Florida CD rates › By county › Martin County
✓ 12 institutions with branches here · 117 you can open · verified 2026-10-01
Banks and online banks are open to anyone. Credit unions appear only when their charter covers Martin County or they are open to all — employer-only and out-of-state charters are left off rather than listed with a catch you can't clear. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 4.25% | iTHINK Financial 1 location: Stuart | $1k | 31 FL counties |
| 6 mo | 4.25% | iTHINK Financial 1 location: Stuart | $1k | 31 FL counties |
| 9 mo | 4.25% | iTHINK Financial 1 location: Stuart | $1k | 31 FL counties |
| 1 yr | 4.25% | iTHINK Financial 1 location: Stuart | $1k | 31 FL counties |
| 18 mo | 4.24% | TD Bank, National Association 1 location: Stuart | $0.01 | Anyone |
| 2 yr | 4.29% | TD Bank, National Association 1 location: Stuart | $0.01 | Anyone |
| 3 yr | 4.17% | Connect Credit Union 1 location: Stuart | $20k | 31 FL counties |
| 4 yr | 3.15% | iTHINK Financial 1 location: Stuart | $1k | 31 FL counties |
| 5 yr | 4.28% | Connect Credit Union 1 location: Stuart | $20k | 31 FL counties |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
These are the same statewide leaders on every county page — banks and online banks take anyone, and the credit unions here are open to all. Membership conditions are on each institution's page.
| Institution | Branches in Martin | Best standard CD | Who can open |
|---|---|---|---|
| TD Bank, National Association Bank | Stuart | 4.29% 2 yr · $0.01 min | Anyone |
| Connect Credit Union Credit union | Stuart | 4.28% 5 yr · $20k min | 31 FL counties |
| iTHINK Financial Credit union | Stuart | 4.25% 3 mo · $1k min | 31 FL counties |
| JPMorgan Chase Bank, National Association Bank | Jensen Beach, Palm City, Stuart | 4.00% 7 mo · $100k min | Anyone |
| United Community Bank Bank | Stuart | 3.80% 8 mo · $2.5k min | Anyone |
| TrustCo Bank Bank | Stuart | 3.75% 9 mo · $500 min | Anyone |
| MIDFLORIDA Credit union | Stuart | 3.00% 5 yr · $1k min | Regional |
| First-Citizens Bank & Trust Company Bank | Stuart | 2.50% 3 mo · $500 min | Anyone |
| BankUnited, National Association Bank | Stuart | 2.45% 1 yr · $1k min | Anyone |
| Wells Fargo Bank, National Association Bank | Hobe Sound, Jensen Beach, Palm City, Stuart | 1.51% 1 yr · $2.5k min | Anyone |
| Truist Bank Bank | Jensen Beach, Palm City, Stuart | promos only — see page | Anyone |
| Seacoast National Bank Bank | Hobe Sound, Jensen Beach, Palm City, Stuart | promos only — see page | Anyone |
Also with branches in Martin County, but not posting CD rates on their websites (ask in the branch): Bank of America, National Association (Jensen Beach, Palm City) · PNC Bank, National Association (Jensen Beach, Palm City) · SouthState Bank, National Association (Indiantown, Palm City) · Pinnacle Bank (Stuart) · The Northern Trust Company (Stuart) · Wilmington Trust, National Association (Stuart) · First Southern Bank (Stuart).
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| Connect Credit Union 1 location: Stuart | 4.33% promo | 2 yr | $1k | 24 Month Special Certificate — 31 FL counties |
| TD Bank, National Association 1 location: Stuart | 4.30% promo | 2 yr | $0.01 (cap $10k) | TD Choice CD Promotional ($0.01-$9,999.99) — Max $10k |
| TD Bank, National Association 1 location: Stuart | 4.30% promo | 2 yr | $10k (cap $50k) | TD Choice CD Promotional ($10,000-$49,999.99) — Max $50k |
| TD Bank, National Association 1 location: Stuart | 4.30% promo | 2 yr | $50k (cap $100k) | TD Choice CD Promotional ($50,000-$99,999.99) — Max $100k |
| TD Bank, National Association 1 location: Stuart | 4.30% promo | 2 yr | $100k | TD Choice CD Promotional ($100,000+) |
| TD Bank, National Association 1 location: Stuart | 4.25% promo | 18 mo | $0.01 (cap $10k) | TD Choice CD Promotional ($0.01-$9,999.99) — Max $10k |
| TD Bank, National Association 1 location: Stuart | 4.25% promo | 18 mo | $10k (cap $50k) | TD Choice CD Promotional ($10,000-$49,999.99) — Max $50k |
| TD Bank, National Association 1 location: Stuart | 4.25% promo | 18 mo | $50k (cap $100k) | TD Choice CD Promotional ($50,000-$99,999.99) — Max $100k |
The statewide promo board, with every catch spelled out, is on the homepage.
Hobe Sound · Jensen Beach · Palm City · Stuart
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