockledge, Titusville, Viera | 3.75% 6 mo · $1k min | 6 FL counties |
| Valley National Bank Bank | Barefoot Bay | 3.55% 3 mo · $500 min | Anyone |
| Priority Credit union | West Melbourne | 3.40% 9 mo · $500 min | 6 FL counties |
| Wells Fargo Bank, National Association Bank | Cape Canaveral, Cocoa, Cocoa Beach, Indialantic, Indian Harbour Beach, Melbourne +4 more | 1.51% 1 yr · $2.5k min | Anyone |
| Truist Bank Bank | Cocoa, Cocoa Beach, Indian Harbour Beach, Melbourne, Merritt Island, Palm Bay +2 more | promos only — see page | Anyone |
| Seacoast National Bank Bank | Melbourne, Viera | promos only — see page | Anyone |
| VyStar Credit union | Melbourne, Titusville | promos only — see page | 49 FL counties |
Also with branches in Brevard County, but not posting CD rates on their websites (ask in the branch): Bank of America, National Association (Indialantic, Indian Harbour Beach) · Regions Bank (Indian Harbour Beach, Melbourne) · Fifth Third Bank, National Association (Melbourne, Viera) · PNC Bank, National Association (Cocoa, Indialantic) · SouthState Bank, National Association (Palm Shores) · Pinnacle Bank (Merritt Island) · Marine Bank & Trust Company (Melbourne) · Cypress Bank & Trust (Melbourne) · Sunrise Bank (Cocoa Beach) · Community Bank of the South (Cocoa, Merritt Island).
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| TD Bank, National Association 5 locations: Melbourne, Merritt Island, Palm Bay +2 more | 4.30% promo | 2 yr | $0.01 (cap $10k) | TD Choice CD Promotional ($0.01-$9,999.99) — Max $10k |
| TD Bank, National Association 5 locations: Melbourne, Merritt Island, Palm Bay +2 more | 4.30% promo | 2 yr | $10k (cap $50k) | TD Choice CD Promotional ($10,000-$49,999.99) — Max $50k |
| TD Bank, National Association 5 locations: Melbourne, Merritt Island, Palm Bay +2 more | 4.30% promo | 2 yr | $50k (cap $100k) | TD Choice CD Promotional ($50,000-$99,999.99) — Max $100k |
| TD Bank, National Association 5 locations: Melbourne, Merritt Island, Palm Bay +2 more | 4.30% promo | 2 yr | $100k | TD Choice CD Promotional ($100,000+) |
| TD Bank, National Association 5 locations: Melbourne, Merritt Island, Palm Bay +2 more | 4.25% promo | 18 mo | $0.01 (cap $10k) | TD Choice CD Promotional ($0.01-$9,999.99) — Max $10k |
| TD Bank, National Association 5 locations: Melbourne, Merritt Island, Palm Bay +2 more | 4.25% promo | 18 mo | $10k (cap $50k) | TD Choice CD Promotional ($10,000-$49,999.99) — Max $50k |
| TD Bank, National Association 5 locations: Melbourne, Merritt Island, Palm Bay +2 more | 4.25% promo | 18 mo | $50k (cap $100k) | TD Choice CD Promotional ($50,000-$99,999.99) — Max $100k |
| TD Bank, National Association 5 locations: Melbourne, Merritt Island, Palm Bay +2 more | 4.25% promo | 18 mo | $100k | TD Choice CD Promotional ($100,000+) |
The statewide promo board, with every catch spelled out, is on the homepage.
Cape Canaveral · Cocoa · Cocoa Beach · Indialantic · Indian Harbour Beach · Melbourne · Merritt Island · Palm Bay · Rockledge · Titusville · Viera · West Melbourne
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